Interest Rate on FD for 5 Year November 2016

Fixed Deposit Definition -

Fixed Deposit Account are those accounts in which a fixed sum of money is deposited for a specified time usually for a period from 7 days to 10 years. A higher interest rate is offered on fixed deposits which varies from bank to bank according to the amount deposited and duration of investment. Private sector banks and foreign banks offer higher rate of interest as compared to public sector bank in order to attract more deposits.

Fixed Deposit Highlights -

  • Maximum Investment Amount: No such limit
  • Interest Rates Variable: from 7 to 9% based on term
  • Interest earned is taxable: Yes
  • Lock in Period: No
  • Tenure: 5 Years
  • Income Tax Rebate u/s 80C: Yes upto Rs 1,50,000/- p.a., but on FD with a lock in period of 5 or more years
  • Maturity Value: Taxable
  • Premature Withdrawals: Entire amount, anytime but after charging a certain penalty
  • Risk: Risky as compared to PPF

Interest Rate for 5 Year Fixed Deposit

The highest interest rate is offered by the Deutsche Bank (for 5 years) at 8% p.a. and Ratnakar Bank (for 5 years) at 8% p.a. followed by DCB Bank (for 5 years) at 7.7% p.a.

BankMaturity Period Interest Rate (p.a.)Calculate
Deutsche Bank 5 Years8.00%
Rbl Bank Limited5 Years8.00%
Dcb Bank Limited5 Years7.70%
Bandhan Bank Limited5 Years7.50%
Idfc Bank Limited5 Years7.50%
The Nainital Bank Limited5 Years7.50%
State Bank Of Mysore5 Years7.45%
Laxmi Vilas Bank5 Years7.40%
Union Bank Of India5 Years7.40%
State Bank Of Patiala5 Years7.37%
Karur Vysya Bank5 Years7.35%
Catholic Syrian Bank Limited5 Years7.30%
Tamilnad Mercantile Bank Limited5 Years7.30%
Axis Bank5 Years7.25%
Bank Of India5 Years7.25%
Bank Of Maharashtra5 Years7.25%
City Union Bank Limited5 Years7.25%
Corporation Bank5 Years7.25%
Federal Bank5 Years7.25%
Icici Bank5 Years7.25%
Idbi Bank 5 Years7.25%
Indusind Bank5 Years7.25%
Jammu And Kashmir Bank Limited5 Years7.25%
Uco Bank5 Years7.25%
Vijaya Bank5 Years7.25%
Yes Bank Limited5 Years7.25%
Dbs Bank Ltd5 Years7.20%
Karnataka Bank Limited5 Years7.15%
Dhanalakshmi Bank5 Years7.10%
Punjab National Bank5 Years7.05%
Allahabad Bank5 Years7.00%
Bank Of Baroda5 Years7.00%
Canara Bank5 Years7.00%
Dena Bank5 Years7.00%
Hdfc Bank5 Years7.00%
Indian Bank5 Years7.00%
Indian Overseas Bank5 Years7.00%
Kotak Mahindra Bank Limited5 Years7.00%
Oriental Bank Of Commerce5 Years7.00%
State Bank Of Bikaner And Jaipur5 Years7.00%
Standard Chartered Bank5 Years7.00%
State Bank Of Travancore5 Years7.00%
Syndicate Bank5 Years7.00%
Andhra Bank5 Years6.75%
State Bank Of India5 Years6.50%
State Bank Of Hyderabad5 Years6.50%
Citi Bank5 Years6.25%
Hsbc Bank5 Years0.00%
Disclaimer: The Fixed Deposit Interest Rates keep on changing. You are advised to check the interest rates with banks before making your FD.      Source: Bank Websites

Upcoming Bank Holidays

2017 February 24 is a bank holiday in Chandigarh due to Mahashivratri.
2017 February 27 is a bank holiday in Sikkim due to Losar.
2017 March 03 is a bank holiday in Mizoram due to Chapchar Kut.
2017 March 12 is a bank holiday in Jammu And Kashmir due to Holi (Jammu Province Only).

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