Interest Rate on FD for 5 Year November 2016

Fixed Deposit Definition -

Fixed Deposit Account are those accounts in which a fixed sum of money is deposited for a specified time usually for a period from 7 days to 10 years. A higher interest rate is offered on fixed deposits which varies from bank to bank according to the amount deposited and duration of investment. Private sector banks and foreign banks offer higher rate of interest as compared to public sector bank in order to attract more deposits.

Fixed Deposit Highlights -

  • Maximum Investment Amount: No such limit
  • Interest Rates Variable: from 7 to 9% based on term
  • Interest earned is taxable: Yes
  • Lock in Period: No
  • Tenure: 5 Years
  • Income Tax Rebate u/s 80C: Yes upto Rs 1,50,000/- p.a., but on FD with a lock in period of 5 or more years
  • Maturity Value: Taxable
  • Premature Withdrawals: Entire amount, anytime but after charging a certain penalty
  • Risk: Risky as compared to PPF

Interest Rate for 5 Year Fixed Deposit

The highest interest rate is offered by the Deutsche Bank (for 5 years) at 8% p.a. and Ratnakar Bank (for 5 years) at 8% p.a. followed by DCB Bank (for 5 years) at 7.7% p.a.

BankMaturity Period Interest Rate (p.a.)Calculate
Ashoknagar Coop Bank Limited5 Years10.25%
The Chandrapur District Central Cooperative Bank5 Years9.25%
Amanath Cooperative Bank Ltd. Bangalore5 Years9.25%
Jalna Merchants Coop Bank Ltd 5 Years8.75%
Tirupati Urban Co Op Bank Ltd5 Years8.50%
Janalaxmi Coop Bank 5 Years8.50%
Sangli Urban Co Op Bank Ltd Sangli5 Years8.25%
Meghalaya Rural Bank5 Years8.25%
Sundarlal Sawji Urban Co Op Bank Ltd5 Years8.00%
The Sangrur Central Cooperative Bank Ltd5 Years8.00%
The Karad Urban Cooperative Bank Limited5 Years8.00%
Deustche Bank5 Years7.75%
Bangiya Gramin Vikash Bank5 Years7.75%
Rbl Bank Limited5 Years7.70%
Bharati Sahakari Bank5 Years7.65%
Pandyan Grama Bank5 Years7.60%
The Postal And Rms Employ Coop Bk Ltd5 Years7.60%
The Nainital Bank Limited5 Years7.50%
The Akola Janata Commercial Cooperative Bank Ltd., Akola.5 Years7.50%
Udham Singh Nagar District Co Operative Bank Ltd5 Years7.50%
Sindhudurg Dist Cent Coop Bank Ltd5 Years7.50%
Madhyanchal Gramin Bank5 Years7.50%
Manipur Rural Bank5 Years7.50%
Mizoram Rural Bank5 Years7.50%
Vananchal Gramin Bank5 Years7.50%
Bharat Cooperative Bank (mumbai) Ltd., Mumbai5 Years7.50%
Mahanagar Cooperative Bank5 Years7.50%
Kashi Gomti Samyut Gramin Bank5 Years7.40%
Baroda Gujarat Gramin Bank5 Years7.40%
Almora Urban Cooperative Bank Limited5 Years7.30%
Punjab National Bank5 Years7.25%
Abhyudaya Cooperative Bank Limited5 Years7.25%
Jalgaon Janata Sahakari Bank Limited5 Years7.25%
Kalyan Janata Sahakari Bank5 Years7.25%
Andhra Pragathi Grameena Bank5 Years7.25%
Bassein Catholic Cooperative Bank Limited5 Years7.25%
Deogiri Nagari Sahakari Bank5 Years7.25%
Pragathi Krishna Gramin Bank5 Years7.25%
Saptagiri Grameena Bank5 Years7.25%
Vidharbha Konkan Gramin Bank5 Years7.25%
The Surath Peoples Cooperative Bank Limited5 Years7.25%
Apna Sahakari Bank Limited5 Years7.25%
G P Parsik Bank5 Years7.25%
The Greater Bombay Cooperative Bank Limited5 Years7.25%
Dcb Bank Limited5 Years7.20%
Idfc Bank Limited5 Years7.20%
Himachal Pradesh Gramin Bank5 Years7.15%
The Goa Urban Co Op Bank Ltd5 Years7.15%
Yes Bank5 Years7.10%
Sampada Sahakari Bank Ltd5 Years7.10%
Kerala Gramin Bank5 Years7.10%
Tripura Gramin Bank5 Years7.10%
Bandhan Bank Limited5 Years7.00%
United Bank Of India5 Years7.00%
Karur Vysya Bank5 Years7.00%
Laxmi Vilas Bank5 Years7.00%
Punjab And Sind Bank5 Years7.00%
Standard Chartered Bank5 Years7.00%
Tamilnad Mercantile Bank Limited5 Years7.00%
Janakalyan Sahakari Bank Limited5 Years7.00%
Kapol Cooperative Bank Limited5 Years7.00%
Allahabad Up Gramin Bank5 Years7.00%
Arunachal Pradesh Rural Bank5 Years7.00%
The Boral Union Co Op Bank Ltd5 Years7.00%
Nkgsb Cooperative Bank Limited5 Years7.00%
Janata Sahakari Bank Ltd5 Years7.00%
Chaitanya Godavari Grameena Bank5 Years7.00%
Dena Gujarat Gramin Bank5 Years7.00%
Pallavan Grama Bank5 Years7.00%
Paschim Banga Gramin Bank5 Years7.00%
Saurashtra Gramin Bank5 Years7.00%
Sutlej Kshetriya Gramin Bank5 Years7.00%
Kalupur Commercial Cooperative Bank5 Years7.00%
Sardar Bhiladwala Pardi Pepls Co Bk5 Years7.00%
The A.p. Mahesh Cooperative Urban Bank Limited5 Years7.00%
The Cosmos Co Operative Bank Limited5 Years7.00%
Dombivli Nagari Sahakari Bank Limited5 Years7.00%
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited5 Years7.00%
Bank Of India5 Years6.90%
Canara Bank5 Years6.90%
Central Bank Of India5 Years6.90%
Idbi Bank5 Years6.90%
Uttar Bihar Gramin Bank5 Years6.90%
Punjab Gramin Bank5 Years6.90%
Citizen Credit Cooperative Bank Limited5 Years6.90%
City Union Bank Limited5 Years6.85%
Corporation Bank5 Years6.80%
Jammu And Kashmir Bank Limited5 Years6.80%
Union Bank Of India5 Years6.80%
Sarva Haryana Gramin Bank5 Years6.80%
Jammu And Kashmir Grameen Bank5 Years6.80%
Axis Bank5 Years6.75%
Icici Bank Limited5 Years6.75%
Indusind Bank5 Years6.75%
Oriental Bank Of Commerce5 Years6.75%
Uco Bank5 Years6.75%
Ahmedabad Mercantile Cooperative Bank5 Years6.75%
Andhra Pradesh Grameena Vikas Bank5 Years6.75%
The Hindu Cooperative Bank Ltd5 Years6.75%
Bihar Gramin Bank5 Years6.75%
Utkal Grameen Bank5 Years6.75%
Ellaquai Dehati Bank5 Years6.75%
Rajkot Nagrik Sahakari Bank Limited5 Years6.75%
Dbs Bank Ltd5 Years6.70%
Telangana Grameena Bank5 Years6.60%
Maharashtra Gramin Bank5 Years6.55%
Allahabad Bank5 Years6.50%
Andhra Bank5 Years6.50%
Bank Of Baroda5 Years6.50%
Catholic Syrian Bank Limited5 Years6.50%
Dhanalakshmi Bank5 Years6.50%
Federal Bank5 Years6.50%
Karnataka Bank Limited5 Years6.50%
State Bank Of Bikaner And Jaipur5 Years6.50%
State Bank Of India5 Years6.50%
State Bank Of Mysore5 Years6.50%
State Bank Of Patiala5 Years6.50%
State Bank Of Travancore5 Years6.50%
South Indian Bank5 Years6.50%
Vijaya Bank5 Years6.50%
Rajasthan Marudhara Gramin Bank5 Years6.50%
Baroda Up Gramin Bank5 Years6.50%
Narmada Jhabua Gramin Bank5 Years6.50%
Baroda Rajasthan Kshetriya Gramin Bank5 Years6.50%
Central Madhya Pradesh Gramin Bank5 Years6.50%
Assam Gramin Vikash Bank5 Years6.50%
Malwa Gramin Bank5 Years6.50%
Odisha Gramya Bank5 Years6.50%
Puduvai Bharathiar Grama Bank5 Years6.50%
Uttar Banga Kshetriya Gramin Bank5 Years6.50%
The Mehsana Urban Cooperative Bank5 Years6.50%
Bombay Mercantile Co Op Bank Ltd5 Years6.50%
The Jalgaon Peopels Cooperative Bank Limited5 Years6.50%
Chhattisgarh Rajya Gramin Bank5 Years6.25%
Karnataka Vikas Grameena Bank5 Years6.25%
Kaveri Grameena Bank5 Years6.25%
Madhya Bihar Gramin Bank5 Years6.25%
Jharkhand Gramin Bank5 Years6.15%
Uttarakhand Gramin Bank5 Years6.10%
Bank Of Maharashtra5 Years6.00%
Hdfc Bank5 Years6.00%
Indian Bank5 Years6.00%
Indian Overseas Bank5 Years6.00%
Kotak Mahindra Bank Limited5 Years6.00%
Syndicate Bank5 Years6.00%
Purvanchal Gramin Bank5 Years6.00%
Prathama Bank5 Years6.00%
Citi Bank5 Years5.75%
Disclaimer: The Fixed Deposit Interest Rates keep on changing. You are advised to check the interest rates with banks before making your FD.      Source: Bank Websites

Upcoming Bank Holidays

2017 April 29 is a bank holiday in Karnataka due to Basava Jayanthi.
2017 May 01 is a bank holiday in Andaman And Nicobar Island due to Maharashtra Din/May Day.
2017 May 09 is a bank holiday in Andaman And Nicobar Island due to Birthday Of Rabindranath Tagore.
2017 May 10 is a bank holiday in Chhattisgarh due to Buddha Pournima/Sakewa.

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