Benefits of Aadhaar Card, Aadhaar Card Advantages
Aadhaar Card, 12-digit biometric Unique Identification Card, it has significant advantages now-a-days. An Aadhaar Card has many important details of a person like the fingerprints, Iris details, and other important information. It acts as one stop solution to a lot of problems. Whether you need to open a bank account, apply for a gas connection, want to avail various subsidies, get a new electricity connection, open a trading account, open a demat account and so on, you require your Aadhaar Card everywhere.
Importance of Aadhaar Card
Aadhaar Card has become very significant and important as:
- Aadhaar Card is the only government-issued document that is available anywhere & everywhere
- It gives you unique identification of being Indian Citizen
- Helps in calculation of country's population in an improved way
- Reduces fraud and crime in the country
- It is used as photo ID as well as address proof
- It will help in removal of ghost beneficiaries from the system
- Aadhaar Card maintains equality and allocates subsidies to every citizens without being partial
Benefits/ Advantages of Aadhaar Card
Listed below are the major Benefits of Aadhaar Card:
| Sr No | Benefit | Description |
|---|---|---|
| 1 | Proof of Identity | Accepted as a Proof of Identity by Securities and Exchange board of India for investing in stock market. |
| 2 | Proof of Address | Accepted as a Proof of Address by Securities and Exchange board of India for investing in stock market. |
| 3 | Jan Dhan Account | Pradhan Mantri Jan Dhan Yojana (PMJDY) accepts Aadhaar card as the only sufficient document to open the Jan Dhan bank account |
| 4 | Digital Life certificate | Aadhaar linked digital life certificate (Jeevan Praman for Pensioners) will end the process where pensioner is required to be physically present at Pension Disbursing Agency to avail pension |
| 5 | Bank Account Opening | It is used of PoA and PoI for opening of bank account |
| 6 | Availing LPG Subsidies | Aadhaar can direct LPG subsidy to your bank account |
| 7 | Making Passport fast | You can get passport in just 10 days, if you have Aadhaar Card |
| 8 | Monthly Pension | Registration of Aadhaar Card number with the pension accounts by Pensioners will ensure timely pension payouts |
| 9 | Provident Fund | Aadhaar ensures that the Provident Fund is disbursed directly to the person's account |
| 10 | Digital Locker | Government has launched digital locker system for everyone for storing all personal documents on the government's server, which requires Aadhaar Number |
| 11 | Income Tax | With the help of Aadhaar Card, you can e-verify your Income Tax Returns within seconds |
| 12 | Timely and Exact Direct Benefit Transfer | By linking their Aadhaar Card to their bank accounts, all the beneficiaries of a government developmental programme can receive the benefits in form of cash which will be directly credited to their bank accounts |
| 13 | Mahatma Gandhi National Rural Employment Guarantee (MNREGA) | Wages under MNREGA Scheme will also be credited directly to the bank account of the workers linked with Aadhaar Card |
| 14 | Student Scholarship | Students who receive scholarship from the government can get this money only if bank account which is on the name of the student is linked with their Aadhaar number |
| 15 | Mobile Verification | The government has directed the telecom service providers to link all mobile connections with Aadhaar in order to avoid fake document submission for taking mobile connection |
| 16 | Ration Card | The government has directed people to link their ration card with Aadhaar in order to stop corruption |
| 17 | Crop Insurance | Farmers are required to provide their Aadhaar details to avail the facility of crop insurance |
| 18 | Linking to Voter ID Card | Aadhaar number has started to be linked to the voter ID card from 9th March 2015 so that fraudulent voters can be eliminated from the voters database |
| 19 | Linking to PAN Card | In order to file Income Tax Returns (ITR), it has now become mandatory to link PAN card and Aadhaar card. This step of the government will be helpful in order to curb black money |
| 20 | IRCTC Linkage | One can book upto 12 tickets online through IRCTC website in a month by linking Aadhaar to IRCTC |
| 21 | Accepted by SEBI | It is accepted by SEBI for carrying out stock market transactions without any hassle |
Portability: As Aadhaar is a unique and universal number, any agency or other body can contact the central Unique Identification database and authenticate the aadhaar cardholder's identity through authentication services.
COVID vaccination: Aadhaar is considered as a valid proof for COVID vaccination
Uses of Aadhaar Card
One of the main uses of the Aadhaar card is to access government services and benefits. For example, residents can link their Aadhaar number to their bank account and receive direct benefits such as subsidies for cooking gas, food grains, and other essentials.
In addition, the Aadhaar card has become an important tool for digital authentication. It can be used to verify the identity of individuals when they access online services such as banking, insurance, and other financial services.
The Aadhaar card is also used as proof of identity. The card contains personal information such as name, date of birth, and photograph, which makes it a valid form of identification for a range of purposes, including opening bank accounts, applying for loans, and obtaining a passport.
The Aadhaar card is also used to streamline government processes and reduce fraud. For example, it is used for biometric verification in the issuance of passports, and it is used to verify the identity of beneficiaries of various government schemes. In case, a person wants to apply for a passport or a driving license, he/ she can use the Aadhaar card as proof of identity and address. Similarly, if a person wants to open a bank account, he/ she can use the Aadhaar card as KYC (Know Your Customer) document.
The Aadhaar card is becoming increasingly important in India, and its uses and benefits are expected to grow in the coming years. As more and more services move online, the Aadhaar card is likely to become an even more essential tool for residents of India to access government services and benefits.