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What are the alternative payment methods to cash - How to go cashless?

How to go cashless?

While the government is willing to develop a cashless economy in India, following alternative payment methods can replace cash transactions:

  1. Debit Card
  2. Credit Card
  3. Net Banking (Online fund transfer/wire transfer)
  4. Electronic bill payment
  5. Cheque
  6. Unified Payment Interface
  7. Mobile payments
  8. *99#
  9. Digital Wallets (E Wallets)
  10. E- Coupons
  11. Aadhaar Enabled Payment System


These are safer methods as you need not carry cash and you can have a hassle-free experience while shopping. Many of the above offer you cash back rewards too.

More About Mutual Funds

Mutual Fund and its Structure
Advantages of Mutual Funds
Mutual Fund Regulator in India
Mutual Fund Schemes and Its Types
Mutual Fund Risks
How to invest in Mutual Fund
Switch and Redeem Mutual Funds
Investment Plans in Mutual Funds
Taxation of Investing in Mutual Funds
What is Net Asset Value (NAV)
How to become a Mutual Fund Distributor
Factors Considered for Mutual Fund Selection
FD Vs RD PPF Vs FD EPF VS PPF RD VS PPF

Upcoming Bank Holidays

2024 April 20 is a bank holiday in Tripura due to Garia Puja.
2024 May 01 is a bank holiday in Goa due to Maharashtra Din/May Day (Labour Day).
2024 May 08 is a bank holiday in Andaman And Nicobar Island due to Birthday Of Rabindranath Tagore.
2024 May 10 is a bank holiday in Karnataka due to Basava Jayanti/Akshaya Tritiya.
2024 May 16 is a bank holiday in Sikkim due to State Day.
2024 May 23 is a bank holiday in Andaman And Nicobar Island due to Buddha Purnima.

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Highest FD Interest Rates

Bank NameInterest(p.a.)
Esaf Small Finance Bank 8.75%
Suryoday Small Finance Bank8.50%
Utkarsh Small Finance Bank8.50%
Equitas Small Finance Bank 8.50%
North East Small Finance Bank 8.50%
Ujjivan Small Finance Bank 8.30%
Indusind Bank8.00%
Fincare Small Finance Bank Ltd8.00%
The Nainital Bank 7.90%

Senior Citizen FD Interest Rates

Bank NameInterest(p.a.)
Esaf Small Finance Bank 8.75%
Suryoday Small Finance Bank8.50%
Utkarsh Small Finance Bank8.50%
Equitas Small Finance Bank 8.50%
North East Small Finance Bank 8.50%
Ujjivan Small Finance Bank 8.30%
Indusind Bank8.00%
Rbl Bank 8.00%
Fincare Small Finance Bank Ltd8.00%
The Nainital Bank 7.90%

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