Factors Considered for Mutual Fund Selection

What are the factors considered for selecting a Mutual Fund product?

Following factors must be considered selecting a suitable Mutual Fund product:

  • Investor must carefully read the offer document of the mutual fund scheme in which he can get necessary information like the main features of the scheme, risk factors, expenses to be charged to the scheme, investment experience of fund managers, performance of other schemes launched by the mutual fund in the past, loads, sponsor's track record, educational qualification of key personnel, pending litigations, penalties imposed, etc.
  • Check the past track record of performance of the scheme.
  • Compare the performance of a scheme with its benchmark or with other schemes having similar investment objectives.
  • Apart from the returns, investor should also look at the volatility of the returns given by the fund.
  • Check the Corpus or Asset Under Management (AUM) size of the scheme.
  • In case of debt oriented schemes, the investor should also check the quality of debt instruments through their credit rating.
  • In case of equity oriented schemes, the investor needs to check the quality of portfolio.
  • Investor can compare funds with the help of various websites, blogs, financial newspapers, etc.
  • Investor can also take an advice of mutual fund advisor or an expert.

Upcoming Bank Holidays

2017 February 24 is a bank holiday in Chandigarh due to Mahashivratri.
2017 February 27 is a bank holiday in Sikkim due to Losar.
2017 March 03 is a bank holiday in Mizoram due to Chapchar Kut.
2017 March 12 is a bank holiday in Jammu And Kashmir due to Holi (Jammu Province Only).

 Quick IFSC Search
 
 Quick MICR Search
 
 Quick BSR Search
 
ALL INDIA BANKS LIST
AB Bank Ltd ABN-AMRO Bank N.V Abu Dhabi Commercial Bank Airtel Payments Bank Limited
Allahabad Bank American Express Banking Corp Andhra Bank Antwerp Diamond Bank NV
AXIS Bank Bandhan Bank Limited Bank Of America Bank Of Bahrain & Kuwait B.S.C
Bank Of Baroda Bank Of Ceylon Bank Of India Bank Of Maharashtra
Bank Of Nova Scotia Bank Of Tokyo Mitsubishi Limited Barclays Bank Bharatiya Mahila Bank
BNP Paribas Calyon Bank Canara Bank Catholic Syrian Bank Limited
Central Bank Of India Chinatrust Commercial Bank Limited Citi Bank City Union Bank Limited
Corporation Bank DBS Bank Ltd DCB Bank Limited Dena Bank
Deutsche Bank Dhanalakshmi Bank Equitas Small Finance Bank Limited Exim Bank Export Import Bank Of India
Federal Bank HDFC Bank HSBC Bank HSBC BANK OMAN SAOG
ICICI Bank IDBI Bank IDFC Bank Limited Indian Bank
Indian Overseas Bank IndusInd Bank Jammu And Kashmir Bank Limited JP Morgan Bank
JSC VTB Bank Karnataka Bank Limited Karur Vysya Bank Kotak Mahindra Bank Limited
Krung Thai Bank Public Co. Ltd Laxmi Vilas Bank Mashreqbank Psc Mizuho Corporate Bank Limited
Oman International Bank SAOG Oriental Bank Of Commerce Punjab And Sind Bank Punjab National Bank
RBL Bank Limited SBM Bank Mauritius Limited Shinhan Bank Societe Generale
Sonali Bank South Indian Bank Standard Chartered Bank State Bank Of Hyderabad
State Bank Of Patiala State Bank Of Bikaner And Jaipur State Bank Of India State Bank Of Mysore
State Bank Of Travancore Syndicate Bank Tamilnad Mercantile Bank Limited The Nainital Bank Limited
UBS AG UCO Bank Union Bank Of India United Bank Of India
Vijaya Bank Yes Bank Limited