Education Loan in India

The most important dream of all parents is that their children get a quality education so that they can lead a bright and successful life. Parents are finding it very difficult to self-finance their children's education due to the increasing cost of higher education. For example, for engineering courses, the fees is around Rs 5-10 lakh, for any medical course at a private college, the fees is appox. in the range of Rs. 40 lakh and Rs. 50 lakh and for professional courses like MBA etc, fees could be around Rs 4-5 lakh. Here comes into picture the importance of Education Loan to cover these education expenses.

Students from various disciplines can now take their first step on the path to success and fuel their dreams for professional or technical education in India or abroad with financial assistance in the form of Education Loan offered by banks so that nothing can hinder their progress.

Education Loan provides financial aid to deserving and meritorious students to pursue higher studies in India and abroad. It helps students to pay their tuition fees, examination, library, books, laboratory and hostel while studying. It also covers travel expenses for studying abroad, study tours, project work, refundable deposit, etc.

Almost all banks in India offer education loans on attractive interest rate and easy repayment options and hence there is a huge demand for loans to cover education expenses.

Benefits of Education Loan

  1. Provides financial assistance to fulfil the dream of higher education of deserving and meritorious students.
  2. Loans for a variety of courses are available on attractive rates of interest.
  3. Female students are often offered discounts or lower interest rates when it comes to education loans.
  4. Government sponsors subsidy schemes to help students from the economically backward sections of society avail the benefits of education loan.
  5. Education loans below Rs.4 lakh usually are offered by banks without any security or guarantor.
  6. The interest paid on the education loan can be claimed as deduction without any upper limit under Section 80E of the Income Tax Act of India, 1961.

Banks Providing Education Loan

  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • punjab gramin bank Education Loan Interest Rates
    N/A
    N/A
    In 5 to 7 years after the Holiday | Moratorium Period
  • Punjab Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • axis bank Education Loan Interest Rates
    N/A
    N/A
    Contact Bank Branch
  • Axis Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • hdfc bank Education Loan Interest Rates
    N/A
    N/A
    Contact Bank Branch
  • Hdfc Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • rbl bank Education Loan Interest Rates
    N/A
    N/A
    In 5 to 7 years after the Holiday | Moratorium Period
  • Rbl Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • rajkot nagrik sahakari bank Education Loan Interest Rates
    N/A
    N/A
    In 5 to 7 years after the Holiday | Moratorium Period
  • Rajkot Nagrik Sahakari Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • bharat cooperative bank (mumbai) ltd., mumbai Education Loan Interest Rates
    N/A
    N/A
    In 7 years after the Holiday | Moratorium Period
  • Bharat Cooperative Bank (mumbai) Ltd., Mumbai
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • janakalyan sahakari bank Education Loan Interest Rates
    N/A
    N/A
    In 8 to 10 years after the Holiday | Moratorium Period
  • Janakalyan Sahakari Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the karad urban cooperative bank Education Loan Interest Rates
    N/A
    N/A
    In 5 to 7 years after the Holiday | Moratorium Period
  • The Karad Urban Cooperative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • nkgsb cooperative bank Education Loan Interest Rates
    N/A
    N/A
    In 7 years excluding additional 3 years moratorium period or course duration, whichever is less.
  • Nkgsb Cooperative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • punjab and maharshtra cooperative bank Education Loan Interest Rates
    N/A
    N/A
    In 10 to 15 years inclusive of the Holiday | Moratorium Period
  • Punjab And Maharshtra Cooperative Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • tjsb sahakari bank ltd Education Loan Interest Rates
    N/A
    N/A
    In 144 months including the Holiday | Moratorium Period
  • Tjsb Sahakari Bank Ltd
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the zoroastrian cooperative bank Education Loan Interest Rates
    N/A
    N/A
    In 72 months excluding the Holiday | Moratorium Period
  • The Zoroastrian Cooperative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • shikshak sahakari bank Education Loan Interest Rates
    N/A
    N/A
    In 5 to 7 years after the Holiday | Moratorium Period
  • Shikshak Sahakari Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • punjab national bank Education Loan Interest Rates
    N/A
    8.45% to 10.95%
    In 15 years after the Holiday | Moratorium Period
  • Punjab National Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • andhra bank Education Loan Interest Rates
    N/A
    8.70% to 10.65%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Andhra Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • allahabad bank Education Loan Interest Rates
    N/A
    8.95% to 10.60%
    In 15 years after the Holiday | Moratorium Period
  • Allahabad Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • bank of baroda Education Loan Interest Rates
    N/A
    9.35% to 10.85%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Bank Of Baroda
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • idbi bank Education Loan Interest Rates
    N/A
    9.45% to 10.45%
    In 10 to 15 years after the Holiday | Moratorium Period
  • Idbi Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • vijaya bank Education Loan Interest Rates
    N/A
    9.45% to 10.65%
    In 15 years after the Holiday | Moratorium Period
  • Vijaya Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • oriental bank of commerce Education Loan Interest Rates
    N/A
    9.70% to 12.70%
    In 15 years after the Holiday | Moratorium Period
  • Oriental Bank Of Commerce
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • central bank of india Education Loan Interest Rates
    N/A
    9.90% to 10.40%
    In 10 to 15 years after the Holiday | Moratorium Period
  • Central Bank Of India
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • canara bank Education Loan Interest Rates
    N/A
    9.95% to 10.45%
    In 10 to 15 years after the Holiday | Moratorium Period
  • Canara Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • rajarambapu sahakari bank ltd Education Loan Interest Rates
    N/A
    10.00%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Rajarambapu Sahakari Bank Ltd
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • dena bank Education Loan Interest Rates
    N/A
    10.20%
    In 15 years after the Holiday | Moratorium Period
  • Dena Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • jammu and kashmir bank Education Loan Interest Rates
    N/A
    10.20% to 10.95%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Jammu And Kashmir Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • bank of india Education Loan Interest Rates
    N/A
    10.20% to 11%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Bank Of India
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • bank of maharashtra Education Loan Interest Rates
    N/A
    10.25% to 10.75%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Bank Of Maharashtra
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • punjab and sind bank Education Loan Interest Rates
    N/A
    10.25% to 10.75%
    In 15 years after the Holiday | Moratorium Period
  • Punjab And Sind Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • corporation bank Education Loan Interest Rates
    N/A
    10.25% to 11.10%
    Contact Bank Branch
  • Corporation Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • syndicate bank Education Loan Interest Rates
    N/A
    10.25% to 11.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Syndicate Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • indian overseas bank Education Loan Interest Rates
    N/A
    10.25% to 11.55%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Indian Overseas Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • citizen credit cooperative bank Education Loan Interest Rates
    N/A
    10.5% to 11.50%
    In 5 to 9 years after the Holiday | Moratorium Period
  • Citizen Credit Cooperative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • dombivli nagari sahakari bank Education Loan Interest Rates
    N/A
    10.50% to 12%
    In 7 years after the Holiday | Moratorium Period
  • Dombivli Nagari Sahakari Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • jalgaon janata sahakari bank Education Loan Interest Rates
    N/A
    10.50% to 12%
    In 5 years excluding the Holiday | Moratorium Period
  • Jalgaon Janata Sahakari Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • narmada jhabua gramin bank Education Loan Interest Rates
    N/A
    10.50% to 13%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Narmada Jhabua Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • uco bank Education Loan Interest Rates
    N/A
    10.60% to 11%
    In 15 years after the Holiday | Moratorium Period
  • Uco Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • federal bank Education Loan Interest Rates
    N/A
    10.65% to 14%
    Contact Bank Branch
  • Federal Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • janata sahakari bank ltd Education Loan Interest Rates
    N/A
    10.75% to 11.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Janata Sahakari Bank Ltd
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • purvanchal gramin bank Education Loan Interest Rates
    N/A
    10.75% to 12.50%
    Contact Bank Branch
  • Purvanchal Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • karnataka bank Education Loan Interest Rates
    N/A
    10.85% to 12.95%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Karnataka Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • malwa gramin bank Education Loan Interest Rates
    N/A
    10.90% to 12.40%
    In 5 to 10 years after the Holiday | Moratorium Period
  • Malwa Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • united bank of india Education Loan Interest Rates
    N/A
    10.95% to 11.00%
    In 15 years after the Holiday | Moratorium Period
  • United Bank Of India
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • ahmedabad mercantile cooperative bank Education Loan Interest Rates
    N/A
    10%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Ahmedabad Mercantile Cooperative Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • state bank of india Education Loan Interest Rates
    N/A
    10% to 10.75%
    In 15 years after the Holiday | Moratorium Period
  • State Bank Of India
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • bharatiya mahila bank Education Loan Interest Rates
    N/A
    10% to 10.75%
    In 15 years after the Holiday | Moratorium Period
  • Bharatiya Mahila Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • state bank of mysore Education Loan Interest Rates
    N/A
    10% to 10.75%
    In 15 years after the Holiday | Moratorium Period
  • State Bank Of Mysore
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • state bank of hyderabad Education Loan Interest Rates
    N/A
    10% to 10.75%
    In 15 years after the Holiday | Moratorium Period
  • State Bank Of Hyderabad
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • state bank of patiala Education Loan Interest Rates
    N/A
    10% to 10.75%
    In 15 years after the Holiday | Moratorium Period
  • State Bank Of Patiala
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • state bank of travancore Education Loan Interest Rates
    N/A
    10% to 10.75%
    In 15 years after the Holiday | Moratorium Period
  • State Bank Of Travancore
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • state bank of bikaner and jaipur Education Loan Interest Rates
    N/A
    10% to 10.75%
    In 15 years after the Holiday | Moratorium Period
  • State Bank Of Bikaner And Jaipur
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • jammu and kashmir grameen bank Education Loan Interest Rates
    N/A
    10% to 11.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Jammu And Kashmir Grameen Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the surath peoples cooperative bank Education Loan Interest Rates
    N/A
    10% to 11%
    In 5 to 7 years after the Holiday | Moratorium Period
  • The Surath Peoples Cooperative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • meghalaya rural bank Education Loan Interest Rates
    N/A
    10% to 12%
    Contact Bank Branch
  • Meghalaya Rural Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • g p parsik bank Education Loan Interest Rates
    N/A
    11.00% to 12.00%
    In 10 years inclusive of the Holiday | Moratorium Period
  • G P Parsik Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • rajasthan marudhara gramin bank Education Loan Interest Rates
    N/A
    11.05% to 11.55%
    Contact Bank Branch
  • Rajasthan Marudhara Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • tripura gramin bank Education Loan Interest Rates
    N/A
    11.05% to 11.60%
    Contact Bank Branch
  • Tripura Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • baroda gujarat gramin bank Education Loan Interest Rates
    N/A
    11.15% to 12.40%
    Contact Bank Branch
  • Baroda Gujarat Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the nainital bank Education Loan Interest Rates
    N/A
    11.25% to 12.25%
    In 5 to 7 years after the Holiday | Moratorium Period
  • The Nainital Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • sarva haryana gramin bank Education Loan Interest Rates
    N/A
    11.40%
    Contact Bank Branch
  • Sarva Haryana Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • kotak mahindra bank Education Loan Interest Rates
    N/A
    11.5% to 24%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Kotak Mahindra Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • bangiya gramin vikash bank Education Loan Interest Rates
    N/A
    11.50% to 12.25%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Bangiya Gramin Vikash Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • union bank of india Education Loan Interest Rates
    N/A
    11.50% to 12.25%
    In 10 to 15 years after the Holiday | Moratorium Period
  • Union Bank Of India
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • madhya bihar gramin bank Education Loan Interest Rates
    N/A
    11.50% to 12.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Madhya Bihar Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • abhyudaya cooperative bank Education Loan Interest Rates
    N/A
    11.50% to 12.50%
    In 15 years after the Holiday | Moratorium Period
  • Abhyudaya Cooperative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • uttar banga kshetriya gramin bank Education Loan Interest Rates
    N/A
    11.50% to 12.75%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Uttar Banga Kshetriya Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • prathama bank Education Loan Interest Rates
    N/A
    11.50% to 13%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Prathama Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • south indian bank Education Loan Interest Rates
    N/A
    11.60% - 12.60%
    In 5 to 7 years after the Holiday | Moratorium Period
  • South Indian Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • dhanalakshmi bank Education Loan Interest Rates
    N/A
    11.68% to 15.65%
    Duration of the course plus 6 months or getting a job, whichever is earlier
  • Dhanalakshmi Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • laxmi vilas bank Education Loan Interest Rates
    N/A
    11.70% to 12.80%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Laxmi Vilas Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • saraswat cooperative bank Education Loan Interest Rates
    N/A
    11.75%
    In 12 years after the Holiday | Moratorium Period
  • Saraswat Cooperative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • kashi gomti samyut gramin bank Education Loan Interest Rates
    N/A
    11.75% to 12%
    Contact Bank Branch
  • Kashi Gomti Samyut Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • jharkhand gramin bank Education Loan Interest Rates
    N/A
    11.75% to 13.25%
    Contact Bank Branch
  • Jharkhand Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • madhyanchal gramin bank Education Loan Interest Rates
    N/A
    11.75% to 13.25%
    Contact Bank Branch
  • Madhyanchal Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • manipur rural bank Education Loan Interest Rates
    N/A
    11.75% to 13%
    Contact Bank Branch
  • Manipur Rural Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • kalyan janata sahakari bank Education Loan Interest Rates
    N/A
    11.90%
    In 5 years after the Holiday | Moratorium Period
  • Kalyan Janata Sahakari Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • icici bank Education Loan Interest Rates
    N/A
    11%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Icici Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • nutan sahakari bank ltd Education Loan Interest Rates
    N/A
    11%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Nutan Sahakari Bank Ltd
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • apna sahakari bank Education Loan Interest Rates
    N/A
    11%
    In 7 years after the Holiday | Moratorium Period
  • Apna Sahakari Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • sangli urban co op bank ltd sangli Education Loan Interest Rates
    N/A
    11%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Sangli Urban Co Op Bank Ltd Sangli
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • andhra pradesh grameena vikas bank Education Loan Interest Rates
    N/A
    11% to 11.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Andhra Pradesh Grameena Vikas Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • central madhya pradesh gramin bank Education Loan Interest Rates
    N/A
    11% to 11.50%
    In 3 to 7 years after the Holiday | Moratorium Period
  • Central Madhya Pradesh Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • assam gramin vikash bank Education Loan Interest Rates
    N/A
    11% to 11.75%
    Contact Bank Branch
  • Assam Gramin Vikash Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • indusind bank Education Loan Interest Rates
    N/A
    11% to 30.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Indusind Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • mahanagar cooperative bank Education Loan Interest Rates
    N/A
    12.00%
    In 7 years inclusive of the Holiday | Moratorium Period
  • Mahanagar Cooperative Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the thane bharat sahakari bank Education Loan Interest Rates
    N/A
    12.00%
    In 54 months after the Holiday | Moratorium Period
  • The Thane Bharat Sahakari Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • khamgaon urban co op bank ltd Education Loan Interest Rates
    N/A
    12.00%
    In 66 months excluding moratorium period.
  • Khamgaon Urban Co Op Bank Ltd
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • karur vysya bank Education Loan Interest Rates
    N/A
    12.10% to 12.60%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Karur Vysya Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • indian bank Education Loan Interest Rates
    N/A
    12.25%
    In 10 to 15 years after the Holiday | Moratorium Period
  • Indian Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • bihar gramin bank Education Loan Interest Rates
    N/A
    12.45% to 12.70%
    Contact Bank Branch
  • Bihar Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the goa urban co op bank ltd Education Loan Interest Rates
    N/A
    12.50%
    In 7 years inclusive of the Holiday | Moratorium Period
  • The Goa Urban Co Op Bank Ltd
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • kallappanna awade ichalkaranji janata sahakari bank Education Loan Interest Rates
    N/A
    12.50%
    In 10 years inclusive of the Holiday | Moratorium Period
  • Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the shamrao vithal cooperative bank Education Loan Interest Rates
    N/A
    12.50%
    In 10 years after the Holiday | Moratorium Period
  • The Shamrao Vithal Cooperative Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the akola janata commercial cooperative bank ltd., akola. Education Loan Interest Rates
    N/A
    12.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • The Akola Janata Commercial Cooperative Bank Ltd., Akola.
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • akola urban coop bank  Education Loan Interest Rates
    N/A
    12.50% to 13.00%
    In 7 years including moratorium period.
  • Akola Urban Coop Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • kerala gramin bank Education Loan Interest Rates
    N/A
    12.50% to 13.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Kerala Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • dena gujarat gramin bank Education Loan Interest Rates
    N/A
    12.50% to 13%
    Contact Bank Branch
  • Dena Gujarat Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • karnataka vikas grameena bank Education Loan Interest Rates
    N/A
    12.50% to 13%
    Contact Bank Branch
  • Karnataka Vikas Grameena Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the cosmos co operative bank Education Loan Interest Rates
    N/A
    12.50% to 13%
    In 5 to 7 years after the Holiday | Moratorium Period
  • The Cosmos Co Operative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • paschim banga gramin bank Education Loan Interest Rates
    N/A
    12.70% to 13.20%
    Contact Bank Branch
  • Paschim Banga Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • allahabad up gramin bank Education Loan Interest Rates
    N/A
    12.75%
    Contact Bank Branch
  • Allahabad Up Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • baroda rajasthan kshetriya gramin bank Education Loan Interest Rates
    N/A
    12.75%
    In 10 to 15 years after the Holiday | Moratorium Period
  • Baroda Rajasthan Kshetriya Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • bombay mercantile co op bank ltd Education Loan Interest Rates
    N/A
    12.75% to 13.75%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Bombay Mercantile Co Op Bank Ltd
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • chhattisgarh rajya gramin bank Education Loan Interest Rates
    N/A
    12% to 12.50%
    Contact Bank Branch
  • Chhattisgarh Rajya Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • gramin bank of aryavart Education Loan Interest Rates
    N/A
    12% to 12.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Gramin Bank Of Aryavart
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • saurashtra gramin bank Education Loan Interest Rates
    N/A
    12% to 13.50%
    Contact Bank Branch
  • Saurashtra Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the a.p. mahesh cooperative urban bank Education Loan Interest Rates
    N/A
    12% to 13.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • The A.p. Mahesh Cooperative Urban Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the jalgaon peopels cooperative bank Education Loan Interest Rates
    N/A
    13.25%
    In 5 years excluding the Holiday | Moratorium Period
  • The Jalgaon Peopels Cooperative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • utkal grameen bank Education Loan Interest Rates
    N/A
    13.25% to 14.50%
    Contact Bank Branch
  • Utkal Grameen Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • sutlej kshetriya gramin bank Education Loan Interest Rates
    N/A
    13.25% to 14.75%
    Contact Bank Branch
  • Sutlej Kshetriya Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • baroda up gramin bank Education Loan Interest Rates
    N/A
    13.25% to 15%
    Contact Bank Branch
  • Baroda Up Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • tamilnad mercantile bank Education Loan Interest Rates
    N/A
    13.30% to 13.80%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Tamilnad Mercantile Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • nasik merchants cooperative bank ltd. Education Loan Interest Rates
    N/A
    13.50%
    In 5 years excluding the Holiday | Moratorium Period
  • Nasik Merchants Cooperative Bank Ltd.
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • nagpur nagarik sahakari bank Education Loan Interest Rates
    N/A
    13.50%
    In 7 years excluding moratorium period.
  • Nagpur Nagarik Sahakari Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • kaveri grameena bank Education Loan Interest Rates
    N/A
    13.50% to 14.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Kaveri Grameena Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • mizoram rural bank Education Loan Interest Rates
    N/A
    13.50% to 15%
    Contact Bank Branch
  • Mizoram Rural Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • vananchal gramin bank Education Loan Interest Rates
    N/A
    13% to 14.50%
    Contact Bank Branch
  • Vananchal Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • andhra pragathi grameena bank Education Loan Interest Rates
    N/A
    13% to 14%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Andhra Pragathi Grameena Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • maharashtra gramin bank Education Loan Interest Rates
    N/A
    13% to 14%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Maharashtra Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • telangana grameena bank Education Loan Interest Rates
    N/A
    13% to 14%
    Contact Bank Branch
  • Telangana Grameena Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • vidharbha konkan gramin bank Education Loan Interest Rates
    N/A
    13% to 14%
    Contact Bank Branch
  • Vidharbha Konkan Gramin Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • amanath cooperative   bank ltd. bangalore Education Loan Interest Rates
    N/A
    13% to 14%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Amanath Cooperative Bank Ltd. Bangalore
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • odisha gramya bank Education Loan Interest Rates
    N/A
    14.25%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Odisha Gramya Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • city union bank Education Loan Interest Rates
    N/A
    14.25%
    Contact Bank Branch
  • City Union Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • catholic syrian bank Education Loan Interest Rates
    N/A
    14.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Catholic Syrian Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • kapol cooperative bank Education Loan Interest Rates
    N/A
    14%
    60 months (maximum) with moratorium period of 6 months (max)
  • Kapol Cooperative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • nagar urban co operative bank Education Loan Interest Rates
    N/A
    15.00%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Nagar Urban Co Operative Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • puduvai bharathiar grama bank Education Loan Interest Rates
    N/A
    15.50%
    Contact Bank Branch
  • Puduvai Bharathiar Grama Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • pravara sahakari bank ltd Education Loan Interest Rates
    N/A
    15%
    In 5 to 7 years after the Holiday | Moratorium Period
  • Pravara Sahakari Bank Ltd
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • bassein catholic cooperative bank Education Loan Interest Rates
    N/A
    9.00% to 10.00%
    In 5 years after the Holiday | Moratorium Period
  • Bassein Catholic Cooperative Bank Limited
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • kalupur commercial cooperative bank Education Loan Interest Rates
    N/A
    9.25%
    In 7 years after the Holiday | Moratorium Period
  • Kalupur Commercial Cooperative Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • the mehsana urban cooperative bank Education Loan Interest Rates
    N/A
    9.50%
    In 5 to 7 years after the Holiday | Moratorium Period
  • The Mehsana Urban Cooperative Bank
  • Bank
    Fixed Rate
    Floating Rate
    Tenure
     
  • sardar bhiladwala pardi pepls co bk Education Loan Interest Rates
    N/A
    9.50% to 10.50%
    In 5 years after the Holiday | Moratorium Period
  • Sardar Bhiladwala Pardi Pepls Co Bk

Upcoming Bank Holidays

2017 December 18 is a bank holiday in Meghalaya due to Death Anniversary Of U SoSo Tham.
2017 December 19 is a bank holiday in Goa due to Goa Liberation Day.
2017 December 21 is a bank holiday in Sikkim due to Losoong/Namsoong.
2017 December 25 is a bank holiday in Andaman And Nicobar Island due to Christmas.

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VIJAYA BANK Woori Bank YES BANK ZILA SAHAKARI BANK LTD