Top 30 Banks Fixed Deposit Interest Rates (as on 20 Feb 2019)

Bank Fixed Deposit gives you option to invest a fixed sum of money for a specified time ranging from 7 days to 10 years. Private sector banks and foreign banks offer slightly higher rate of interest as compared to public sector bank in order to attract more deposits and expand their customer base.

The interest rate on FDs depend upon the duration of your investment and varies accordingly. Following table provides you the details of Bank FD Rates offered by multiple banks. You can compare and choose the best to start your FD. On clicking the link "All Interest Rates", you can view tenure wise interest rate list of selected bank. With the help of "calculate" feature shown in the table, you can easily calculate the interest on investment and the maturity value. Find latest Bank Fixed Deposit Interest Rates (as on 20 Feb 2019) below.

Some banks including small finance bank offering highest returns on bank FD including Esaf Small Finance Bank, Equitas Small Finance Bank, Utkarsh Small Finance Bank, Indusind Bank, Rbl Bank.

Top 30 Banks Fixed Deposit Interest Rates (as on 20 Feb 2019)

Bank TenureFD Interest Rate (p.a.)Find Interest RatesCalculate
Esaf Small Finance Bank 12 Months8.75%
Suryoday Small Finance Bank12 Months8.50%
Equitas Small Finance Bank 12 Months8.50%
Utkarsh Small Finance Bank12 Months8.50%
North East Small Finance Bank 12 Months8.50%
Ujjivan Small Finance Bank 12 Months8.30%
Indusind Bank12 Months8.00%
Rbl Bank 12 Months8.00%
Fincare Small Finance Bank Ltd12 Months8.00%
The Nainital Bank 12 Months7.90%
Capital Small Finance Bank 12 Months7.65%
Laxmi Vilas Bank12 Months7.60%
Dbs Bank Ltd12 Months7.50%
Karnataka Bank 12 Months7.50%
Standard Chartered Bank12 Months7.40%
Tamilnad Mercantile Bank 12 Months7.40%
Bandhan Bank 12 Months7.35%
City Union Bank 12 Months7.35%
Axis Bank12 Months7.30%
Kotak Mahindra Bank 12 Months7.30%
Jammu And Kashmir Bank 12 Months7.30%
Federal Bank12 Months7.30%
Hdfc Bank12 Months7.30%
Yes Bank12 Months7.25%
Idbi Bank12 Months7.25%
Karur Vysya Bank12 Months7.25%
Dcb Bank 12 Months7.00%
Canara Bank12 Months7.00%
Punjab And Sind Bank12 Months7.00%
Dhanalakshmi Bank12 Months7.00%
Disclaimer: The Fixed Deposit Interest Rates keep on changing. You are advised to check the interest rates with banks before making your FD.      Source: Bank Websites

Upcoming Bank Holidays

2019 February 23 is a bank holiday in Andaman And Nicobar Island due to 4th Saturday Bank Holiday.
2019 March 04 is a bank holiday in Andaman And Nicobar Island due to Maha Shivratri.
2019 March 04 is a bank holiday in Chandigarh due to Maha Shivaratri.
2019 March 09 is a bank holiday in Andaman And Nicobar Island due to 2nd Saturday Bank Holiday.
2019 March 20 is a bank holiday in Assam due to Dol Jatra.
2019 March 20 is a bank holiday in Jharkhand due to Holika Dahan.

Saving Interest Upto 1 Lakh

Bank NameInterest(p.a.)Limit
Rbl Bank 6%Upto Rs 1 Lakh
Yes Bank5%Below Rs 1 Lakh
Kotak Mahindra Bank 5%Upto Rs 1 Lakh
State Bank Of India4%Upto Rs 1 Crore
Dhanalakshmi Bank4%Upto Rs 50 Lakhs
United Bank Of India4%Upto Rs 50 Lakhs
Laxmi Vilas Bank4%Upto Rs 1 Lakh
Dena Bank4%Upto Rs 25 Lakhs
State Bank Of Hyderabad4%Upto Rs 1 Crore
Hdfc Bank4%Below Rs 50 Lakhs

Saving Interest Above 1 Lakh

Bank NameInterest(p.a.)Limit
Yes Bank6%Rs 1 Lakh to Rs 1 Crore
Dcb Bank 6%Above Rs 1 Crore to Rs 5 Crores
Kotak Mahindra Bank 6%Above Rs 1 Lakh to Rs 1 Crore
Rbl Bank 6%Above Rs 1 Lakh to Rs 10 Lakhs
Bandhan Bank 6%Rs 1 Lakh & above
Laxmi Vilas Bank5%Above Rs 1 Lakh to Rs 5 Lakhs
Indusind Bank5%Above Rs 10 Lakhs to Rs 1 Crore
State Bank Of India4%Above Rs 1 Crore
Dhanalakshmi Bank4%More Than Rs 50 Lakhs
United Bank Of India4%More Than Rs 50 Lakhs

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