Bank Locker Charges

Lockers

A Locker is a cabinet which contains several compartments with different sizes and are available at the different branches of the bank. This Locker shall be allocated to the customer based on first come first served basis. A person, who makes an application in the prescribed format, provided he/she fulfils the KYC norms and agrees to abide by the terms and conditions stipulated by the Bank. The locker charges is taken in advance for current year along with one year advance rent, which is not refundable. The locker charges depends upon the size of locker allotted to him/her and the location of branch.

Document Required for Locker

locker can be hired by submitting the following documents

  1. KYC documents
  2. Pass Port size Photograph
  3. Current or Savings account
  4. Security Deposit
  5. Locker Agreement (stamp duty payable as per respective state/Union Territory laws)

Allotment & Operations of Locker

  • Locker facility is provided by the bank at its select branches.
  • For obtaining a Locker, you must be an account holder with bank.
  • Lockers can be allotted both individually (except minor) as well as group.
  • At the time of hiring the locker, bank will obtain a minimum-security deposit in the form of FDR from the lessee for the amount which would cover 3 years rent and the charges for breaking open the locker in case of such eventualities.
  • The lockers will be allotted based on first come first served basis to the customers only. A waiting list register is maintained by the branches for the purpose.
  • The Branches shall maintain a Wait List for the purpose of allotment of lockers and ensure transparency in allotment of lockers. All applications received for allotment of locker shall be acknowledged and provided a Wait List number.
  • The Branches shall provide a copy of the agreement regarding operation of the locker to the locker-hirer at the time of allotment of the locker.
  • Loss of key should be immediately informed to the Branch.
  • With standing instruction, the rent may be paid from the deposit account of the hirer on due date.
  • Two different keys shall be available for each locker i.e. one key is for the Bank called Master Key and other one is for the customer called Hirer's Key.
  • Before operating the locker the hirer/s should sign the attendance register which shall be kept at the bank.
  • Hirer(s) are required to make at least one operation in a year as per the extant guidelines.
  • Nomination facility is available for lockers.
  • The allotment of the locker by the Bank is subject to satisfaction of KYC norms of the bank and the Bank reserves its right to cancel the same at any time without any notice if the KYC norms are not satisfactory in the opinion of the Bank or its internal auditors.

Nomination for Locker

  1. Nomination facility is available for locakes holder in the name of individuals singly or in the names of two or more individuals to be operated under joint signatures of two or more hirer.
  2. Nomination facility is not available in respect of lockers hired in joint names, if the operations are to be allowed under single signature of any of the hirer(s).
  3. Only one person can be nominated, if locker is held in single name. Nominee, can have access to the locker on the death of the hirer.
  4. More than one person can be nominated if locker is held in joint name and operated under the joint signatures of two or more person. Nominee(s), can have access to the locker on the death of the hirer(s).
  5. Nomination facility is optional. It can be made, varied or cancelled at any time during the period of hire.

Upcoming Bank Holidays

2017 December 18 is a bank holiday in Meghalaya due to Death Anniversary Of U SoSo Tham.
2017 December 19 is a bank holiday in Goa due to Goa Liberation Day.
2017 December 21 is a bank holiday in Sikkim due to Losoong/Namsoong.
2017 December 25 is a bank holiday in Andaman And Nicobar Island due to Christmas.

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