About KCC

What is Kisan Credit Card?
How it Works?
How to get Kisan Credit Card?
Insurance Offered Under KCC
Eligibility for KCC
Interest Rate KCC
Features KCC
Repayment Period KCC

FAQs

Kisan Credit Card FAQs

KCC By Banks

Objective, Purpose and Benefits of Kisan Credit Card Scheme 2018

What is Kisan Credit Card (KCC)?

Kisan Credit Card is a credit delivery mechanism to meet the credit needs of the farmers during the crop season in a timely and hassle-free manner by giving financial support to them. All the Commercial Banks, Regional Rural Banks, and Cooperative banks issue such credit cards.

Kisan Credit Card scheme was introduced by NDA Government in August 1998 on the basis of the model scheme prepared by the National Bank for Agriculture and Rural Development (NABARD) in consultation with the Major Banks.

Benefits of Kisan Credit Card Scheme (KCC) to Banks

Kisan Credit Card Scheme provides adequate, hassle-free and timely credit support from the banking system under a single window to the farmers. The main objectives of the scheme are:
  1. To meet the short term credit requirements for cultivation of crops
  2. Post harvest expenses
  3. Produce Marketing loan
  4. Providing insurance coverage to Kisan Credit Card holders.
  5. Consumption requirements of farmer household
  6. Providing working capital for maintenance of farm assets
  7. Providing working capital for activities allied to agriculture such as dairy animals, inland fishery etc.
  8. Offering protection against loss of crops due to pest attacks, natural calamities, etc.

Objective/ Purpose of Kisan Credit Card Scheme

  1. Transaction cost to the banks is reduced
  2. Reduction in the work load of rural branches
  3. Increase in banks' business
  4. Simplification of documentation
  5. No need for repeated appraisal and processing of loan papers
  6. Quick & easy disbursement procedure
  7. Business reach gets improved
  8. Improved recycling of funds
  9. Better relationships with customers
  10. Better recovery of loans

Upcoming Bank Holidays

2018 May 29 is a bank holiday in Sikkim due to Saga Dawa.
2018 June 08 is a bank holiday in Jammu And Kashmir due to Jumat-ul-Veda.
2018 June 11 is a bank holiday in Jammu And Kashmir due to Shab-I-Qadr.
2018 June 15 is a bank holiday in Jammu And Kashmir due to Id-ul-Fitr (Ramzan)/Raja Sankranti/Y.M.A Day.
2018 June 16 is a bank holiday in Andaman And Nicobar Island due to Ramzan Id (Id-ul-Fitr)/Maharana Pratap Jayanti.
2018 June 30 is a bank holiday in Mizoram due to Remna Ni.

Banks Loan Service

Credit Card By Banks

Credit Card Category

ALL INDIA BANKS LIST
A B BANK LIMITED ABN-AMRO Bank N.V ABU DHABI COMMERCIAL BANK AIRTEL PAYMENTS BANK LIMITED
ALLAHABAD BANK American Express Banking Corp ANDHRA BANK Antwerp Diamond Bank NV
AU SMALL FINANCE BANK LIMITED AXIS BANK B N P PARIBAS BANDHAN BANK LIMITED
BANK OF AMERICA BANK OF BAHARAIN AND KUWAIT BSC BANK OF BARODA BANK OF CEYLON
BANK OF INDIA BANK OF MAHARASHTRA BANK OF TOKYO MITSUBISHI LIMITED BARCLAYS BANK
BHARATIYA MAHILA BANK LIMITED Calyon Bank CANARA BANK CAPITAL SMALL FINANCE BANK LIMITED
CATHOLIC SYRIAN BANK LIMITED CENTRAL BANK OF INDIA CHINATRUST COMMERCIAL BANK LIMITED CITI BANK
CITY UNION BANK LIMITED CORPORATION BANK DBS Bank Ltd DCB BANK LIMITED
DENA BANK DEUSTCHE BANK DHANALAKSHMI BANK EQUITAS SMALL FINANCE BANK LIMITED
ESAF SMALL FINANCE BANK LIMITED EXPORT IMPORT BANK OF INDIA FEDERAL BANK FINCARE SMALL FINANCE BANK LTD
HDFC BANK HSBC BANK HSBC BANK OMAN SAOG ICICI BANK LIMITED
IDBI BANK IDFC BANK LIMITED INDIAN BANK INDIAN OVERSEAS BANK
INDUSIND BANK JAMMU AND KASHMIR BANK LIMITED JP MORGAN BANK JSC VTB BANK
KARNATAKA BANK LIMITED KARUR VYSYA BANK KOTAK MAHINDRA BANK LIMITED Krung Thai Bank Public Co. Ltd
LAXMI VILAS BANK MASHREQBANK PSC MIZUHO CORPORATE BANK LIMITED NORTH EAST SMALL FINANCE BANK LIMITED
OMAN INTERNATIONAL BANK SAOG ORIENTAL BANK OF COMMERCE PUNJAB AND SIND BANK PUNJAB NATIONAL BANK
RBL Bank Limited SBM BANK MAURITIUS LIMITED SHINHAN BANK SOCIETE GENERALE
SONALI BANK LTD SOUTH INDIAN BANK STANDARD CHARTERED BANK STATE BANK OF BIKANER AND JAIPUR
STATE BANK OF HYDERABAD STATE BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF PATIALA
STATE BANK OF TRAVANCORE SURYODAY SMALL FINANCE BANK SYNDICATE BANK TAMILNAD MERCANTILE BANK LIMITED
THE BANK OF NOVA SCOTIA THE NAINITAL BANK LIMITED UBS AG UCO Bank
Ujjivan Small Finance Bank Limited UNION BANK OF INDIA UNITED BANK OF INDIA UNITED OVERSEAS BANK LIMITED
UTKARSH SMALL FINANCE BANK VIJAYA BANK Woori Bank YES BANK
ZILA SAHAKARI BANK LTD