About KCC

What is Kisan Credit Card?
How it Works?
How to get Kisan Credit Card?
Insurance Offered Under KCC
Eligibility for KCC
Interest Rate KCC
Features KCC
Repayment Period KCC

FAQs

Kisan Credit Card FAQs

KCC By Banks

Objective, Purpose and Benefits of Kisan Credit Card Scheme 2017

What is Kisan Credit Card (KCC)?

Kisan Credit Card is a credit delivery mechanism to meet the credit needs of the farmers during the crop season in a timely and hassle-free manner by giving financial support to them. All the Commercial Banks, Regional Rural Banks, and Cooperative banks issue such credit cards.

Kisan Credit Card scheme was introduced by NDA Government in August 1998 on the basis of the model scheme prepared by the National Bank for Agriculture and Rural Development (NABARD) in consultation with the Major Banks.

Benefits of Kisan Credit Card Scheme (KCC) to Banks

Kisan Credit Card Scheme provides adequate, hassle-free and timely credit support from the banking system under a single window to the farmers. The main objectives of the scheme are:
  1. To meet the short term credit requirements for cultivation of crops
  2. Post harvest expenses
  3. Produce Marketing loan
  4. Providing insurance coverage to Kisan Credit Card holders.
  5. Consumption requirements of farmer household
  6. Providing working capital for maintenance of farm assets
  7. Providing working capital for activities allied to agriculture such as dairy animals, inland fishery etc.
  8. Offering protection against loss of crops due to pest attacks, natural calamities, etc.

Objective/ Purpose of Kisan Credit Card Scheme

  1. Transaction cost to the banks is reduced
  2. Reduction in the work load of rural branches
  3. Increase in banks' business
  4. Simplification of documentation
  5. No need for repeated appraisal and processing of loan papers
  6. Quick & easy disbursement procedure
  7. Business reach gets improved
  8. Improved recycling of funds
  9. Better relationships with customers
  10. Better recovery of loans

Upcoming Bank Holidays

2017 December 18 is a bank holiday in Meghalaya due to Death Anniversary Of U SoSo Tham.
2017 December 19 is a bank holiday in Goa due to Goa Liberation Day.
2017 December 21 is a bank holiday in Sikkim due to Losoong/Namsoong.
2017 December 25 is a bank holiday in Andaman And Nicobar Island due to Christmas.

Banks Loan Service

Credit Card By Banks

Credit Card Category

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ALL INDIA BANKS LIST
A B BANK LIMITED ABN-AMRO Bank N.V ABU DHABI COMMERCIAL BANK AIRTEL PAYMENTS BANK LIMITED
ALLAHABAD BANK American Express Banking Corp ANDHRA BANK Antwerp Diamond Bank NV
AXIS BANK B N P PARIBAS BANDHAN BANK LIMITED BANK OF AMERICA
BANK OF BAHARAIN AND KUWAIT BSC BANK OF BARODA BANK OF CEYLON BANK OF INDIA
BANK OF MAHARASHTRA BANK OF TOKYO MITSUBISHI LIMITED BARCLAYS BANK BHARATIYA MAHILA BANK LIMITED
Calyon Bank CANARA BANK CATHOLIC SYRIAN BANK LIMITED CENTRAL BANK OF INDIA
CHINATRUST COMMERCIAL BANK LIMITED CITI BANK CITY UNION BANK LIMITED CORPORATION BANK
DBS Bank Ltd DCB BANK LIMITED DENA BANK DEUSTCHE BANK
DHANALAKSHMI BANK EQUITAS SMALL FINANCE BANK LIMITED EXPORT IMPORT BANK OF INDIA FEDERAL BANK
HDFC BANK HSBC BANK HSBC BANK OMAN SAOG ICICI BANK LIMITED
IDBI BANK IDFC BANK LIMITED INDIAN BANK INDIAN OVERSEAS BANK
INDUSIND BANK JAMMU AND KASHMIR BANK LIMITED JP MORGAN BANK JSC VTB BANK
KARNATAKA BANK LIMITED KARUR VYSYA BANK KOTAK MAHINDRA BANK LIMITED Krung Thai Bank Public Co. Ltd
LAXMI VILAS BANK MASHREQBANK PSC MIZUHO CORPORATE BANK LIMITED OMAN INTERNATIONAL BANK SAOG
ORIENTAL BANK OF COMMERCE PUNJAB AND SIND BANK PUNJAB NATIONAL BANK RBL Bank Limited
SBM BANK MAURITIUS LIMITED SHINHAN BANK SOCIETE GENERALE SONALI BANK LTD
SOUTH INDIAN BANK STANDARD CHARTERED BANK STATE BANK OF BIKANER AND JAIPUR STATE BANK OF HYDERABAD
STATE BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF PATIALA STATE BANK OF TRAVANCORE
SURYODAY SMALL FINANCE BANK SYNDICATE BANK TAMILNAD MERCANTILE BANK LIMITED THE BANK OF NOVA SCOTIA
THE NAINITAL BANK LIMITED UBS AG UCO Bank Ujjivan Small Finance Bank Limited
UNION BANK OF INDIA UNITED BANK OF INDIA UNITED OVERSEAS BANK LIMITED UTKARSH SMALL FINANCE BANK
VIJAYA BANK Woori Bank YES BANK ZILA SAHAKARI BANK LTD