Find MICR Code By Bank & Branch

(Select Bank Name then State then District and then Bank Branch to get Details)

Search Bank MICR Code

What is MICR code?

MICR (Magnetic Ink Character Recognition) is numeric nine digit bank code used to identify correctness of bank checks. MICR code is used special character recognition technology that helps in faster processing of cheques. MICR code not only used for correctness of check but also used for check processing. MICR consist with nine digit, the first three digits in the MICR code represent the city code, the next three give the bank code and the last three digits cover the branch of the bank.

For example: Axis Bank Micr Code 560211025 Bangalore Bidadi. The first three digits representing the city code, the next three digits representing the bank code, the last three digits representing the bank branch code.

The MICR code printed at the bottom of bank check with the help of magnetic ink. A special machine is used to read these characters, which can be easily read by humans too.

Where you can Find the MICR Code?

  • You can find the MICR code using Codeforbank.com's IFSC code located in Banks Code menu.
  • The MICR code printed at the bottom of bank check or passbook with the help of magnetic ink.
  • You can also find the MICR code on the bank's website.

National Electronic Funds Transfer (NEFT)

The NEFT is a nation wide payment system facilitating one-to-one hassle-free and convenient online fund transaction. It operates on a deferred net settlement (DNS) basis and settles transactions in batches. HDFC has fixed a time schedule for such transactions and not available on the bank holidays, RBI holiday and Sunday.

Timing for National Electronic Funds Transfer (NEFT) - Monday to Friday- working hours only

NEFT Fund Transfer Charges *Excluding Service Tax

Below charges will be applicable for transferring funds under NEFT

AmountCharges*
Upto Rs.10,000Rs.2.50
Upto Rs.1.00 lakhRs.5.00
Above Rs.1.00 lakh to 2.00 lakhRs.15.00
Above Rs.2.00 lakhRs.25.00

Real Time Gross Settlement (RTGS)

RTGS or Real Time Gross Settlement is a super-fast money transferring method. RTGS is an abbreviation for "Real Time Gross Settlement". RTGS can be defined as specialist funds transfer system to transfer the money from one bank to another on continuous (real-time) and gross settlement basis. It allows the individuals as well as the companies and the firms to transfer funds from one bank to another bank within the country.

RTGS Fund Transfer Charges *Excluding Service Tax

Time of settlement at the RBI Transaction SlabCharges*
FromTo  
09.00 am12.00 pmRs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakhRs.25 Rs.51
After 12.00 pm3.30 pmRs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakhRs.26 Rs 52
After 3.30 pm4.30 pm (on week days)Rs.2.00 lakh to Rs.5.00 lakhRs.31

Upcoming Bank Holidays

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2019 April 19 is a bank holiday in Andaman And Nicobar Island due to Good Friday.
2019 April 21 is a bank holiday in Tripura due to Garia Puja.
2019 April 27 is a bank holiday in Andaman And Nicobar Island due to 4th Saturday Bank Holiday.
2019 May 01 is a bank holiday in Andhra Pradesh due to May Day / Labour Day.
2019 May 01 is a bank holiday in Maharashtra due to Maharashtra Din.
2019 May 07 is a bank holiday in West Bengal due to Rabindranath Tagore Jayanti.