Get a 'Free for Life Credit Card' ICICI Bank Platinum Chip Credit Card Full Review
ICICI Bank has introduced ICICI Bank Platinum Chip Credit Card as a very basic Credit Card which is a LIFE TIME FREE Credit Card, if applied ONLINE. It actually doesn't offer very good reward ratio but still good for those who want to keep a card that is free of cost and having all the standard features of a credit card.
ICICI Bank Platinum Chip Credit Card offers you great value as a no-frills, easy to manage card with exciting benefits to help you earn payback points.
Table for Fee & Charges
| Fee & Charges (If applied Online) | Joining Fee : Nil Annual Fee : Nil |
| Fee & Charges (If applied Offline) | Joining Fee : Rs. 199 + GST Annual Fee : Rs. 99 + GST, waived off if you spend Rs. 50,000 or more annually on your Card in the previous year |
| Fee & Charges (If applied Offline) - Special Offer for Select Corporate | Joining Fee : Rs. 199 + GST, waived off if you spend Rs.2000 within 60 days of card set up Annual Fee : Rs. 99 + GST, waived off if you spend Rs. 50,000 or more annually on your Card in the previous year |
| Fee & Charges - Add-on Card/ Supplementary Card | Joining Fee : Nil Annual Fee : Nil |
What are the benefits for you?
Rewards Points
- Rewards Points are Powered by PAYBACK which is India's largest loyalty programme
- 2 PAYBACK Rewards Points on every Rs. 100 spent for all retail purchases except fuel
- Rewards Points are redeemable for exciting gifts and vouchers
Discount Offers
Minimum 15% savings on dining at over 2,500 restaurants.
Free Add-on Cards
Free Add-on Cards
Additional Security of Chip and Pin Card
ICICI Bank Platinum Chip Credit Card comes with an embedded microchip which provides additional security against counterfeiting and duplication of cards. The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN).
Fuel Surcharge Waiver
Fuel Surcharge Waiver
VISA Offers
- Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas
- Global Emergency Assistance abroad for reporting loss of card, emergency card replacement, emergency cash advance or for other enquiries
Our Remarks
ICICI Bank Platinum Chip Credit Card has been very popular and well demanded credit card since its introduction. One of the favourable point to note that this card is 'Free for Lifetime' if applied online but make a hurry because this favourable offer is a limited period offer.
Our sincere advice is that one should have ICICI Bank Platinum Chip Credit Card as an additional credit card even if one has another credit card as there is no cost involved in it. So don't make a delay & CLICK HERE now in order to GRAB ICICI Bank Platinum Chip Credit Card.
Upcoming Bank Holidays
2024 April 20 is a bank holiday in Tripura due to Garia Puja.
2024 May 01 is a bank holiday in Goa due to Maharashtra Din/May Day (Labour Day).
2024 May 08 is a bank holiday in Andaman And Nicobar Island due to Birthday Of Rabindranath Tagore.
2024 May 10 is a bank holiday in Karnataka due to Basava Jayanti/Akshaya Tritiya.
2024 May 16 is a bank holiday in Sikkim due to State Day.
2024 May 23 is a bank holiday in Jharkhand due to Buddha Pournima.
Banks Loan Service
Highest FD Interest Rates
| Bank Name | Interest(p.a.) |
|---|---|
| Esaf Small Finance Bank | 8.75% |
| Suryoday Small Finance Bank | 8.50% |
| Utkarsh Small Finance Bank | 8.50% |
| Equitas Small Finance Bank | 8.50% |
| North East Small Finance Bank | 8.50% |
| Ujjivan Small Finance Bank | 8.30% |
| Indusind Bank | 8.00% |
| Fincare Small Finance Bank Ltd | 8.00% |
| The Nainital Bank | 7.90% |
Senior Citizen FD Interest Rates
| Bank Name | Interest(p.a.) |
|---|---|
| Esaf Small Finance Bank | 8.75% |
| Suryoday Small Finance Bank | 8.50% |
| Utkarsh Small Finance Bank | 8.50% |
| Equitas Small Finance Bank | 8.50% |
| North East Small Finance Bank | 8.50% |
| Ujjivan Small Finance Bank | 8.30% |
| Indusind Bank | 8.00% |
| Rbl Bank | 8.00% |
| Fincare Small Finance Bank Ltd | 8.00% |
| The Nainital Bank | 7.90% |