State Bank Of India Personal Loan

State Bank Of India Personal Loan Interest Rate (Updated on 13 Dec 2018)

INTEREST RATE12.45%
LOAN AMOUNTMin. Rs. 10,000 to max. upto 12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres
LOAN TENUREMaximum Tenure of 48 Months
PROCESSING FEEAs decided by the bank from time to time
GUARANTOR REQUIREDPlease Contact Bank Branch
PRE PAYMENT CHARGESAs decided by the bank from time to time

State Bank Of India

State Bank Of India is a public sector bank in india with total assets 43195 crore. It has headquarter in Mumbai. State Bank Of India was founded on 01-07-1955. It has 16333 branches and total assets 4319554560 ATMs across India. It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education loan, gold loan, PPF account, lockers, netbanking, mobile banking, RTGS, NEFT, IMPS, E-Wallet, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.

Find details about State Bank Of India which includes State Bank Of India Official Website, State Bank Of India ATMs accross the India, State Bank Of India Branches accross the India, State Bank Of India Contact Numbers, State Bank Of India official EmailID, State Bank Of India Headquarter and State Bank Of India Headquarter Address. Find State Bank Of India two wheeler loan purpos, Eligibility, Margin, Repayment of Personal Loan ,Security, Document Required for Personal Loan from below.

Features and Benefits of State Bank Of India Personal Loan

  • Maximum loan amount
  • Multiple loan repayment options
  • Fast & easy processing of personal loan application
  • Quick loan approval
  • Guarantor is not insisted upon by the bank
  • Attractive & competitive interest rates
  • Offers special schemes and discounts for employees of large companies
  • Usually, no security is required for availing personal loan

How to Apply for State Bank Of India Personal Loan?

  1. Apply Online: You can apply online through website of ICICI Bank and fill up your personal information and work information & uploading necessary documents. You can apply after checking your loan eligibility.
  2. Apply Offline: You can visit personally to any of ICICI Bank branches alongwith all the required documents , fill up the form and get your loan approval process started.

State Bank Of India Personal Loan Purpose

To meet all sorts of financial needs like a holiday trip abroad, household shifting, marriage in the family, payment of credit card bill, repayment of an existing loan, medical emergencies and many more without worrying about keeping any collateral or property.

State Bank Of India Personal Loan Eligibility

  1. Age: 21 to 58 years.
  2. Permanent employees of State/Central Govt., Public Sector Undertakings, Corporations, Private Sector Companies and reputed establishments.
  3. Salaried / Self - Employed with regular income.
  4. Number of years in the present job/ business/ profession: upto 3 years

State Bank Of India Personal Loan Document Required

  1. Duly filled up and signed personal loan application form
  2. Photographs
  3. Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
  4. Proof of income -Latest salary slip showing all deductions or Form 16 along with recent salary certificate (for salaried individuals)
  5. Proof of income- Income Tax Returns of 2 previous financial years (for other than salaried individuals)
  6. Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
  7. Bank Statement or Bank Pass Book of having entries of last 6 months

State Bank Of India Personal Loan Amount

Min. Rs. 10,000 to max. upto 12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres

State Bank Of India Personal Loan Repayment

Maximum 60 EMIs are allowed for repayment of personal loan. It starts from 12 EMIs. Repayment period also depends upon your credit score.

State Bank Of India: Repayment as Equated Monthly Installments (EMI)

Any one of the following methods can be used to repay the loan:

  • Standing instruction registration at your bank
  • Through Internet Banking solution
  • Automated Payment through ECS (Electronic Clearing service)
  • Through Mobile Banking App, if provided by the bank

Security

NIL

State Bank Of India Contact Details

  • BANK OFFICIAL WEBSITE - www.sbi.co.in
  • CONTACT NUMBERS - 1800112211, 18004253800, 080-26599990, 022-27566066
  • EMAIL ID - customercare@sbi.co.in, gm.customer@sbi.co.in, chairman.customer@sbi.co.in
  • MISSED CALL NO. - 9223766666
  • CUSTOMER CARE NO. - 18001801290, 18601801290
  • TOTAL BRANCHES - 16333
  • TOTAL ATMS - 54560
  • HEADQUARTER - Mumbai
  • BANK ADDRESS - IDBI Tower,WTC Complex, Cuffe Parade,Colaba, Mumbai - 400005.

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Upcoming Bank Holidays

2018 December 18 is a bank holiday in Meghalaya due to Death Anniversary Of U SoSo Tham.
2018 December 19 is a bank holiday in Goa due to Goa Liberation Day.
2018 December 24 is a bank holiday in Meghalaya due to Christmas Festival.
2018 December 25 is a bank holiday in Andaman And Nicobar Island due to Christmas.
2019 January 01 is a bank holiday in Manipur due to New Year's Day.
2019 January 01 is a bank holiday in Nagaland due to New Year Day.

Financial Calculators

State Bank Of India Loan Services

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