Interest Rate on FD for 4 Year - Oct 2017

Fixed Deposit Definition -

Fixed Deposit Account are those accounts in which a fixed sum of money is deposited for a specified time usually for a period from 7 days to 10 years. A higher interest rate is offered on fixed deposits which varies from bank to bank according to the amount deposited and duration of investment. Private sector banks and foreign banks offer higher rate of interest as compared to public sector bank in order to attract more deposits.

Fixed Deposit Highlights -

  • Maximum Investment Amount: No such limit
  • Interest Rates Variable: from 7 to 9% based on term
  • Interest earned is taxable: Yes
  • Lock in Period: No
  • Tenure: 4 Years
  • Maturity Value: Taxable
  • Premature Withdrawals: Entire amount, anytime but after charging a certain penalty
  • Risk: Risky as compared to PPF

Interest Rate for 4 Years Fixed Deposit

The highest interest rate is offered by The Nainital Bank (for 4 years) at 7.75% and Rbl Bank (for 4 years) at 7.35% followed by Idfc Bank (for 4 years) at 7.20%.

BankMaturity Period Interest Rate (p.a.)Calculate
The Nainital Bank Limited4 Years7.75%
Rbl Bank Limited4 Years7.35%
Idfc Bank Limited4 Years7.20%
Dcb Bank Limited4 Years7.10%
Deustche Bank4 Years7.00%
Karur Vysya Bank4 Years7.00%
Laxmi Vilas Bank4 Years7.00%
Standard Chartered Bank4 Years7.00%
Tamilnad Mercantile Bank Limited4 Years7.00%
Bandhan Bank Limited4 Years6.90%
City Union Bank Limited4 Years6.85%
Punjab And Sind Bank4 Years6.80%
Yes Bank4 Years6.75%
Dbs Bank Ltd4 Years6.60%
Syndicate Bank4 Years6.60%
Allahabad Bank4 Years6.50%
Bank Of Baroda4 Years6.50%
Bank Of India4 Years6.50%
Catholic Syrian Bank Limited4 Years6.50%
Central Bank Of India4 Years6.50%
Corporation Bank4 Years6.50%
Dhanalakshmi Bank4 Years6.50%
Federal Bank4 Years6.50%
Icici Bank Limited4 Years6.50%
Indusind Bank4 Years6.50%
Jammu And Kashmir Bank Limited4 Years6.50%
Karnataka Bank Limited4 Years6.50%
South Indian Bank4 Years6.50%
Union Bank Of India4 Years6.50%
Vijaya Bank4 Years6.50%
Oriental Bank Of Commerce4 Years6.40%
Uco Bank4 Years6.40%
Canara Bank4 Years6.30%
Andhra Bank4 Years6.25%
Axis Bank4 Years6.25%
United Bank Of India4 Years6.25%
Idbi Bank4 Years6.25%
Kotak Mahindra Bank Limited4 Years6.25%
Punjab National Bank4 Years6.25%
State Bank Of Bikaner And Jaipur4 Years6.25%
State Bank Of India4 Years6.25%
State Bank Of Mysore4 Years6.25%
State Bank Of Patiala4 Years6.25%
State Bank Of Travancore4 Years6.25%
Chinatrust Commercial Bank Limited4 Years6.25%
Bank Of Maharashtra4 Years6.00%
Hdfc Bank4 Years6.00%
Indian Bank4 Years6.00%
Indian Overseas Bank4 Years6.00%
Citi Bank4 Years5.25%
Disclaimer: The Fixed Deposit Interest Rates keep on changing. You are advised to check the interest rates with banks before making your FD.      Source: Bank Websites

Upcoming Bank Holidays

2017 December 01 is a bank holiday in Andhra Pradesh due to Id-e-Milad/Eid Milad-un-Nabi (Prophet Mohhammad's Birthday).
2017 December 02 is a bank holiday in Chhattisgarh due to Eid-e- Milad (Prophet Mohhammad's Birthday)/Barawafat.
2017 December 04 is a bank holiday in Goa due to Feast Of St.Francis Xavier.
2017 December 05 is a bank holiday in Jammu And Kashmir due to Birthday Of Sheikh Mohammad Abdullah.

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SBM BANK MAURITIUS LIMITED SHINHAN BANK SOCIETE GENERALE SONALI BANK LTD
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STATE BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF PATIALA STATE BANK OF TRAVANCORE
SURYODAY SMALL FINANCE BANK SYNDICATE BANK TAMILNAD MERCANTILE BANK LIMITED THE BANK OF NOVA SCOTIA
THE NAINITAL BANK LIMITED UBS AG UCO Bank Ujjivan Small Finance Bank Limited
UNION BANK OF INDIA UNITED BANK OF INDIA UNITED OVERSEAS BANK LIMITED UTKARSH SMALL FINANCE BANK
VIJAYA BANK Woori Bank YES BANK ZILA SAHAKARI BANK LTD