Interest Rate on FD for 1 Year - November 2016

Fixed Deposit Definition -

Fixed Deposit Account are those accounts in which a fixed sum of money is deposited for a specified time usually for a period from 7 days to 10 years. A higher interest rate is offered on fixed deposits which varies from bank to bank according to the amount deposited and duration of investment. Private sector banks and foreign banks offer higher rate of interest as compared to public sector bank in order to attract more deposits.

Fixed Deposit Highlights -

  • Maximum Investment Amount: No such limit
  • Interest Rates Variable: From 7 to 9% based on term
  • Interest earned is taxable: Yes
  • Lock in Period: No
  • Tenure: 1 Year
  • Maturity Value: Taxable
  • Premature Withdrawals: Entire amount, anytime but after charging a certain penalty
  • Risk: Risky as compared to PPF

Interest Rate for 1 Year Fixed Deposit

The highest interest rate is offered by the Bandhan Bank (for 1 year) at 8.25% and Ratnakar Bank (for 1 year) at 8% followed by The Nainital Bank (for 1 year) at 7.9%.

BankMaturity Period Interest Rate (p.a.)Calculate
Nellore District Cooperative Central Bank Ltd12 Months9.50%
The Mapusa Urban Coop Bank Of Goa Ltd12 Months9.25%
Nagar Urban Co Operative Bank12 Months9.25%
Kakinada District Cooperative Central Bank Ltd12 Months9.25%
Khamgaon Urban Co Op Bank Ltd12 Months9.00%
The Gadchiroli District Central Cooperative Bank Limited12 Months9.00%
Chittoor District Cooperative Bank Ltd12 Months9.00%
Karimnagar District Cooperative Bank Ltd12 Months9.00%
The Manipur State Co Op Bank Ltd12 Months8.75%
Idukki District Cooperative Bank12 Months8.75%
Guntur District Cooperative Central Bank Ltd12 Months8.75%
Ashoknagar Coop Bank Limited12 Months8.50%
Jalna Merchants Coop Bank Ltd 12 Months8.50%
The Chandrapur District Central Cooperative Bank12 Months8.50%
Rupee Cooperative Bank Ltd.12 Months8.50%
Solapur Janata Sahakari Bank Limited12 Months8.50%
The Goa State Co Operative Bank Ltd12 Months8.50%
Cuddapah District Central Cooperative Bank Ltd12 Months8.50%
The Sangrur Central Cooperative Bank Ltd12 Months8.25%
Meghalaya Rural Bank12 Months8.25%
Mizoram Rural Bank12 Months8.25%
The Kerala State Co Operative Bank Ltd12 Months8.25%
The Thiruvananthapuram District Co Operative Bank Ltd12 Months8.25%
Krishna District Co-operative Central Bank Ltd12 Months8.25%
Kapol Cooperative Bank Limited12 Months8.00%
Sangli Urban Co Op Bank Ltd Sangli12 Months8.00%
Rajarambapu Sahakari Bank Ltd12 Months8.00%
Jammu And Kashmir State Coop Bank12 Months8.00%
The Pondichery State Cooperative Bank Ltd12 Months8.00%
Samarth Sahakari Bank Ltd12 Months8.00%
The Pandharpur Urban Coop Bank Ltd12 Months8.00%
The Nainital Bank Limited12 Months7.90%
Rbl Bank Limited12 Months7.75%
Bangiya Gramin Vikash Bank12 Months7.75%
Manipur Rural Bank12 Months7.75%
Amanath Cooperative Bank Ltd. Bangalore12 Months7.75%
Tripura State Co Operative Bank Limited12 Months7.75%
Bandhan Bank Limited12 Months7.70%
Pandyan Grama Bank12 Months7.70%
Bharati Sahakari Bank12 Months7.65%
The Postal And Rms Employ Coop Bk Ltd12 Months7.60%
Sindhudurg Dist Cent Coop Bank Ltd12 Months7.60%
Jalgaon Janata Sahakari Bank Limited12 Months7.50%
Tirupati Urban Co Op Bank Ltd12 Months7.50%
Udham Singh Nagar District Co Operative Bank Ltd12 Months7.50%
Sundarlal Sawji Urban Co Op Bank Ltd12 Months7.50%
Vananchal Gramin Bank12 Months7.50%
G P Parsik Bank12 Months7.50%
Janalaxmi Coop Bank 12 Months7.50%
The Karad Urban Cooperative Bank Limited12 Months7.50%
Pravara Sahakari Bank Ltd12 Months7.50%
Punjab And Maharshtra Cooperative Bank12 Months7.50%
The Bihar State Cooperative Bank Ltd.12 Months7.50%
Uttrakhand State Co Coperative Bank Ltd12 Months7.50%
Shivalik Mercantile Co Operative Bank12 Months7.50%
The Varachha Cooperative Bank Limited12 Months7.50%
Baroda Gujarat Gramin Bank12 Months7.40%
Dena Gujarat Gramin Bank12 Months7.35%
Tripura Gramin Bank12 Months7.35%
Almora Urban Cooperative Bank Limited12 Months7.30%
Kashi Gomti Samyut Gramin Bank12 Months7.30%
The Andhra Pradesh State Cooperative Bank Limited12 Months7.30%
The Mumbai District Central Cooperative Bank Limited12 Months7.30%
Punjab National Bank12 Months7.25%
Ahmedabad Mercantile Cooperative Bank12 Months7.25%
Abhyudaya Cooperative Bank Limited12 Months7.25%
Andhra Pradesh Grameena Vikas Bank12 Months7.25%
Andhra Pragathi Grameena Bank12 Months7.25%
Baroda Rajasthan Kshetriya Gramin Bank12 Months7.25%
Janata Sahakari Bank Ltd12 Months7.25%
Nutan Nagarik Sahakari Bank Limited12 Months7.25%
Chaitanya Godavari Grameena Bank12 Months7.25%
Himachal Pradesh Gramin Bank12 Months7.25%
Kaveri Grameena Bank12 Months7.25%
Pragathi Krishna Gramin Bank12 Months7.25%
Puduvai Bharathiar Grama Bank12 Months7.25%
Saptagiri Grameena Bank12 Months7.25%
Utkal Grameen Bank12 Months7.25%
Vidharbha Konkan Gramin Bank12 Months7.25%
Bharat Cooperative Bank (mumbai) Ltd., Mumbai12 Months7.25%
The Greater Bombay Cooperative Bank Limited12 Months7.25%
The Karanataka State Cooperative Apex Bank Limited12 Months7.25%
The Meghalaya Cooperative Apex Bank Ltd.12 Months7.25%
The Hasti Co Op Bank Ltd12 Months7.25%
The Vishweshwar Sahakari Bank Limited12 Months7.25%
Ahmedabad District Co Op Bank Ltd12 Months7.25%
Mahabubanagar District Cooperative Central Bank Ltd12 Months7.25%
Mizoram Coop Apex Bank 12 Months7.20%
The Nagaland State Co Op Bank Ltd12 Months7.20%
Indusind Bank12 Months7.15%
Madhyanchal Gramin Bank12 Months7.15%
Sutlej Kshetriya Gramin Bank12 Months7.15%
The Assam Coop Apex Bank Ltd12 Months7.15%
The Kurmanchal Nagar Sahakari Bank Limited12 Months7.15%
City Union Bank Limited12 Months7.10%
Punjab And Sind Bank12 Months7.10%
Yes Bank12 Months7.10%
Kerala Gramin Bank12 Months7.10%
The Punjab State Co Op Bank12 Months7.10%
The Surat District Cooperative Bank Limited12 Months7.10%
Sarva Haryana Gramin Bank12 Months7.05%
Prathama Bank12 Months7.05%
Telangana Grameena Bank12 Months7.05%
Allahabad Bank12 Months7.00%
Andhra Bank12 Months7.00%
Axis Bank12 Months7.00%
Bank Of Baroda12 Months7.00%
Bank Of India12 Months7.00%
Central Bank Of India12 Months7.00%
United Bank Of India12 Months7.00%
Dcb Bank Limited12 Months7.00%
Idfc Bank Limited12 Months7.00%
Karur Vysya Bank12 Months7.00%
Laxmi Vilas Bank12 Months7.00%
Oriental Bank Of Commerce12 Months7.00%
Standard Chartered Bank12 Months7.00%
Tamilnad Mercantile Bank Limited12 Months7.00%
Uco Bank12 Months7.00%
Union Bank Of India12 Months7.00%
Allahabad Up Gramin Bank12 Months7.00%
Arunachal Pradesh Rural Bank12 Months7.00%
Rajasthan Marudhara Gramin Bank12 Months7.00%
Uttar Bihar Gramin Bank12 Months7.00%
Baroda Up Gramin Bank12 Months7.00%
Narmada Jhabua Gramin Bank12 Months7.00%
The Hindu Cooperative Bank Ltd12 Months7.00%
The Boral Union Co Op Bank Ltd12 Months7.00%
Bihar Gramin Bank12 Months7.00%
Karnataka Vikas Grameena Bank12 Months7.00%
Odisha Gramya Bank12 Months7.00%
Pallavan Grama Bank12 Months7.00%
Paschim Banga Gramin Bank12 Months7.00%
Punjab Gramin Bank12 Months7.00%
Saurashtra Gramin Bank12 Months7.00%
Ellaquai Dehati Bank12 Months7.00%
The Mehsana Urban Cooperative Bank12 Months7.00%
The A.p. Mahesh Cooperative Urban Bank Limited12 Months7.00%
Apna Sahakari Bank Limited12 Months7.00%
The Jalgaon Peopels Cooperative Bank Limited12 Months7.00%
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited12 Months7.00%
Mahanagar Cooperative Bank12 Months7.00%
The Shamrao Vithal Cooperative Bank12 Months7.00%
The Zoroastrian Cooperative Bank Limited12 Months7.00%
Akola Urban Coop Bank 12 Months7.00%
The Gujarat State Cooperative Bank Limited12 Months7.00%
Madhya Pradesh Rajya Sahakari Bank Maryadit12 Months7.00%
Maharashtra State Cooperative Bank12 Months7.00%
Uttar Pradesh State Cooperative Bank Ltd12 Months7.00%
The Chhattisgarh Rajyasahakari Bank Maryadit12 Months7.00%
Rajgurunagar Sahakari Bank Limited12 Months7.00%
Surat National Co Op Bank Ltd12 Months7.00%
The Akola District Central Cooperative Bank12 Months7.00%
Vasai Vikas Sahakari Bank Limited12 Months7.00%
Uttarakhand Gramin Bank12 Months6.95%
The Rajasthan State Cooperative Bank Limited12 Months6.95%
Canara Bank12 Months6.90%
Corporation Bank12 Months6.90%
Hdfc Bank12 Months6.90%
Icici Bank Limited12 Months6.90%
Idbi Bank12 Months6.90%
State Bank Of Bikaner And Jaipur12 Months6.90%
State Bank Of India12 Months6.90%
State Bank Of Mysore12 Months6.90%
State Bank Of Patiala12 Months6.90%
State Bank Of Travancore12 Months6.90%
Maharashtra Gramin Bank12 Months6.90%
Malwa Gramin Bank12 Months6.90%
Uttar Banga Kshetriya Gramin Bank12 Months6.90%
Syndicate Bank12 Months6.80%
The West Bengal State Cooperative Bank12 Months6.80%
Catholic Syrian Bank Limited12 Months6.75%
Dhanalakshmi Bank12 Months6.75%
Indian Overseas Bank12 Months6.75%
Jammu And Kashmir Bank Limited12 Months6.75%
Karnataka Bank Limited12 Months6.75%
Kotak Mahindra Bank Limited12 Months6.75%
South Indian Bank12 Months6.75%
Bassein Catholic Cooperative Bank Limited12 Months6.75%
Assam Gramin Vikash Bank12 Months6.75%
Jammu And Kashmir Grameen Bank12 Months6.75%
Kalupur Commercial Cooperative Bank12 Months6.75%
Rajkot Nagrik Sahakari Bank Limited12 Months6.75%
Sardar Bhiladwala Pardi Pepls Co Bk12 Months6.75%
Citizen Credit Cooperative Bank Limited12 Months6.75%
The Thane Bharat Sahakari Bank Limited12 Months6.75%
The Tamil Nadu State Apex Cooperative Bank12 Months6.75%
Federal Bank12 Months6.70%
Central Madhya Pradesh Gramin Bank12 Months6.65%
Bank Of Maharashtra12 Months6.50%
Dbs Bank Ltd12 Months6.50%
Indian Bank12 Months6.50%
Vijaya Bank12 Months6.50%
The Akola Janata Commercial Cooperative Bank Ltd., Akola.12 Months6.50%
Janakalyan Sahakari Bank Limited12 Months6.50%
Kalyan Janata Sahakari Bank12 Months6.50%
Purvanchal Gramin Bank12 Months6.50%
Deogiri Nagari Sahakari Bank12 Months6.50%
Chhattisgarh Rajya Gramin Bank12 Months6.50%
Jharkhand Gramin Bank12 Months6.50%
Bombay Mercantile Co Op Bank Ltd12 Months6.50%
The Goa Urban Co Op Bank Ltd12 Months6.50%
Nasik Merchants Cooperative Bank Ltd.12 Months6.50%
Saraswat Cooperative Bank Limited12 Months6.50%
Shikshak Sahakari Bank Limited12 Months6.50%
The Haryana State Cooperative Apex Bank Ltd12 Months6.50%
Prime Cooperative Bank Limited12 Months6.50%
The Kangra Central Cooperative Bank Limited12 Months6.50%
The Navnirman Co Operative Bank Ltd12 Months6.50%
Tumkur Grain Merchants Cooperative Bank Limited12 Months6.50%
Madhya Bihar Gramin Bank12 Months6.25%
Tjsb Sahakari Bank Ltd12 Months6.25%
Chinatrust Commercial Bank Limited12 Months6.10%
Deustche Bank12 Months6.00%
Sampada Sahakari Bank Ltd12 Months6.00%
The Surath Peoples Cooperative Bank Limited12 Months6.00%
Dombivli Nagari Sahakari Bank Limited12 Months6.00%
New India Cooperative Bank Limited12 Months6.00%
Nagpur Nagarik Sahakari Bank Limited12 Months6.00%
The Kangra Cooperative Bank Limited12 Months6.00%
Nkgsb Cooperative Bank Limited12 Months5.75%
Citi Bank12 Months5.25%
Hsbc Bank12 Months5.25%
The Chandigarh State Cooperative Bank Ltd12 Months5.00%
Sutex Cooperative Bank Limited12 Months5.00%
The Municipal Cooperative Bank Limited12 Months5.00%
The Cosmos Co Operative Bank Limited12 Months4.75%
Sahebrao Deshmukh Cooperative Bank Limited12 Months%
Disclaimer: The Fixed Deposit Interest Rates keep on changing. You are advised to check the interest rates with banks before making your FD.      Source: Bank Websites

Upcoming Bank Holidays

2017 August 07 is a bank holiday in Daman And Diu due to Raksha Bandhan.
2017 August 14 is a bank holiday in Bihar due to Janmashtami.
2017 August 15 is a bank holiday in Andaman And Nicobar Island due to Independence Day.
2017 August 15 is a bank holiday in Arunachal Pradesh due to Independence Day/Janmashtami.

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