Online Banking MICR Codes for India, How to Find India Bank MICR Code

MICR Code Finder
(Select Bank Name then State then District and then branch)

Popular Banks List in India

If you are unable to find bank name from above list, please check the complete list carefullu. If still can't find, then try with All Banks List.

NEFT Fund Transfer Charges *Excluding Service Tax

Below charges will be applicable for transferring funds under NEFT

AmountCharges*
Upto Rs.10,000Rs.2.50
Upto Rs.1.00 lakhRs.5.00
Above Rs.1.00 lakh to 2.00 lakhRs.15.00
Above Rs.2.00 lakhRs.25.00

Immediate Payment Service (IMPS)

IMPS stands for "Immediate Payment Service". It is an instant interbank electronic fund transfer service to transfer funds from one account to another immediately and securely. It can be done through various channels such as ATM, Mobile Phones, Internet Banking, etc. This facility has been introduced in 2010 by National Payments Corporation of India (NPCI).

This service is available 24x7, throughout the year which means using this facility a person can transfer or receive money all the time even on Sundays and bank holidays.

IMPS Fund Transfer Charges

Transaction AmountTransaction Charges
Amounts upto Rs 10,000Rs 5 + Applicable GST
Amounts above Rs 10,000 and upto Rs 1 lakhRs 5 + Applicable GST
Amounts above Rs 1 lakh and upto Rs 2 lakhsRs 15 + Applicable GST

Real Time Gross Settlement (RTGS)

RTGS or Real Time Gross Settlement is a super-fast money transferring method. RTGS is an abbreviation for "Real Time Gross Settlement". RTGS can be defined as specialist funds transfer system to transfer the money from one bank to another on continuous (real-time) and gross settlement basis. It allows the individuals as well as the companies and the firms to transfer funds from one bank to another bank within the country.

RTGS Fund Transfer Charges *Excluding Service Tax

Time of settlement at the RBITransaction SlabCharges*
FromTo  
09.00 am12.00 pmRs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakhRs.25 Rs.51
After 12.00 pm3.30 pmRs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakhRs.26 Rs 52
After 3.30 pm4.30 pm (on week days)Rs.2.00 lakh to Rs.5.00 lakhRs.31
 
 
 
Online Banking MICR Codes for India, How to Find India Bank MICR Code