Co-operative Banks Fixed Deposit Interest Rate (as on 19 Mar 2019)

One of the banking products offered by Co-operative banks is Fixed Deposit. As Co-operative banks work on passing on maximum benefit to their customers, they offer higher interest on their Fixed Deposits. Further, they offer senior citizens more rate of interest as compared to general public.

The current fixed deposit interest rates offered by different Co-operative banks for various tenures from 7 days to 10 years range between 7% and 9.25% per annum. You can use FD Interest Rate Calculator to calculate the interest and maturity value of your FD. You can also compare the interest rate offered by co-operative banks with commercial banks.

Outlined below is Co-operative Banks Fixed Deposit Interest Rate (as on 19 Mar 2019) detailing the interest rates on Co-operative Banks Fixed Deposits for 1 year period. You can click on "FD Interest Rates" button to view FD interest rates of all the tenures offered by a particular bank.

Co operative Banks Fixed Deposit Interest Rate

Bank NameInterest Rate(1 Year)Find FD Interest
Nagar Urban Co Operative Bank9.25%FD Interest Rates
Idukki District Cooperative Bank8.75%FD Interest Rates
Rajarambapu Sahakari Bank Ltd8.50%FD Interest Rates
Rupee Cooperative Bank Ltd.8.50%FD Interest Rates
Solapur Janata Sahakari Bank 8.25%FD Interest Rates
Kallappanna Awade Ichalkaranji Janata Sahakari Bank 8.25%FD Interest Rates
Kapol Cooperative Bank 8.00%FD Interest Rates
Sangli Urban Co Op Bank Ltd Sangli8.00%FD Interest Rates
Sangli Urban Co Op Bank Ltd Sangli8.00%FD Interest Rates
Nkgsb Cooperative Bank 8.00%FD Interest Rates
Bharat Cooperative Bank (mumbai) Ltd., Mumbai8.00%FD Interest Rates
Nkgsb Cooperative Bank 8.00%FD Interest Rates
Apna Sahakari Bank 7.75%FD Interest Rates
Amanath Cooperative Bank Ltd. Bangalore7.75%FD Interest Rates
The Greater Bombay Cooperative Bank 7.75%FD Interest Rates
Bharati Sahakari Bank7.65%FD Interest Rates
The Zoroastrian Cooperative Bank 7.60%FD Interest Rates
The Andhra Pradesh State Cooperative Bank 7.55%FD Interest Rates
Janalaxmi Coop Bank 7.50%FD Interest Rates
Janata Sahakari Bank 7.50%FD Interest Rates
Nagpur Nagarik Sahakari Bank 7.50%FD Interest Rates
Shikshak Sahakari Bank 7.50%FD Interest Rates
G P Parsik Bank7.50%FD Interest Rates
Nagpur Nagarik Sahakari Bank 7.50%FD Interest Rates
Rajkot Nagrik Sahakari Bank 7.50%FD Interest Rates
The Thane Bharat Sahakari Bank 7.50%FD Interest Rates
Citizen Credit Cooperative Bank 7.50%FD Interest Rates
The Shamrao Vithal Cooperative Bank7.50%FD Interest Rates
Khamgaon Urban Co Op Bank Ltd7.50%FD Interest Rates
The Chhattisgarh Rajyasahakari Bank Maryadit7.50%FD Interest Rates
Madhya Pradesh Rajya Sahakari Bank Maryadit7.40%FD Interest Rates
The Nagaland State Co Op Bank Ltd7.30%FD Interest Rates
The Karad Urban Cooperative Bank 7.25%FD Interest Rates
The Mehsana Urban Cooperative Bank7.25%FD Interest Rates
Kalupur Commercial Cooperative Bank7.25%FD Interest Rates
Abhyudaya Cooperative Bank 7.25%FD Interest Rates
The Karanataka State Cooperative Apex Bank 7.25%FD Interest Rates
Jammu And Kashmir State Coop Bank7.25%FD Interest Rates
Ahmedabad Mercantile Cooperative Bank7.25%FD Interest Rates
The Goa State Co Operative Bank Ltd7.25%FD Interest Rates
The Meghalaya Cooperative Apex Bank Ltd.7.25%FD Interest Rates
Maharashtra State Cooperative Bank7.25%FD Interest Rates
The Gujarat State Cooperative Bank 7.25%FD Interest Rates
Tripura State Co Operative Bank 7.20%FD Interest Rates
The Rajasthan State Cooperative Bank 7.15%FD Interest Rates
The Manipur State Co Op Bank Ltd7.15%FD Interest Rates
The Haryana State Cooperative Apex Bank Ltd7.15%FD Interest Rates
The Surath Peoples Cooperative Bank 7.10%FD Interest Rates
Mizoram Coop Apex Bank 7.10%FD Interest Rates
Telangana State Coop Apex Bank7.10%FD Interest Rates
Jalgaon Janata Sahakari Bank 7.10%FD Interest Rates
The Pondichery State Cooperative Bank Ltd7.00%FD Interest Rates
The Bihar State Cooperative Bank Ltd.7.00%FD Interest Rates
The Kerala State Co Operative Bank Ltd7.00%FD Interest Rates
Punjab And Maharshtra Cooperative Bank7.00%FD Interest Rates
New India Cooperative Bank 7.00%FD Interest Rates
Mahanagar Cooperative Bank7.00%FD Interest Rates
The Punjab State Co Op Bank7.00%FD Interest Rates
The Jalgaon Peopels Cooperative Bank 7.00%FD Interest Rates
The A.p. Mahesh Cooperative Urban Bank 7.00%FD Interest Rates
The Assam Coop Apex Bank Ltd6.90%FD Interest Rates
The Tamil Nadu State Apex Cooperative Bank6.80%FD Interest Rates
Uttar Pradesh State Cooperative Bank Ltd6.75%FD Interest Rates
Bassein Catholic Cooperative Bank 6.75%FD Interest Rates
The West Bengal State Cooperative Bank6.75%FD Interest Rates
Uttrakhand State Co Coperative Bank Ltd6.60%FD Interest Rates
Tjsb Sahakari Bank Ltd6.50%FD Interest Rates
Saraswat Cooperative Bank 6.50%FD Interest Rates
Pravara Sahakari Bank Ltd6.50%FD Interest Rates
The Chandigarh State Cooperative Bank Ltd6.50%FD Interest Rates
Dombivli Nagari Sahakari Bank 6.50%FD Interest Rates
Nasik Merchants Cooperative Bank Ltd.6.50%FD Interest Rates
Janakalyan Sahakari Bank 6.50%FD Interest Rates
Sardar Bhiladwala Pardi Pepls Co Bk6.50%FD Interest Rates
The Goa Urban Co Op Bank Ltd6.50%FD Interest Rates
The Cosmos Co Operative Bank 6.50%FD Interest Rates
Akola Urban Coop Bank 6.40%FD Interest Rates
Bombay Mercantile Co Op Bank Ltd6.40%FD Interest Rates
The Mapusa Urban Coop Bank Of Goa Ltd6.25%FD Interest Rates
Kalyan Janata Sahakari Bank6.15%FD Interest Rates
The Akola Janata Commercial Cooperative Bank Ltd., Akola.5.50%FD Interest Rates
The Akola Janata Commercial Cooperative Bank Ltd., Akola.5.50%FD Interest Rates

Co-operative Banks are the banks which are registered under the Cooperative Societies Act, 1912 and regulated by the Reserve Bank of India (RBI) and Banking Laws Act. Co-operative banks have been formed with the objective to offer financial assistance to economically weaker sections of the society & they are created by the people belonging to same local/ professional community who share a common interest and objectives. They are known to provide better services to the customers due to their personal interaction with customers and local reach.

Co-operative banks cater to the credit needs of agriculturists and small businesses. Co-operative banks offer their members and non-members (owners as well as customers) a wide range of banking and financial services such as bank deposits, loans, etc.

Co-operative banks have been divided under following 3 categories:

  1. Urban Co-operative Banks
  2. District Central Co-operative Banks (DCCB)
  3. State Co-operative Banks

Upcoming Bank Holidays

2019 March 20 is a bank holiday in Assam due to Dol Jatra.
2019 March 20 is a bank holiday in Jharkhand due to Holika Dahan.
2019 March 21 is a bank holiday in Andaman And Nicobar Island due to Holi.
2019 March 21 is a bank holiday in Bihar due to Holi 2nd Day.
2019 March 21 is a bank holiday in Jammu And Kashmir due to Holi (Jammu Province Only).
2019 March 21 is a bank holiday in Manipur due to Yaosang 2nd Day.

Highest RD Interest Rates

Bank Name1 Year5 Years
Esaf Small Finance Bank 8.75%7.00%
North East Small Finance Bank 8.50%6.75%
Suryoday Small Finance Bank8.50%8.25%
Equitas Small Finance Bank 8.50%7.00%
Utkarsh Small Finance Bank8.50%8.00%
Ujjivan Small Finance Bank 8.30%7.00%
Rbl Bank 8.00%7.60%
Indusind Bank8.00%7.50%
Fincare Small Finance Bank Ltd8.00%8.00%
Indusind Bank7.90%7.50%

Saving Interest Upto 1 Lakh

Bank NameInterest(p.a.)Limit
Rbl Bank 6%Upto Rs 1 Lakh
Yes Bank5%Below Rs 1 Lakh
Kotak Mahindra Bank 5%Upto Rs 1 Lakh
State Bank Of India4%Upto Rs 1 Crore
Dhanalakshmi Bank4%Upto Rs 50 Lakhs
Laxmi Vilas Bank4%Upto Rs 1 Lakh
Dena Bank4%Upto Rs 25 Lakhs
United Bank Of India4%Upto Rs 50 Lakhs
Andhra Bank4%Upto Rs 50 Lakhs
State Bank Of Hyderabad4%Upto Rs 1 Crore

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