Factors Considered for Mutual Fund Selection

What are the factors considered for selecting a Mutual Fund product?

Following factors must be considered selecting a suitable Mutual Fund product:

  • Investor must carefully read the offer document of the mutual fund scheme in which he can get necessary information like the main features of the scheme, risk factors, expenses to be charged to the scheme, investment experience of fund managers, performance of other schemes launched by the mutual fund in the past, loads, sponsor's track record, educational qualification of key personnel, pending litigations, penalties imposed, etc.
  • Check the past track record of performance of the scheme.
  • Compare the performance of a scheme with its benchmark or with other schemes having similar investment objectives.
  • Apart from the returns, investor should also look at the volatility of the returns given by the fund.
  • Check the Corpus or Asset Under Management (AUM) size of the scheme.
  • In case of debt oriented schemes, the investor should also check the quality of debt instruments through their credit rating.
  • In case of equity oriented schemes, the investor needs to check the quality of portfolio.
  • Investor can compare funds with the help of various websites, blogs, financial newspapers, etc.
  • Investor can also take an advice of mutual fund advisor or an expert.

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2018 April 30 is a bank holiday in Andaman And Nicobar Island due to Buddha Pournima.
2018 May 01 is a bank holiday in Andaman And Nicobar Island due to Maharashtra Din/May Day.
2018 May 09 is a bank holiday in Andaman And Nicobar Island due to Birthday Of Rabindranath Tagore.
2018 May 16 is a bank holiday in Arunachal Pradesh due to State Day.
2018 May 29 is a bank holiday in Sikkim due to Saga Dawa.
2018 June 08 is a bank holiday in Jammu And Kashmir due to Jumat-ul-Veda.

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