How to get Kisan Credit Card (KCC) Facts & Figures?

What is Kisan Credit Card (KCC)?

Follow the below steps to get Kisan Credit Card.

Visit your nearest bank branch
Get all the necessary details about Kisan Credit Card (KCC)
Get information about its eligibility criteria
Fill up the application form for Kisan Credit Card
Submit all the required documents along with the application form
Only eligible persons will get a Kisan Credit Card and a Passbook by the bank
Passbook keeps the records of the name, address, a passport size photograph of holder, credit limit, particulars of land holding, validity period
It serve both as an identity card and records all transactions on an ongoing basis
Borrower is required to produce the Kisan credit card cum pass book whenever he wants to operate the account

Since launching in August 1998, around 11.56 crore Kisan Credit Cards issued upto March 2012 by Cooperative Banks, Regional Rural Banks and Commercial Banks put together.
The cumulative number of KCC cards issued since inception (1988-89) till March 2015 had reached to 14.64 crore.
The number of operative/ live KCC stood at 7.41 crore as on 31 March 2015.
6 big states (in terms of total number of operative/ live KCCs issued) are Uttar Pradesh (15.15%), Andhra Pradesh (11.02%), Maharashtra (10.07%), Madhya Padesh (9.66%) and Rajasthan (8.33%)

Only one-time documentation should be taken by the banks at the first time of availing of KCC loan and thereafter simple declaration (about crops grown/proposed) by farmers from the second year onwards.
The applicable interest subvention/ incentive should be given to borrowers under KCC scheme for prompt repayment as advised by Government of India and/ or State Governments. The banks will give adequate publicity of this facility so that maximum farmers may benefit from the scheme.
Farmers to be provided with KCC Short Term sub-limit cum SB account so as to allow credit balance in KCC-cum-SB accounts to fetch interest at savings bank rate. Separate folio for the long term sub-limit.
Farmer beneficiaries should be made aware of the insurance cover available and their consent should be obtained, at the application stage itself by the banks so that they can take maximum benefit under these insurance schemes.
Prime Minister Mr Narendra Modi made an announcement on December 31, 2016 that Kisan Credit Cards would be converted to RuPay Credit Cards so that the farmers would have the opportunity of making purchases from anywhere.