About Bank Current Account

What is Current Account
Open a Current Account
Close a Current Account
Transfer a Current Account

FAQs

Current Account FAQs

Document Required for Current Account

Punjab National Bank Current Account Document Required

For HUF (Hindu Undivided Family)

  1. Application (AOF) and Specimen signatures.
  2. ID & Address proof as per KYC norms.
  3. Photos.
  4. Related documents in case of HUF, Trust, Firms etc.
  5. Other related documents as per RBI Guidelines.

For Sole Proprietorship

  1. Duly filled Application Form for opening of Account.
  2. Photograph of account holder/s (2 copies)
  3. Documents as per KYC Norms (Proof of Identity & Proof of Address)
  4. (Any two of the following documents in the name of the proprietary concern)
    • Registration Certificate (in case of registered unit)
    • Certificate/license issued by the municipal authorities under shop & establishment Act.
    • Sales and Income tax returns.
    • CST/VAT certificate.
    • Certificate/registration document issued by the sales tax/professional tax authorities.
    • License issued by the Registering authority like certificate of practice issued by
    • Institute of chartered accountants of India, Institute of company secretaries of India,
    • Indian Medical Council, Food and Drug Control authorities, etc.
    • Existing Bank statement from the current banker, for a minimum period of 6 months.
    • Registration / licensing document issued by the Central Government or State
    • Government Authority / Department.
    • Importer Exporter Code (IEC) issued by the Office of Directorate General of Foreign Trade (DGFT) etc.,

For Partnership Firm

  1. Duly filled Application Form for opening of Account.
  2. Photograph of account holder/s (2 copies)
  3. Documents as per KYC Norms (Proof of Identity & Proof of Address)
  4. Registration Certificate, if the firm is registered.
  5. Partnership Deed.
  6. Power of Attorney (POA)granted to a partner of an employee of the firm to transact business on its behalf.
  7. Attach Proof to identify and proof of address of the main partners and persons holding the PoA apart from the above.
  8. Attach Proof of Legal name, telephone number of the firm and partners apart from the above.

For Private Limited Companies

  1. Application (AOF) and Specimen signatures.
  2. ID & Address proof as per KYC norms.
  3. Photos.
  4. In case of Company Memorandum & Articles of Association, Certificate of Incorporation, Board resolution, etc.
  5. Other related documents as per RBI Guidelines.

For Public Limited Companies

  1. Application (AOF) and Specimen signatures.
  2. ID & Address proof as per KYC norms.
  3. Photos.
  4. In case of Company Memorandum & Articles of Association, Certificate of Incorporation, Board resolution, etc.
  5. Other related documents as per RBI Guidelines.

For Clubs/Societies

  1. Duly filled Application Form for opening of Account.
  2. Certificate of Registration, if registered.
  3. Power of Attorney (POA)granted to transact business on its behalf, if any.
  4. Any document listing out the names and addresses of the trustees, sellers, beneficiaries, and those holding power of Attorney, and other key officials involved in the day to day management of the trust to the satisfaction of the bank.
  5. Resolution of the managing body of the foundation.
  6. Bye Laws of Society/ Bye-laws of Club.

For Trusts

  1. Application (AOF) and Specimen signatures.
  2. ID & Address proof as per KYC norms.
  3. Photos.
  4. Related documents in case of HUF, Trust, Firms etc.
  5. Other related documents as per RBI Guidelines.

For Limited Liability Partnerships (LLP)

  1. Duly filled Application Form for opening of Account.
  2. Certificate of Registration issued by Registrar of Limited Liability Partnership (LLP)
  3. Proof of Address of the entity
  4. Permanent Account Number (PAN)
  5. Latest colour passport size photograph of each of the existing authorised signatories
  6. A copy of one valid photo identification and address proof document of each of the existing authorized signatories
  7. In case Power of Attorney (POA) has been granted for Account operations, photograph and identity and address proof of the POA holder should also be submitted
  8. Shareholding pattern / List of beneficial owners holding more than 25% in the company (Directly / Indirectly)(on letterhead)
  9. Permanent Account Number (PAN) / Identity proof of such beneficial owners as identified above
  10. Address proof of beneficial owners as identified above
  11. Latest phone/mobile number and e-mail id of LLP

Upcoming Bank Holidays

2018 October 24 is a bank holiday in Andaman And Nicobar Island due to Lakshmi Puja/Maharshi Valmiki Jayanthi.
2018 October 27 is a bank holiday in Himachal Pradesh due to Karva Chauth.
2018 October 31 is a bank holiday in Sikkim due to Lhabab Duechen.
2018 November 01 is a bank holiday in Karnataka due to Kannada Rajyostsava/Kut.
2018 November 06 is a bank holiday in Andaman And Nicobar Island due to Diwali Amavasaya (Laxmi Pujan).
2018 November 06 is a bank holiday in Arunachal Pradesh due to Kali Puja/Diwali/Naraka Chaturdashi.

Banks Loan Service

Credit Card By Banks

Credit Card Category

ALL INDIA BANKS LIST
A B BANK LIMITED ABN-AMRO Bank N.V ABU DHABI COMMERCIAL BANK AIRTEL PAYMENTS BANK LIMITED
ALLAHABAD BANK American Express Banking Corp ANDHRA BANK Antwerp Diamond Bank NV
AU SMALL FINANCE BANK LIMITED AXIS BANK B N P PARIBAS BANDHAN BANK LIMITED
BANK OF AMERICA BANK OF BAHARAIN AND KUWAIT BSC BANK OF BARODA BANK OF CEYLON
BANK OF INDIA BANK OF MAHARASHTRA BANK OF TOKYO MITSUBISHI LIMITED BARCLAYS BANK
BHARATIYA MAHILA BANK LIMITED Calyon Bank CANARA BANK CAPITAL SMALL FINANCE BANK LIMITED
CATHOLIC SYRIAN BANK LIMITED CENTRAL BANK OF INDIA CHINATRUST COMMERCIAL BANK LIMITED CITI BANK
CITY UNION BANK LIMITED CORPORATION BANK DBS Bank Ltd DCB BANK LIMITED
DENA BANK DEUSTCHE BANK DHANALAKSHMI BANK EQUITAS SMALL FINANCE BANK LIMITED
ESAF SMALL FINANCE BANK LIMITED EXPORT IMPORT BANK OF INDIA FEDERAL BANK FINCARE SMALL FINANCE BANK LTD
HDFC BANK HSBC BANK HSBC BANK OMAN SAOG ICICI BANK LIMITED
IDBI BANK IDFC BANK LIMITED INDIAN BANK INDIAN OVERSEAS BANK
INDUSIND BANK JAMMU AND KASHMIR BANK LIMITED JP MORGAN BANK JSC VTB BANK
KARNATAKA BANK LIMITED KARUR VYSYA BANK KOTAK MAHINDRA BANK LIMITED Krung Thai Bank Public Co. Ltd
LAXMI VILAS BANK MASHREQBANK PSC MIZUHO CORPORATE BANK LIMITED NORTH EAST SMALL FINANCE BANK LIMITED
OMAN INTERNATIONAL BANK SAOG ORIENTAL BANK OF COMMERCE PUNJAB AND SIND BANK PUNJAB NATIONAL BANK
RBL Bank Limited SBM BANK MAURITIUS LIMITED SHINHAN BANK SOCIETE GENERALE
SONALI BANK LTD SOUTH INDIAN BANK STANDARD CHARTERED BANK STATE BANK OF BIKANER AND JAIPUR
STATE BANK OF HYDERABAD STATE BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF PATIALA
STATE BANK OF TRAVANCORE SURYODAY SMALL FINANCE BANK SYNDICATE BANK TAMILNAD MERCANTILE BANK LIMITED
THE BANK OF NOVA SCOTIA THE NAINITAL BANK LIMITED UBS AG UCO Bank
Ujjivan Small Finance Bank Limited UNION BANK OF INDIA UNITED BANK OF INDIA UNITED OVERSEAS BANK LIMITED
UTKARSH SMALL FINANCE BANK VIJAYA BANK Woori Bank YES BANK
ZILA SAHAKARI BANK LTD