Gramin Banks (Regional Rural Banks (RRBs)) which are Indian scheduled banks operate in different States of the country at regional level. They provide basic banking and financial products and services primarily in the rural areas. The area of operation of RRBs is restricted to the area as notified by Government covering one or more districts in the State. Gramin Banks offer you Fixed Deposits for period ranging from 7 days to 10 years at attractive rate of interests. Gramin Banks also offer Recurring Deposit Account.
If you are planning to deposit amount in a fixed deposit scheme in a gramin bank operating in your area, you need to look at two major parameters: interest rate and tenure. Other factors are convenience and penalty on premature withdrawal.
Table appearing below will help you in viewing interest rates offered by different Gramin Banks for a period of 1 year. If you want to get FD interest rates of all the tenures offered by a particular bank, you need to click on "FD Interest Rates" button against that bank. You can also use FD Interest Calculator to get to know your FD's maturity value and interest earned.
|Bank||Tenure||FD Interest Rate (p.a.)||Find Interest Rates||Calculate|
|Kashi Gomti Samyut Gramin Bank||12 Months||9.05%|
|Chaitanya Godavari Grameena Bank||12 Months||8.00%|
|Saurashtra Gramin Bank||12 Months||7.65%|
|Kerala Gramin Bank||12 Months||7.50%|
|Pandyan Grama Bank||12 Months||7.35%|
|Jammu And Kashmir Grameen Bank||12 Months||7.30%|
|Pragathi Krishna Gramin Bank||12 Months||7.30%|
|Rajasthan Marudhara Gramin Bank||12 Months||7.25%|
|Andhra Pragathi Grameena Bank||12 Months||7.25%|
|Puduvai Bharathiar Grama Bank||12 Months||7.25%|
|Telangana Grameena Bank||12 Months||7.25%|
|Pallavan Grama Bank||12 Months||7.15%|
|Saptagiri Grameena Bank||12 Months||7.10%|
|Andhra Pradesh Grameena Vikas Bank||12 Months||7.10%|
|Tripura Gramin Bank||12 Months||7.05%|
|Prathama Bank||12 Months||7.05%|
|Punjab Gramin Bank||12 Months||7.00%|
|Ellaquai Dehati Bank||12 Months||7.00%|
|Karnataka Vikas Grameena Bank||12 Months||7.00%|
|Sarva Haryana Gramin Bank||12 Months||7.00%|
|Sutlej Kshetriya Gramin Bank||12 Months||7.00%|
|Malwa Gramin Bank||12 Months||7.00%|
|Narmada Jhabua Gramin Bank||12 Months||6.85%|
|Baroda Rajasthan Kshetriya Gramin Bank||12 Months||6.85%|
|Baroda Up Gramin Bank||12 Months||6.80%|
|Allahabad Up Gramin Bank||12 Months||6.80%|
|Utkal Grameen Bank||12 Months||6.80%|
|Maharashtra Gramin Bank||12 Months||6.80%|
|Kaveri Grameena Bank||12 Months||6.80%|
|Central Madhya Pradesh Gramin Bank||12 Months||6.75%|
|Meghalaya Rural Bank||12 Months||6.75%|
|Mizoram Rural Bank||12 Months||6.75%|
|Dena Gujarat Gramin Bank||12 Months||6.75%|
|Odisha Gramya Bank||12 Months||6.75%|
|Chhattisgarh Rajya Gramin Bank||12 Months||6.70%|
One of the popular instruments to invest your savings is Bank Fixed Deposit. Bank deposit is considered a safe avenue which provides much better returns than a savings account. Apart from that, it is very easy to open the FD account with any bank. In a Fixed Deposit Account, you need to deposit a lump sum amount for a fixed period at prevailing rate of interest. When the FD tenure ends, you will receive the amount you have invested along with the compound interest thereon. Fixed Deposits are also known as term deposits.
Nomination facility is also available in the bank fixed deposit account.
There is also a facility that you can take a loan against your Fixed Deposits when you need funds. Fixed Deposit is considered as a safe and risk-averse investment.
2019 April 01 is a bank holiday in Andaman And Nicobar Island due to Annual Closing Of Bank Accounts.
2019 April 01 is a bank holiday in Bihar due to Yearly Closing Of Bank Accounts.
2019 April 01 is a bank holiday in Daman And Diu due to Annual Closing Of Bank Account.
2019 April 01 is a bank holiday in Goa due to Yearly Closing Of Bank Account.
2019 April 05 is a bank holiday in Andhra Pradesh due to Babu Jagjivan Ram's Birthday.
2019 April 06 is a bank holiday in Goa due to Gudi Padava.
|Esaf Small Finance Bank||12 Months||8.75%|
|North East Small Finance Bank||12 Months||8.50%|
|Suryoday Small Finance Bank||12 Months||8.50%|
|Utkarsh Small Finance Bank||12 Months||8.50%|
|Equitas Small Finance Bank||12 Months||8.50%|
|Ujjivan Small Finance Bank||12 Months||8.30%|
|Indusind Bank||12 Months||8.00%|
|Fincare Small Finance Bank Ltd||12 Months||8.00%|
|Rbl Bank||12 Months||8.00%|
|The Nainital Bank||12 Months||7.90%|
|Esaf Small Finance Bank||1 Year||9.25%|
|North East Small Finance Bank||1 Year||9.00%|
|Suryoday Small Finance Bank||1 Year||9.00%|
|Utkarsh Small Finance Bank||1 Year||9.00%|
|Equitas Small Finance Bank||1 Year||9.25%|
|Ujjivan Small Finance Bank||1 Year||8.80%|
|Indusind Bank||1 Year||8.50%|
|Fincare Small Finance Bank Ltd||1 Year||8.50%|
|Rbl Bank||1 Year||8.50%|
|The Nainital Bank||1 Year||8.40%|
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|Central Madhya Pradesh Gramin Bank Latest Oct 2017 Fixed Deposit @ 6.75%, Home Loan @ 9.90%, Car Loan @11% Two Wheeler Loan @11%|
|Allahabad Up Gramin Bank Latest Oct 2017 Latest Fixed Deposit @ 6.80%, Home Loan @ 10.75%, Car Loan @10.75% Two Wheeler Loan @12.50%|
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