Home Loan

Public Banks Home Loan (updated on 19 Jul 2018)

BankInterest RateTenureExplore
Allahabad Bank8.50% - 9.00%30 Years Explore
Andhra Bank8.55% - 8.70%30 Years Explore
Bank Of Baroda8.45% - 9.45%30 Years Explore
Bank Of India8.50% - 8.60%30 Years Explore
Bank Of Maharashtra8.75% - 8.85%30 Years Explore
Canara Bank8.50% - 8.70%30 Years Explore
Central Bank Of India8.45%30 Years Explore
Indian Overseas Bank8.50% - 8.75%30 Years Explore
Oriental Bank Of Commerce8.65% - 8.75%300 Months Explore
Punjab And Sind Bank8.50% - 8.75%15 Years Explore
State Bank Of India8.45% - 8.75%30 Years Explore
Syndicate Bank9.60%30 Years Explore
Uco Bank8.45% - 8.70%30 Years Explore
United Bank Of India8.70%30 Years Explore
Vijaya Bank8.50%30 Years Explore
Bharatiya Mahila Bank Limited8.45% - 8.75%30 Years Explore
State Bank Of Mysore8.45% - 8.75%30 Years Explore
State Bank Of Hyderabad8.45% - 8.75%30 Years Explore
State Bank Of Patiala8.45% - 8.75%30 Years Explore
State Bank Of Travancore8.45% - 8.75%30 Years Explore
State Bank Of Bikaner And Jaipur8.45% - 8.75%30 Years Explore
Idbi Bank8.45% - 8.75%25 Years Explore
Dena Bank8.40% - 8.55%30 Years Explore
Union Bank Of India8.55% - 8.60%30 Years Explore
Corporation Bank8.40% - 9.10%30 Years Explore
Punjab National Bank8.60% - 8.65%30 Years Explore
Indian Bank8.40% - 8.50%30 Years Explore

Private Banks Home Loan (updated on 19 Jul 2018)

BankInterest RateTenureExplore
Bandhan Bank Limited12.00%15 Years Explore
Catholic Syrian Bank Limited8.80% - 9.05%20 Years Explore
City Union Bank Limited9.75% - 11.45%15 Years Explore
Dcb Bank Limited9.87%20 Years Explore
Dhanalakshmi Bank9.70% - 9.95%20 Years Explore
Federal Bank8.85% - 8.95%30 Years Explore
Hdfc Bank8.50% - 8.70%30 Years Explore
Idfc Bank Limited8.90% - 9.10%30 Years Explore
Jammu And Kashmir Bank Limited8.65% - 9.05%15 Years Explore
Indusind Bank9.35%30 Years Explore
Karnataka Bank Limited8.55% - 8.95%30 Years Explore
Karur Vysya Bank8.65% - 9.20%25 Years Explore
Kotak Mahindra Bank Limited8.60% - 8.70%20 Years Explore
Laxmi Vilas Bank9.70%20 Years Explore
The Nainital Bank Limited9.75%25 Years Explore
Rbl Bank Limited10.30% - 11.65%25 Years Explore
South Indian Bank8.55% - 9.00%30 Years Explore
Tamilnad Mercantile Bank Limited8.95%30 Years Explore
Yes Bank9.35% - 10.50%25 Years Explore
Axis Bank8.40% - 8.75%30 Years Explore
Icici Bank Limited8.55% - 9.15%30 Years Explore

Gramin Banks Home Loan (updated on 19 Jul 2018)

BankInterest RateTenureExplore
Andhra Pradesh Grameena Vikas Bank8.30% - 8.35%15 Years Explore
Andhra Pragathi Grameena Bank8.95%Contact Bank Branch Explore
Assam Gramin Vikash Bank8.90%Contact Bank Branch Explore
Baroda Gujarat Gramin Bank8.65%- 9.25%25 Years Explore
Baroda Rajasthan Kshetriya Gramin Bank8.50% - 9.25%30 Years Explore
Bihar Gramin Bank10.20%Contact Bank Branch Explore
Central Madhya Pradesh Gramin Bank9.90% - 10%25 Years Explore
Chhattisgarh Rajya Gramin Bank8.20% - 8.40%30 Years Explore
Dena Gujarat Gramin Bank8.60%Contact Bank Branch Explore
Gramin Bank Of Aryavart10% - 11%15 Years Explore
Jharkhand Gramin Bank10.25%30 Years Explore
Karnataka Vikas Grameena Bank8.75% - 9.00%Contact Bank Branch Explore
Kashi Gomti Samyut Gramin Bank9.60% - 10.00%Contact Bank Branch Explore
Kaveri Grameena Bank9.50% - 11.25%30 Years Explore
Kerala Gramin Bank8.87% - 9.95%30 Years Explore
Madhya Bihar Gramin Bank8.30% - 8.60%30 Years Explore
Madhyanchal Gramin Bank10.50%30 Years Explore
Malwa Gramin Bank9.65%20 Years Explore
Manipur Rural Bank9.90% - 10.90%30 Years Explore
Meghalaya Rural Bank9.95% - 10.10%30 Years Explore
Mizoram Rural Bank11.50% - 12.50%30 Years Explore
Narmada Jhabua Gramin Bank9.00% - 9.50%30 Years Explore
Odisha Gramya Bank11% - 11.75%20 Years Explore
Paschim Banga Gramin Bank9.95%30 Years Explore
Prathama Bank9.75%20 Years Explore
Punjab Gramin Bank10.25% - 11.00%30 Years Explore
Purvanchal Gramin Bank8.40%20 Years Explore
Rajasthan Marudhara Gramin Bank9.70%20 Years Explore
Sarva Haryana Gramin Bank8.65% - 8.70%30 Years Explore
Saurashtra Gramin Bank10.50% - 11.10%20 Years Explore
Sutlej Kshetriya Gramin Bank9.25%20 Years Explore
Telangana Grameena Bank8.65%20 Years Explore
Tripura Gramin Bank10.50% - 11.50%30 Years Explore
Utkal Grameen Bank9.75%Contact Bank Branch Explore
Uttar Banga Kshetriya Gramin Bank8.75%30 Years Explore
Uttar Bihar Gramin Bank10.25%15 Years Explore
Vananchal Gramin Bank10.25%10 Years Explore
Vidharbha Konkan Gramin Bank9.75% - 11.25%30 Years Explore
Bangiya Gramin Vikash Bank9.50% - 9.75%20 Years Explore
Allahabad Up Gramin Bank8.30%20 Years Explore
Jammu And Kashmir Grameen Bank8.70% - 9.50%20 Years Explore

Co-Operative Banks Home Loan (updated on 19 Jul 2018)

BankInterest RateTenureExplore
Ahmedabad Mercantile Cooperative Bank8.40% - 8.50%20 Years Explore
Kalupur Commercial Cooperative Bank8.25% - 8.50%20 Years Explore
The Mehsana Urban Cooperative Bank9.50%Flexible Explore
Nutan Sahakari Bank Ltd8.25% - 8.50%Flexible Explore
Rajkot Nagrik Sahakari Bank LimitedContact your branch15 Years Explore
Sardar Bhiladwala Pardi Pepls Co Bk9.00% - 10.25%15 Years Explore
The Surath Peoples Cooperative Bank Limited9.00% - 9.50%15 Years Explore
Amanath Cooperative Bank Ltd. Bangalore12% - 14%Flexible Explore
The A.p. Mahesh Cooperative Urban Bank Limited11% - 15%15 Years Explore
Abhyudaya Cooperative Bank Limited8.40 % - 8.50%20 Years Explore
Apna Sahakari Bank Limited9.50% - 9.75%20 Years Explore
Bassein Catholic Cooperative Bank Limited8.95%20 Years Explore
Bharat Cooperative Bank (mumbai) Ltd., Mumbai8.50% - 10.00% 20 Years Explore
Bharati Sahakari Bank10% - 10.50%15 Years Explore
Bombay Mercantile Co Op Bank Ltd8.90% - 9% 10 Years Explore
Citizen Credit Cooperative Bank Limited10.50% - 11.50%20 Years Explore
The Cosmos Co Operative Bank Limited9.10% - 9.15%20 Years Explore
Dombivli Nagari Sahakari Bank Limited8.60% - 8.95%20 Years Explore
The Goa Urban Co Op Bank Ltd12.50%15 Years Explore
Jalgaon Janata Sahakari Bank Limited9.50% - 11.50%20 Years Explore
The Jalgaon Peopels Cooperative Bank Limited10.50%15 Years Explore
Janakalyan Sahakari Bank LimitedN/A20 Years Explore
Janalaxmi Coop Bank 15.00%15 Years Explore
Janata Sahakari Bank Ltd8.95% - 10%15 Years Explore
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited10.50% - 10.90%20 Years Explore
Kalyan Janata Sahakari Bank 8.60% - 8.90%15 Years Explore
Kapol Cooperative Bank Limited12.00% - 12.50%20 Years Explore
The Karad Urban Cooperative Bank Limited11.75% - 12.25%15 Years Explore
Mahanagar Cooperative Bank10.00% - 11.00%15 Years Explore
The Mapusa Urban Coop Bank Of Goa Ltd12.00% - 13.50%10 Years Explore
Nagar Urban Co Operative Bank14% - 15%15 Years Explore
Nkgsb Cooperative Bank LimitedN/A20 Years Explore
Pravara Sahakari Bank Ltd12%20 Years Explore
Punjab And Maharshtra Cooperative BankN/A20 Years Explore
Rajarambapu Sahakari Bank Ltd11.00%20 Years Explore
Rupee Cooperative Bank Ltd.10.50% - 12.00%10 Years Explore
Sangli Urban Co Op Bank Ltd Sangli8.90%15 Years Explore
Saraswat Cooperative Bank Limited8.35% - 8.50%20 Years Explore
The Shamrao Vithal Cooperative Bank9.50%20 Years Explore
The Thane Bharat Sahakari Bank Limited9.50% - 10.50%20 Years Explore
Tjsb Sahakari Bank LtdN/A20 Years Explore
The Zoroastrian Cooperative Bank LimitedN/A15 Years Explore
Nagpur Nagarik Sahakari Bank Limited10% - 11%15 Years Explore
Shikshak Sahakari Bank LimitedN/A15 Years Explore
The Akola Janata Commercial Cooperative Bank Ltd., Akola.10% - 11%15 Years Explore
Akola Urban Coop Bank 12.50% - 13.00%15 Years Explore
Khamgaon Urban Co Op Bank Ltd12.50%15 Years Explore
G P Parsik Bank9.50% - 10.50%20 Years Explore

Home Loan

A home is a dwelling place used as a permanent residence for an individual, household or family. Building your home can be one of the most exciting and important dreams one has and a home construction or purchase is probably the biggest financial decision in one's life. This decision has an impact on one's financial life for many years to come.

Now due to home loans offered by many finance companies and bank, it has become comparatively easier to build our own home. Such banks/ home finance companies provide you full assistance in getting loan by their simple procedures.

A Home loan in India is offered by several banks at a lower interest rate starting at 9% as on 19 Jul 2018. These loans allow you to repay them in maximum of 30 Years. Banks offer the best Home loan schemes and you can repay the loan through easy EMIs.

Further, there is also tax benefits in availing home loans. Find below Banks List Providing Home Loan.

Purpose of Home Loan

  • Home Purchase Loan - For the purpose of purchase of a house.
  • Home Construction Loan - For the purpose of self-construction of a residential home.
  • Land Purchase Loans/Plot Loans - For the purpose of purchase of a plot of land for construction or as an investment.
  • Home Extension Loan - For the purpose of add more space to your existing home.
  • Home Improvement Loan - For the purpose of internal or external repairs, waterproofing, electrical works, painting, roofing, plumbing, etc.
  • Residential Plot Loan - For the purchase of a residential plot of land in an urban area, and build your house subsequently.

Types of Home Loan

Sr NoSchemeBrief Description
1Regular Home LoanRegular and most demanding Loan Scheme
2Home Loan as OverdraftHome Loan is taken as Overdraft
3Home Top-Up LoanBorrow amount over and above home loan amount
4Balance Transfer of Home LoanTransfer home loan from other institution
5NRI Home LoanNRIs and PIOs can get home loan
6Flexipay Home LoanExclusively designed for salaried to get higher loan
7Privilege Home LoanExclusively designed for government employees
8Home Improvement LoanFor furnishing houses or flats at very low interest rate
9Pre-Approved Home Loan (PAL)Sanction of loan limit before finalizing property
10Realty Home LoanExclusively to purchase a plot for construction
11Bridge Home LoanUpgrade home
12Reverse Mortgage LoanLoan against mortgage of residential property
13CRE (Commercial Real Estate) Home LoanLoan to customers who own at least 2 houses
14Pradhan Mantri Awas Yojana (PMAY)Subsidised home loan for eligible urban beneficiaries
15Step Up Home LoanOffers higher loan amount as compared to your actual loan eligibility
16Fixed Home Loan 24/36 monthsFixed interest rate for first 2/3 years

Upcoming Bank Holidays

2018 July 20 is a bank holiday in Nagaland due to Kharchi Puja.
2018 August 04 is a bank holiday in Nagaland due to Ker Puja.
2018 August 13 is a bank holiday in Manipur due to Patriots' Day.
2018 August 15 is a bank holiday in Andaman And Nicobar Island due to Independence Day.
2018 August 17 is a bank holiday in Daman And Diu due to Parsi New Year (Shahenshahi).
2018 August 22 is a bank holiday in Andaman And Nicobar Island due to Bakri Id (Id-ul-Zuha)/Karma Puja.

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ALL INDIA BANKS LIST
A B BANK LIMITED ABN-AMRO Bank N.V ABU DHABI COMMERCIAL BANK AIRTEL PAYMENTS BANK LIMITED
ALLAHABAD BANK American Express Banking Corp ANDHRA BANK Antwerp Diamond Bank NV
AU SMALL FINANCE BANK LIMITED AXIS BANK B N P PARIBAS BANDHAN BANK LIMITED
BANK OF AMERICA BANK OF BAHARAIN AND KUWAIT BSC BANK OF BARODA BANK OF CEYLON
BANK OF INDIA BANK OF MAHARASHTRA BANK OF TOKYO MITSUBISHI LIMITED BARCLAYS BANK
BHARATIYA MAHILA BANK LIMITED Calyon Bank CANARA BANK CAPITAL SMALL FINANCE BANK LIMITED
CATHOLIC SYRIAN BANK LIMITED CENTRAL BANK OF INDIA CHINATRUST COMMERCIAL BANK LIMITED CITI BANK
CITY UNION BANK LIMITED CORPORATION BANK DBS Bank Ltd DCB BANK LIMITED
DENA BANK DEUSTCHE BANK DHANALAKSHMI BANK EQUITAS SMALL FINANCE BANK LIMITED
ESAF SMALL FINANCE BANK LIMITED EXPORT IMPORT BANK OF INDIA FEDERAL BANK FINCARE SMALL FINANCE BANK LTD
HDFC BANK HSBC BANK HSBC BANK OMAN SAOG ICICI BANK LIMITED
IDBI BANK IDFC BANK LIMITED INDIAN BANK INDIAN OVERSEAS BANK
INDUSIND BANK JAMMU AND KASHMIR BANK LIMITED JP MORGAN BANK JSC VTB BANK
KARNATAKA BANK LIMITED KARUR VYSYA BANK KOTAK MAHINDRA BANK LIMITED Krung Thai Bank Public Co. Ltd
LAXMI VILAS BANK MASHREQBANK PSC MIZUHO CORPORATE BANK LIMITED NORTH EAST SMALL FINANCE BANK LIMITED
OMAN INTERNATIONAL BANK SAOG ORIENTAL BANK OF COMMERCE PUNJAB AND SIND BANK PUNJAB NATIONAL BANK
RBL Bank Limited SBM BANK MAURITIUS LIMITED SHINHAN BANK SOCIETE GENERALE
SONALI BANK LTD SOUTH INDIAN BANK STANDARD CHARTERED BANK STATE BANK OF BIKANER AND JAIPUR
STATE BANK OF HYDERABAD STATE BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF PATIALA
STATE BANK OF TRAVANCORE SURYODAY SMALL FINANCE BANK SYNDICATE BANK TAMILNAD MERCANTILE BANK LIMITED
THE BANK OF NOVA SCOTIA THE NAINITAL BANK LIMITED UBS AG UCO Bank
Ujjivan Small Finance Bank Limited UNION BANK OF INDIA UNITED BANK OF INDIA UNITED OVERSEAS BANK LIMITED
UTKARSH SMALL FINANCE BANK VIJAYA BANK Woori Bank YES BANK
ZILA SAHAKARI BANK LTD