Interest Rate on FD for 4 Year November 2016

Fixed Deposit Definition -

Fixed Deposit Account are those accounts in which a fixed sum of money is deposited for a specified time usually for a period from 7 days to 10 years. A higher interest rate is offered on fixed deposits which varies from bank to bank according to the amount deposited and duration of investment. Private sector banks and foreign banks offer higher rate of interest as compared to public sector bank in order to attract more deposits.

Fixed Deposit Highlights -

  • Maximum Investment Amount: No such limit
  • Interest Rates Variable: from 7 to 9% based on term
  • Interest earned is taxable: Yes
  • Lock in Period: No
  • Tenure: 4 Years
  • Maturity Value: Taxable
  • Premature Withdrawals: Entire amount, anytime but after charging a certain penalty
  • Risk: Risky as compared to PPF

Interest Rate for 4 Year Fixed Deposit

The highest interest rate is offered by the Ratnakar Bank (for 4 years) at 8% p.a. and Bandhan Bank (for 4 years) at 7.75% p.a. followed by Nainital Bank (for 4 years) at 7.75% p.a.

BankMaturity Period Interest Rate (p.a.)Calculate
Ashoknagar Coop Bank Limited4 Years10.25%
The Chandrapur District Central Cooperative Bank4 Years9.25%
Amanath Cooperative Bank Ltd. Bangalore4 Years9.25%
Jalna Merchants Coop Bank Ltd 4 Years8.75%
Tirupati Urban Co Op Bank Ltd4 Years8.50%
Janalaxmi Coop Bank 4 Years8.50%
Sangli Urban Co Op Bank Ltd Sangli4 Years8.25%
Meghalaya Rural Bank4 Years8.25%
Mizoram Rural Bank4 Years8.25%
Sundarlal Sawji Urban Co Op Bank Ltd4 Years8.00%
The Sangrur Central Cooperative Bank Ltd4 Years8.00%
The Karad Urban Cooperative Bank Limited4 Years8.00%
The Nainital Bank Limited4 Years7.75%
Bangiya Gramin Vikash Bank4 Years7.75%
Rbl Bank Limited4 Years7.70%
Bharati Sahakari Bank4 Years7.65%
Pandyan Grama Bank4 Years7.60%
The Postal And Rms Employ Coop Bk Ltd4 Years7.60%
The Akola Janata Commercial Cooperative Bank Ltd., Akola.4 Years7.50%
Udham Singh Nagar District Co Operative Bank Ltd4 Years7.50%
Sindhudurg Dist Cent Coop Bank Ltd4 Years7.50%
Madhyanchal Gramin Bank4 Years7.50%
Manipur Rural Bank4 Years7.50%
Vananchal Gramin Bank4 Years7.50%
Bharat Cooperative Bank (mumbai) Ltd., Mumbai4 Years7.50%
Mahanagar Cooperative Bank4 Years7.50%
Kashi Gomti Samyut Gramin Bank4 Years7.40%
Baroda Gujarat Gramin Bank4 Years7.40%
Almora Urban Cooperative Bank Limited4 Years7.30%
Dena Gujarat Gramin Bank4 Years7.30%
Dcb Bank Limited4 Years7.25%
Punjab National Bank4 Years7.25%
Abhyudaya Cooperative Bank Limited4 Years7.25%
Jalgaon Janata Sahakari Bank Limited4 Years7.25%
Kalyan Janata Sahakari Bank4 Years7.25%
Andhra Pragathi Grameena Bank4 Years7.25%
Bassein Catholic Cooperative Bank Limited4 Years7.25%
Deogiri Nagari Sahakari Bank4 Years7.25%
Pragathi Krishna Gramin Bank4 Years7.25%
Saptagiri Grameena Bank4 Years7.25%
Vidharbha Konkan Gramin Bank4 Years7.25%
The Surath Peoples Cooperative Bank Limited4 Years7.25%
Apna Sahakari Bank Limited4 Years7.25%
G P Parsik Bank4 Years7.25%
The Greater Bombay Cooperative Bank Limited4 Years7.25%
Idfc Bank Limited4 Years7.20%
Himachal Pradesh Gramin Bank4 Years7.15%
The Goa Urban Co Op Bank Ltd4 Years7.15%
Yes Bank4 Years7.10%
Sampada Sahakari Bank Ltd4 Years7.10%
Kerala Gramin Bank4 Years7.10%
Tripura Gramin Bank4 Years7.10%
Sarva Haryana Gramin Bank4 Years7.05%
Bandhan Bank Limited4 Years7.00%
United Bank Of India4 Years7.00%
Deustche Bank4 Years7.00%
Karur Vysya Bank4 Years7.00%
Laxmi Vilas Bank4 Years7.00%
Punjab And Sind Bank4 Years7.00%
Standard Chartered Bank4 Years7.00%
Tamilnad Mercantile Bank Limited4 Years7.00%
Janakalyan Sahakari Bank Limited4 Years7.00%
Kapol Cooperative Bank Limited4 Years7.00%
Allahabad Up Gramin Bank4 Years7.00%
Andhra Pradesh Grameena Vikas Bank4 Years7.00%
Arunachal Pradesh Rural Bank4 Years7.00%
The Boral Union Co Op Bank Ltd4 Years7.00%
Nkgsb Cooperative Bank Limited4 Years7.00%
Janata Sahakari Bank Ltd4 Years7.00%
Chaitanya Godavari Grameena Bank4 Years7.00%
Pallavan Grama Bank4 Years7.00%
Paschim Banga Gramin Bank4 Years7.00%
Puduvai Bharathiar Grama Bank4 Years7.00%
Saurashtra Gramin Bank4 Years7.00%
Sutlej Kshetriya Gramin Bank4 Years7.00%
Kalupur Commercial Cooperative Bank4 Years7.00%
Sardar Bhiladwala Pardi Pepls Co Bk4 Years7.00%
The A.p. Mahesh Cooperative Urban Bank Limited4 Years7.00%
The Cosmos Co Operative Bank Limited4 Years7.00%
Dombivli Nagari Sahakari Bank Limited4 Years7.00%
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited4 Years7.00%
Bank Of India4 Years6.90%
Canara Bank4 Years6.90%
Central Bank Of India4 Years6.90%
Idbi Bank4 Years6.90%
Jammu And Kashmir Bank Limited4 Years6.90%
Uttar Bihar Gramin Bank4 Years6.90%
Jammu And Kashmir Grameen Bank4 Years6.90%
Punjab Gramin Bank4 Years6.90%
Citizen Credit Cooperative Bank Limited4 Years6.90%
City Union Bank Limited4 Years6.85%
Corporation Bank4 Years6.80%
Union Bank Of India4 Years6.80%
Axis Bank4 Years6.75%
Icici Bank Limited4 Years6.75%
Indusind Bank4 Years6.75%
Uco Bank4 Years6.75%
Ahmedabad Mercantile Cooperative Bank4 Years6.75%
The Hindu Cooperative Bank Ltd4 Years6.75%
Bihar Gramin Bank4 Years6.75%
Utkal Grameen Bank4 Years6.75%
Ellaquai Dehati Bank4 Years6.75%
Rajkot Nagrik Sahakari Bank Limited4 Years6.75%
Dbs Bank Ltd4 Years6.60%
Telangana Grameena Bank4 Years6.60%
Maharashtra Gramin Bank4 Years6.55%
Allahabad Bank4 Years6.50%
Andhra Bank4 Years6.50%
Bank Of Baroda4 Years6.50%
Catholic Syrian Bank Limited4 Years6.50%
Dhanalakshmi Bank4 Years6.50%
Federal Bank4 Years6.50%
Karnataka Bank Limited4 Years6.50%
Oriental Bank Of Commerce4 Years6.50%
State Bank Of Bikaner And Jaipur4 Years6.50%
State Bank Of India4 Years6.50%
State Bank Of Mysore4 Years6.50%
State Bank Of Patiala4 Years6.50%
State Bank Of Travancore4 Years6.50%
South Indian Bank4 Years6.50%
Syndicate Bank4 Years6.50%
Vijaya Bank4 Years6.50%
Rajasthan Marudhara Gramin Bank4 Years6.50%
Baroda Up Gramin Bank4 Years6.50%
Narmada Jhabua Gramin Bank4 Years6.50%
Baroda Rajasthan Kshetriya Gramin Bank4 Years6.50%
Central Madhya Pradesh Gramin Bank4 Years6.50%
Assam Gramin Vikash Bank4 Years6.50%
Karnataka Vikas Grameena Bank4 Years6.50%
Malwa Gramin Bank4 Years6.50%
Odisha Gramya Bank4 Years6.50%
Uttar Banga Kshetriya Gramin Bank4 Years6.50%
The Mehsana Urban Cooperative Bank4 Years6.50%
Bombay Mercantile Co Op Bank Ltd4 Years6.50%
The Jalgaon Peopels Cooperative Bank Limited4 Years6.50%
Kotak Mahindra Bank Limited4 Years6.25%
Chhattisgarh Rajya Gramin Bank4 Years6.25%
Kaveri Grameena Bank4 Years6.25%
Madhya Bihar Gramin Bank4 Years6.25%
Jharkhand Gramin Bank4 Years6.15%
Uttarakhand Gramin Bank4 Years6.10%
Bank Of Maharashtra4 Years6.00%
Hdfc Bank4 Years6.00%
Indian Bank4 Years6.00%
Indian Overseas Bank4 Years6.00%
Purvanchal Gramin Bank4 Years6.00%
Prathama Bank4 Years6.00%
Citi Bank4 Years5.75%
Disclaimer: The Fixed Deposit Interest Rates keep on changing. You are advised to check the interest rates with banks before making your FD.      Source: Bank Websites

Upcoming Bank Holidays

2017 March 28 is a bank holiday in Goa due to Gudi Padwa/1st Navratra.
2017 March 29 is a bank holiday in Andhra Pradesh due to Chandramana Ugadi/Sajibu Nongmapanba (Cheiraoba)/Telugu New Year's Day.
2017 March 30 is a bank holiday in Jharkhand due to Sarhul.
2017 April 01 is a bank holiday in Andhra Pradesh due to Annual Closing Of Accounts Of Commercial And Co-operative Banks.

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