Sangli Urban Co Op Bank Ltd Sangli Personal Loan

Sangli Urban Co Op Bank Ltd Sangli Personal Loan Interest Rate (Updated on 21 Apr 2019)

INTEREST RATE15.00%
LOAN AMOUNTLoan without security
Term Loan upto Rs. 2 lakhs
LOAN TENUREMaximum Tenure 60 months
PROCESSING FEEAs decided by the bank from time to time
GUARANTOR REQUIREDPlease Contact Bank Branch
PRE PAYMENT CHARGESAs decided by the bank from time to time

Sangli Urban Co Op Bank Ltd Sangli

Sangli Urban Co Op Bank Ltd Sangli is a Co-operative bank in india . It has headquarter in Mumbai. Sangli Urban Co Op Bank Ltd Sangli was founded on 1935. It has 36 branches and It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education loan, gold loan, PPF account, lockers, netbanking, mobile banking, RTGS, NEFT, IMPS, E-Wallet, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.

Find details about Sangli Urban Co Op Bank Ltd Sangli which includes Sangli Urban Co Op Bank Ltd Sangli Official Website, Sangli Urban Co Op Bank Ltd Sangli ATMs accross the India, Sangli Urban Co Op Bank Ltd Sangli Branches accross the India, Sangli Urban Co Op Bank Ltd Sangli Contact Numbers, Sangli Urban Co Op Bank Ltd Sangli official EmailID, Sangli Urban Co Op Bank Ltd Sangli Headquarter and Sangli Urban Co Op Bank Ltd Sangli Headquarter Address. Find Sangli Urban Co Op Bank Ltd Sangli two wheeler loan purpos, Eligibility, Margin, Repayment of Personal Loan ,Security, Document Required for Personal Loan from below.

Features and Benefits of Sangli Urban Co Op Bank Ltd Sangli Personal Loan

  • Maximum loan amount
  • Multiple loan repayment options
  • Fast & easy processing of personal loan application
  • Quick loan approval
  • Guarantor is not insisted upon by the bank
  • Attractive & competitive interest rates
  • Offers special schemes and discounts for employees of large companies
  • Usually, no security is required for availing personal loan

How to Apply for Sangli Urban Co Op Bank Ltd Sangli Personal Loan?

  1. Apply Online: You can apply online through website of ICICI Bank and fill up your personal information and work information & uploading necessary documents. You can apply after checking your loan eligibility.
  2. Apply Offline: You can visit personally to any of ICICI Bank branches alongwith all the required documents , fill up the form and get your loan approval process started.

Sangli Urban Co Op Bank Ltd Sangli Personal Loan Purpose

To meet all sorts of financial needs like a holiday trip abroad, household shifting, marriage in the family, payment of credit card bill, repayment of an existing loan, medical emergencies and many more without worrying about keeping any collateral or property.

Sangli Urban Co Op Bank Ltd Sangli Personal Loan Eligibility

  1. Age: 21 to 58 years.
  2. Permanent employees of State/Central Govt., Public Sector Undertakings, Corporations, Private Sector Companies and reputed establishments.
  3. Salaried / Self - Employed with regular income.
  4. Number of years in the present job/ business/ profession: upto 3 years

Sangli Urban Co Op Bank Ltd Sangli Personal Loan Document Required

  1. Duly filled up and signed personal loan application form
  2. Photographs
  3. Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
  4. Proof of income -Latest salary slip showing all deductions or Form 16 along with recent salary certificate (for salaried individuals)
  5. Proof of income- Income Tax Returns of 2 previous financial years (for other than salaried individuals)
  6. Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
  7. Bank Statement or Bank Pass Book of having entries of last 6 months

Sangli Urban Co Op Bank Ltd Sangli Personal Loan Amount

Loan without security
Term Loan upto Rs. 2 lakhs

Sangli Urban Co Op Bank Ltd Sangli Personal Loan Repayment

Maximum 60 EMIs are allowed for repayment of personal loan. It starts from 12 EMIs. Repayment period also depends upon your credit score.

Sangli Urban Co Op Bank Ltd Sangli: Repayment as Equated Monthly Installments (EMI)

Any one of the following methods can be used to repay the loan:

  • Standing instruction registration at your bank
  • Through Internet Banking solution
  • Automated Payment through ECS (Electronic Clearing service)
  • Through Mobile Banking App, if provided by the bank

Security

NIL

Top 3 Reasons of Rejection of Personal Loan Application

(1) Poor Credit Score

Credit score is considered as a measure of credit worthiness of any person. Good Credit Score determines your credibility to repay the loan without defaulting it. Credit score is important for lender to assess the risk of default. Due to poor credit score, many of the personal loan applications get rejected by the lenders. A person having credit score less than 750 may face an issue of his/ her personal loan rejection.

(2) Higher Size of Existing Debt

If you have already taken a lot of loan and the loan to net income ratio is above 40% then the lenders may reject your loan application.

(3) Higher Loan Enquiries

Whenever you apply for a credit, the lender asks for your credit report from the credit bureaus which is called an enquiry. The credit bureau considers such enquiries as hard enquiries and mentions it in your credit report. You yourself should not make too many enquires even if it is available free of cost. Too many enquiries has a negative impact on your credit score.

Sangli Urban Co Op Bank Ltd Sangli Contact Details

  • BANK OFFICIAL WEBSITE - sangliurbanbank.in
  • CONTACT NUMBERS - 0233-2376236/37/38
  • EMAIL ID - sub_sachiv@sangliurbanbank.com
  • TOTAL BRANCHES - 36
  • TOTAL ATMS - 1
  • HEADQUARTER - Mumbai
  • BANK ADDRESS - C.S.No.404, Khan Baug, Sangli, Maharashtra Pincode-416416

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Upcoming Bank Holidays

2019 April 27 is a bank holiday in Andaman And Nicobar Island due to 4th Saturday Bank Holiday.
2019 May 01 is a bank holiday in Andhra Pradesh due to May Day / Labour Day.
2019 May 01 is a bank holiday in Maharashtra due to Maharashtra Din.
2019 May 07 is a bank holiday in West Bengal due to Rabindranath Tagore Jayanti.
2019 May 11 is a bank holiday in Andaman And Nicobar Island due to 2nd Saturday Bank Holiday.
2019 May 16 is a bank holiday in Sikkim due to Sate Day.

Sangli Urban Co Op Bank Ltd Sangli Banks Loan Service

Highest FD Interest Rates

Bank NameTenureInterest(p.a.)
Esaf Small Finance Bank 12 Months8.75%
Suryoday Small Finance Bank12 Months8.50%
Utkarsh Small Finance Bank12 Months8.50%
Equitas Small Finance Bank 12 Months8.50%
North East Small Finance Bank 12 Months8.50%
Ujjivan Small Finance Bank 12 Months8.30%
Indusind Bank12 Months8.00%
Rbl Bank 12 Months8.00%
Fincare Small Finance Bank Ltd12 Months8.00%
The Nainital Bank 12 Months7.90%

Senior Citizen FD Interest Rates

Bank NameTenureInterest(p.a.)
Esaf Small Finance Bank 12 Months8.75%
Suryoday Small Finance Bank12 Months8.50%
Utkarsh Small Finance Bank12 Months8.50%
Equitas Small Finance Bank 12 Months8.50%
North East Small Finance Bank 12 Months8.50%
Ujjivan Small Finance Bank 12 Months8.30%
Indusind Bank12 Months8.00%
Rbl Bank 12 Months8.00%
Fincare Small Finance Bank Ltd12 Months8.00%
The Nainital Bank 12 Months7.90%