Interest Rate on FD for 1 Year November 2016

Fixed Deposit Definition -

Fixed Deposit Account are those accounts in which a fixed sum of money is deposited for a specified time usually for a period from 7 days to 10 years. A higher interest rate is offered on fixed deposits which varies from bank to bank according to the amount deposited and duration of investment. Private sector banks and foreign banks offer higher rate of interest as compared to public sector bank in order to attract more deposits.

Fixed Deposit Highlights -

  • Maximum Investment Amount: No such limit
  • Interest Rates Variable: from 7 to 9% based on term
  • Interest earned is taxable: Yes
  • Lock in Period: No
  • Tenure: 1 Year
  • Maturity Value: Taxable
  • Premature Withdrawals: Entire amount, anytime but after charging a certain penalty
  • Risk: Risky as compared to PPF

Interest Rate for 1 Year Fixed Deposit

The highest interest rate is offered by the Bandhan Bank (for 1 year) at 8.25% and Ratnakar Bank (for 1 year) at 8% followed by The Nainital Bank (for 1 year) at 7.9%.

BankMaturity Period Interest Rate (p.a.)Calculate
Ashoknagar Coop Bank Limited12 Months8.50%
Jalna Merchants Coop Bank Ltd 12 Months8.50%
The Chandrapur District Central Cooperative Bank12 Months8.50%
The Sangrur Central Cooperative Bank Ltd12 Months8.25%
Meghalaya Rural Bank12 Months8.25%
Mizoram Rural Bank12 Months8.25%
Kapol Cooperative Bank Limited12 Months8.00%
Sangli Urban Co Op Bank Ltd Sangli12 Months8.00%
The Nainital Bank Limited12 Months7.90%
Rbl Bank Limited12 Months7.75%
Bangiya Gramin Vikash Bank12 Months7.75%
Manipur Rural Bank12 Months7.75%
Amanath Cooperative Bank Ltd. Bangalore12 Months7.75%
Bandhan Bank Limited12 Months7.70%
Pandyan Grama Bank12 Months7.70%
Bharati Sahakari Bank12 Months7.65%
The Postal And Rms Employ Coop Bk Ltd12 Months7.60%
Sindhudurg Dist Cent Coop Bank Ltd12 Months7.60%
Jalgaon Janata Sahakari Bank Limited12 Months7.50%
Tirupati Urban Co Op Bank Ltd12 Months7.50%
Udham Singh Nagar District Co Operative Bank Ltd12 Months7.50%
Sundarlal Sawji Urban Co Op Bank Ltd12 Months7.50%
Vananchal Gramin Bank12 Months7.50%
G P Parsik Bank12 Months7.50%
Janalaxmi Coop Bank 12 Months7.50%
The Karad Urban Cooperative Bank Limited12 Months7.50%
Baroda Gujarat Gramin Bank12 Months7.40%
Dena Gujarat Gramin Bank12 Months7.35%
Tripura Gramin Bank12 Months7.35%
Almora Urban Cooperative Bank Limited12 Months7.30%
Kashi Gomti Samyut Gramin Bank12 Months7.30%
Punjab National Bank12 Months7.25%
Ahmedabad Mercantile Cooperative Bank12 Months7.25%
Abhyudaya Cooperative Bank Limited12 Months7.25%
Andhra Pradesh Grameena Vikas Bank12 Months7.25%
Andhra Pragathi Grameena Bank12 Months7.25%
Baroda Rajasthan Kshetriya Gramin Bank12 Months7.25%
Janata Sahakari Bank Ltd12 Months7.25%
Nutan Nagarik Sahakari Bank Limited12 Months7.25%
Chaitanya Godavari Grameena Bank12 Months7.25%
Himachal Pradesh Gramin Bank12 Months7.25%
Kaveri Grameena Bank12 Months7.25%
Pragathi Krishna Gramin Bank12 Months7.25%
Puduvai Bharathiar Grama Bank12 Months7.25%
Saptagiri Grameena Bank12 Months7.25%
Utkal Grameen Bank12 Months7.25%
Vidharbha Konkan Gramin Bank12 Months7.25%
Bharat Cooperative Bank (mumbai) Ltd., Mumbai12 Months7.25%
The Greater Bombay Cooperative Bank Limited12 Months7.25%
Indusind Bank12 Months7.15%
Madhyanchal Gramin Bank12 Months7.15%
Sutlej Kshetriya Gramin Bank12 Months7.15%
City Union Bank Limited12 Months7.10%
Punjab And Sind Bank12 Months7.10%
Yes Bank12 Months7.10%
Kerala Gramin Bank12 Months7.10%
Sarva Haryana Gramin Bank12 Months7.05%
Prathama Bank12 Months7.05%
Telangana Grameena Bank12 Months7.05%
Allahabad Bank12 Months7.00%
Andhra Bank12 Months7.00%
Axis Bank12 Months7.00%
Bank Of Baroda12 Months7.00%
Bank Of India12 Months7.00%
Central Bank Of India12 Months7.00%
United Bank Of India12 Months7.00%
Dcb Bank Limited12 Months7.00%
Idfc Bank Limited12 Months7.00%
Karur Vysya Bank12 Months7.00%
Laxmi Vilas Bank12 Months7.00%
Oriental Bank Of Commerce12 Months7.00%
Standard Chartered Bank12 Months7.00%
Tamilnad Mercantile Bank Limited12 Months7.00%
Uco Bank12 Months7.00%
Union Bank Of India12 Months7.00%
Allahabad Up Gramin Bank12 Months7.00%
Arunachal Pradesh Rural Bank12 Months7.00%
Rajasthan Marudhara Gramin Bank12 Months7.00%
Uttar Bihar Gramin Bank12 Months7.00%
Baroda Up Gramin Bank12 Months7.00%
Narmada Jhabua Gramin Bank12 Months7.00%
The Hindu Cooperative Bank Ltd12 Months7.00%
The Boral Union Co Op Bank Ltd12 Months7.00%
Bihar Gramin Bank12 Months7.00%
Karnataka Vikas Grameena Bank12 Months7.00%
Odisha Gramya Bank12 Months7.00%
Pallavan Grama Bank12 Months7.00%
Paschim Banga Gramin Bank12 Months7.00%
Punjab Gramin Bank12 Months7.00%
Saurashtra Gramin Bank12 Months7.00%
Ellaquai Dehati Bank12 Months7.00%
The Mehsana Urban Cooperative Bank12 Months7.00%
The A.p. Mahesh Cooperative Urban Bank Limited12 Months7.00%
Apna Sahakari Bank Limited12 Months7.00%
The Jalgaon Peopels Cooperative Bank Limited12 Months7.00%
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited12 Months7.00%
Mahanagar Cooperative Bank12 Months7.00%
Uttarakhand Gramin Bank12 Months6.95%
Canara Bank12 Months6.90%
Corporation Bank12 Months6.90%
Hdfc Bank12 Months6.90%
Icici Bank Limited12 Months6.90%
Idbi Bank12 Months6.90%
State Bank Of Bikaner And Jaipur12 Months6.90%
State Bank Of India12 Months6.90%
State Bank Of Mysore12 Months6.90%
State Bank Of Patiala12 Months6.90%
State Bank Of Travancore12 Months6.90%
Maharashtra Gramin Bank12 Months6.90%
Malwa Gramin Bank12 Months6.90%
Uttar Banga Kshetriya Gramin Bank12 Months6.90%
Syndicate Bank12 Months6.80%
Catholic Syrian Bank Limited12 Months6.75%
Dhanalakshmi Bank12 Months6.75%
Indian Overseas Bank12 Months6.75%
Jammu And Kashmir Bank Limited12 Months6.75%
Karnataka Bank Limited12 Months6.75%
Kotak Mahindra Bank Limited12 Months6.75%
South Indian Bank12 Months6.75%
Bassein Catholic Cooperative Bank Limited12 Months6.75%
Assam Gramin Vikash Bank12 Months6.75%
Jammu And Kashmir Grameen Bank12 Months6.75%
Kalupur Commercial Cooperative Bank12 Months6.75%
Rajkot Nagrik Sahakari Bank Limited12 Months6.75%
Sardar Bhiladwala Pardi Pepls Co Bk12 Months6.75%
Citizen Credit Cooperative Bank Limited12 Months6.75%
Federal Bank12 Months6.70%
Central Madhya Pradesh Gramin Bank12 Months6.65%
Bank Of Maharashtra12 Months6.50%
Dbs Bank Ltd12 Months6.50%
Indian Bank12 Months6.50%
Vijaya Bank12 Months6.50%
The Akola Janata Commercial Cooperative Bank Ltd., Akola.12 Months6.50%
Janakalyan Sahakari Bank Limited12 Months6.50%
Kalyan Janata Sahakari Bank12 Months6.50%
Purvanchal Gramin Bank12 Months6.50%
Deogiri Nagari Sahakari Bank12 Months6.50%
Chhattisgarh Rajya Gramin Bank12 Months6.50%
Jharkhand Gramin Bank12 Months6.50%
Bombay Mercantile Co Op Bank Ltd12 Months6.50%
The Goa Urban Co Op Bank Ltd12 Months6.50%
Madhya Bihar Gramin Bank12 Months6.25%
Deustche Bank12 Months6.00%
Sampada Sahakari Bank Ltd12 Months6.00%
The Surath Peoples Cooperative Bank Limited12 Months6.00%
Dombivli Nagari Sahakari Bank Limited12 Months6.00%
Nkgsb Cooperative Bank Limited12 Months5.75%
Citi Bank12 Months5.25%
Hsbc Bank12 Months5.25%
The Cosmos Co Operative Bank Limited12 Months4.75%
Disclaimer: The Fixed Deposit Interest Rates keep on changing. You are advised to check the interest rates with banks before making your FD.      Source: Bank Websites

Upcoming Bank Holidays

2017 March 28 is a bank holiday in Goa due to Gudi Padwa/1st Navratra.
2017 March 29 is a bank holiday in Andhra Pradesh due to Chandramana Ugadi/Sajibu Nongmapanba (Cheiraoba)/Telugu New Year's Day.
2017 March 30 is a bank holiday in Jharkhand due to Sarhul.
2017 April 01 is a bank holiday in Andhra Pradesh due to Annual Closing Of Accounts Of Commercial And Co-operative Banks.

Search IFSC/MICR/ATM

 

 

 

Financial Calculators

Search Bank By Branch

ALL INDIA BANKS LIST
A B BANK LIMITED ABN-AMRO Bank N.V ABU DHABI COMMERCIAL BANK AIRTEL PAYMENTS BANK LIMITED
ALLAHABAD BANK American Express Banking Corp ANDHRA BANK Antwerp Diamond Bank NV
AXIS BANK B N P PARIBAS BANDHAN BANK LIMITED BANK OF AMERICA
BANK OF BAHARAIN AND KUWAIT BSC BANK OF BARODA BANK OF CEYLON BANK OF INDIA
BANK OF MAHARASHTRA BANK OF TOKYO MITSUBISHI LIMITED BARCLAYS BANK BHARATIYA MAHILA BANK LIMITED
Calyon Bank CANARA BANK CATHOLIC SYRIAN BANK LIMITED CENTRAL BANK OF INDIA
CHINATRUST COMMERCIAL BANK LIMITED CITI BANK CITY UNION BANK LIMITED CORPORATION BANK
DBS Bank Ltd DCB BANK LIMITED DENA BANK DEUSTCHE BANK
DHANALAKSHMI BANK EQUITAS SMALL FINANCE BANK LIMITED EXPORT IMPORT BANK OF INDIA FEDERAL BANK
HDFC BANK HSBC BANK HSBC BANK OMAN SAOG ICICI BANK LIMITED
IDBI BANK IDFC BANK LIMITED INDIAN BANK INDIAN OVERSEAS BANK
INDUSIND BANK JAMMU AND KASHMIR BANK LIMITED JP MORGAN BANK JSC VTB BANK
KARNATAKA BANK LIMITED KARUR VYSYA BANK KOTAK MAHINDRA BANK LIMITED Krung Thai Bank Public Co. Ltd
LAXMI VILAS BANK MASHREQBANK PSC MIZUHO CORPORATE BANK LIMITED OMAN INTERNATIONAL BANK SAOG
ORIENTAL BANK OF COMMERCE PUNJAB AND SIND BANK PUNJAB NATIONAL BANK RBL Bank Limited
SBM BANK MAURITIUS LIMITED SHINHAN BANK SOCIETE GENERALE SONALI BANK LTD
SOUTH INDIAN BANK STANDARD CHARTERED BANK STATE BANK OF BIKANER AND JAIPUR STATE BANK OF HYDERABAD
STATE BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF PATIALA STATE BANK OF TRAVANCORE
SURYODAY SMALL FINANCE BANK SYNDICATE BANK TAMILNAD MERCANTILE BANK LIMITED THE BANK OF NOVA SCOTIA
THE NAINITAL BANK LIMITED UBS AG UCO Bank Ujjivan Small Finance Bank Limited
UNION BANK OF INDIA UNITED BANK OF INDIA UNITED OVERSEAS BANK LIMITED UTKARSH SMALL FINANCE BANK
VIJAYA BANK Woori Bank YES BANK ZILA SAHAKARI BANK LTD