Factors Considered for Mutual Fund Selection

What are the factors considered for selecting a Mutual Fund product?

Following factors must be considered selecting a suitable Mutual Fund product:

  • Investor must carefully read the offer document of the mutual fund scheme in which he can get necessary information like the main features of the scheme, risk factors, expenses to be charged to the scheme, investment experience of fund managers, performance of other schemes launched by the mutual fund in the past, loads, sponsor's track record, educational qualification of key personnel, pending litigations, penalties imposed, etc.
  • Check the past track record of performance of the scheme.
  • Compare the performance of a scheme with its benchmark or with other schemes having similar investment objectives.
  • Apart from the returns, investor should also look at the volatility of the returns given by the fund.
  • Check the Corpus or Asset Under Management (AUM) size of the scheme.
  • In case of debt oriented schemes, the investor should also check the quality of debt instruments through their credit rating.
  • In case of equity oriented schemes, the investor needs to check the quality of portfolio.
  • Investor can compare funds with the help of various websites, blogs, financial newspapers, etc.
  • Investor can also take an advice of mutual fund advisor or an expert.

Upcoming Bank Holidays

2017 February 24 is a bank holiday in Chandigarh due to Mahashivratri.
2017 February 27 is a bank holiday in Sikkim due to Losar.
2017 March 03 is a bank holiday in Mizoram due to Chapchar Kut.
2017 March 12 is a bank holiday in Jammu And Kashmir due to Holi (Jammu Province Only).

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