Interest Rate on FD for 4 Year - Fab 2018

Fixed Deposit Definition -

Fixed Deposit Account are those accounts in which a fixed sum of money is deposited for a specified time usually for a period from 7 days to 10 years. A higher interest rate is offered on fixed deposits which varies from bank to bank according to the amount deposited and duration of investment. Private sector banks and foreign banks offer higher rate of interest as compared to public sector bank in order to attract more deposits.

Fixed Deposit Highlights -

  • Maximum Investment Amount: No such limit
  • Interest Rates Variable: from 7 to 9% based on term
  • Interest earned is taxable: Yes
  • Lock in Period: No
  • Tenure: 4 Years
  • Maturity Value: Taxable
  • Premature Withdrawals: Entire amount, anytime but after charging a certain penalty
  • Risk: Risky as compared to PPF

Interest Rate for 4 Years Fixed Deposit

The highest interest rate is offered by The Nainital Bank (for 4 years) at 7.75% and Rbl Bank (for 4 years) at 7.35% followed by Idfc Bank (for 4 years) at 7.20%.

BankMaturity Period Interest Rate (p.a.)Calculate
Fincare Small Finance Bank Ltd4 Years8.00%
The Nainital Bank Limited4 Years7.75%
Suryoday Small Finance Bank4 Years7.75%
Au Small Finance Bank Limited4 Years7.40%
Dcb Bank Limited4 Years7.25%
North East Small Finance Bank Limited4 Years7.25%
Idfc Bank Limited4 Years7.20%
Capital Small Finance Bank Limited4 Years7.20%
Laxmi Vilas Bank4 Years7.15%
City Union Bank Limited4 Years7.10%
Rbl Bank Limited4 Years7.10%
Deustche Bank4 Years7.00%
Karur Vysya Bank4 Years7.00%
Yes Bank4 Years7.00%
Equitas Small Finance Bank Limited4 Years7.00%
Esaf Small Finance Bank Limited4 Years7.00%
Ujjivan Small Finance Bank Limited4 Years7.00%
Utkarsh Small Finance Bank4 Years7.00%
Axis Bank4 Years6.90%
Tamilnad Mercantile Bank Limited4 Years6.90%
Bandhan Bank Limited4 Years6.80%
Syndicate Bank4 Years6.60%
Punjab And Sind Bank4 Years6.55%
Allahabad Bank4 Years6.50%
Bank Of Baroda4 Years6.50%
Catholic Syrian Bank Limited4 Years6.50%
Central Bank Of India4 Years6.50%
Corporation Bank4 Years6.50%
Dhanalakshmi Bank4 Years6.50%
Federal Bank4 Years6.50%
Icici Bank Limited4 Years6.50%
Indusind Bank4 Years6.50%
Karnataka Bank Limited4 Years6.50%
Kotak Mahindra Bank Limited4 Years6.50%
State Bank Of Bikaner And Jaipur4 Years6.50%
State Bank Of India4 Years6.50%
Standard Chartered Bank4 Years6.50%
State Bank Of Mysore4 Years6.50%
State Bank Of Patiala4 Years6.50%
State Bank Of Travancore4 Years6.50%
South Indian Bank4 Years6.50%
Union Bank Of India4 Years6.50%
Vijaya Bank4 Years6.50%
Oriental Bank Of Commerce4 Years6.40%
Bank Of India4 Years6.30%
Andhra Bank4 Years6.25%
Dbs Bank Ltd4 Years6.25%
Idbi Bank4 Years6.25%
Jammu And Kashmir Bank Limited4 Years6.25%
Punjab National Bank4 Years6.25%
Uco Bank4 Years6.25%
Canara Bank4 Years6.20%
Chinatrust Commercial Bank Limited4 Years6.10%
Bank Of Maharashtra4 Years6.00%
United Bank Of India4 Years6.00%
Hdfc Bank4 Years6.00%
Indian Bank4 Years6.00%
Indian Overseas Bank4 Years6.00%
Citi Bank4 Years5.25%
Disclaimer: The Fixed Deposit Interest Rates keep on changing. You are advised to check the interest rates with banks before making your FD.      Source: Bank Websites

Upcoming Bank Holidays

2018 October 24 is a bank holiday in Andaman And Nicobar Island due to Lakshmi Puja/Maharshi Valmiki Jayanthi.
2018 October 27 is a bank holiday in Himachal Pradesh due to Karva Chauth.
2018 October 31 is a bank holiday in Sikkim due to Lhabab Duechen.
2018 November 01 is a bank holiday in Karnataka due to Kannada Rajyostsava/Kut.
2018 November 06 is a bank holiday in Andaman And Nicobar Island due to Diwali Amavasaya (Laxmi Pujan).
2018 November 06 is a bank holiday in Arunachal Pradesh due to Kali Puja/Diwali/Naraka Chaturdashi.

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ALL INDIA BANKS LIST
A B BANK LIMITED ABN-AMRO Bank N.V ABU DHABI COMMERCIAL BANK AIRTEL PAYMENTS BANK LIMITED
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AU SMALL FINANCE BANK LIMITED AXIS BANK B N P PARIBAS BANDHAN BANK LIMITED
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BANK OF INDIA BANK OF MAHARASHTRA BANK OF TOKYO MITSUBISHI LIMITED BARCLAYS BANK
BHARATIYA MAHILA BANK LIMITED Calyon Bank CANARA BANK CAPITAL SMALL FINANCE BANK LIMITED
CATHOLIC SYRIAN BANK LIMITED CENTRAL BANK OF INDIA CHINATRUST COMMERCIAL BANK LIMITED CITI BANK
CITY UNION BANK LIMITED CORPORATION BANK DBS Bank Ltd DCB BANK LIMITED
DENA BANK DEUSTCHE BANK DHANALAKSHMI BANK EQUITAS SMALL FINANCE BANK LIMITED
ESAF SMALL FINANCE BANK LIMITED EXPORT IMPORT BANK OF INDIA FEDERAL BANK FINCARE SMALL FINANCE BANK LTD
HDFC BANK HSBC BANK HSBC BANK OMAN SAOG ICICI BANK LIMITED
IDBI BANK IDFC BANK LIMITED INDIAN BANK INDIAN OVERSEAS BANK
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KARNATAKA BANK LIMITED KARUR VYSYA BANK KOTAK MAHINDRA BANK LIMITED Krung Thai Bank Public Co. Ltd
LAXMI VILAS BANK MASHREQBANK PSC MIZUHO CORPORATE BANK LIMITED NORTH EAST SMALL FINANCE BANK LIMITED
OMAN INTERNATIONAL BANK SAOG ORIENTAL BANK OF COMMERCE PUNJAB AND SIND BANK PUNJAB NATIONAL BANK
RBL Bank Limited SBM BANK MAURITIUS LIMITED SHINHAN BANK SOCIETE GENERALE
SONALI BANK LTD SOUTH INDIAN BANK STANDARD CHARTERED BANK STATE BANK OF BIKANER AND JAIPUR
STATE BANK OF HYDERABAD STATE BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF PATIALA
STATE BANK OF TRAVANCORE SURYODAY SMALL FINANCE BANK SYNDICATE BANK TAMILNAD MERCANTILE BANK LIMITED
THE BANK OF NOVA SCOTIA THE NAINITAL BANK LIMITED UBS AG UCO Bank
Ujjivan Small Finance Bank Limited UNION BANK OF INDIA UNITED BANK OF INDIA UNITED OVERSEAS BANK LIMITED
UTKARSH SMALL FINANCE BANK VIJAYA BANK Woori Bank YES BANK
ZILA SAHAKARI BANK LTD