Karnataka Vikas Grameena Bank Personal Loan

Karnataka Vikas Grameena Bank is a gramin bank in india established on 12-09-2005. It has headquarter in Dharwad and address is P.B.No. 111, Belgaum Road, Dharwad - 580 008, Karnataka. it has 650 branches across the state.

It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, loans, personal loan, netbanking, RTGS, NEFT, IMPS, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.

Karnataka Vikas Grameena Bank Personal Loan Interest Rates, Personal Loan at Updated on 20 Feb 2019. Apply for Personal Loans Online. Find Karnataka Vikas Grameena Bank Personal loan purpos, Eligibility, Margin, Repayment of Personal Loan ,Security, Document Required for Personal Loan from below.

Other Products of Karnataka Vikas Grameena Bank:

• Maximum loan amount
• Multiple loan repayment options
• Fast & easy processing of personal loan application
• Quick loan approval
• Guarantor is not insisted upon by the bank
• Attractive & competitive interest rates
• Offers special schemes and discounts for employees of large companies
• Usually, no security is required for availing personal loan

1. Apply Online: You can apply online through website of ICICI Bank and fill up your personal information and work information & uploading necessary documents. You can apply after checking your loan eligibility.
2. Apply Offline: You can visit personally to any of ICICI Bank branches alongwith all the required documents , fill up the form and get your loan approval process started.

To meet all sorts of financial needs like a holiday trip abroad, household shifting, marriage in the family, payment of credit card bill, repayment of an existing loan, medical emergencies and many more without worrying about keeping any collateral or property.

1. Age: 21 to 58 years.
2. Permanent employees of State/Central Govt., Public Sector Undertakings, Corporations, Private Sector Companies and reputed establishments.
3. Salaried / Self - Employed with regular income.
4. Number of years in the present job/ business/ profession: upto 3 years

1. Duly filled up and signed personal loan application form
2. Photographs
3. Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
4. Proof of income -Latest salary slip showing all deductions or Form 16 along with recent salary certificate (for salaried individuals)
5. Proof of income- Income Tax Returns of 2 previous financial years (for other than salaried individuals)
6. Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
7. Bank Statement or Bank Pass Book of having entries of last 6 months

Any one of the following methods can be used to repay the loan:

• Standing instruction registration at your bank
• Through Internet Banking solution
• Automated Payment through ECS (Electronic Clearing service)
• Through Mobile Banking App, if provided by the bank