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Earn FREE Tickets with IRCTC SBI Platinum Card Full Review

IRCTC SBI Platinum Card is a co-branded card that is especially brought to you by SBI Card and Indian Railways through IRCTC (Indian Railway Catering and Tourism Corporation Limited). It keeps you one step ahead with a host of other unmatched benefits.

IRCTC SBI Platinum Card is one-of-its-kind credit card that provides you the power to get FREE railway tickets and get better value for your money. IRCTC SBI Platinum Card is a travel card and can be used in over 29 million Visa outlets worldwide & 3,25,000 outlets in India.

Let's look into all the benefits offered by IRCTC SBI Platinum Card, one by one

3 Unmatched Benefits offered by IRCTC SBI Platinum Card

  1. 10% value back as Reward Points on your AC ticket (except 3 AC) bookings (1 Reward Point = Rs. 1)
  2. 0% transaction charges on your ticket bookings on www.irctc.co.in
  3. Complimentary Personal Accident Rail Insurance Cover of Rs. 10 Lakh

Welcome Gift

  • 350 activation Bonus Reward Points on spending Rs. 500 or more within 45 days of card issuance
  • Rs. 100 cash back on your first ATM cash withdrawal within 30 days of receiving the card

Rewards Points

Get 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at irctc.co.in.

Fuel Surcharge Waiver

1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charges, maximum surcharge waiver of Rs. 100 per statement cycle.

Travel Offers from IRCTC

  • Log on to irctc.co.in and avail exclusive travel privileges
  • Book your airline tickets with IRCTC at unbeatable prices

Earn Free Tickets

Shop, dine, travel on your SBI Railway Card and earn 1 Railway Point for every Rs. 125 of retail spends. These Railway Points can be redeemed against buying free railway ticket.

Entertainment options from Visa

IRCTC SBI Platinum Card brings you great offers on travel, golf, dining and other entertainment options from Visa.

Free Add-on Cards

Apply for add-on cards for your children, siblings above the age of 18, spouse and parents.

Balance Transfer

Transfer the outstanding balance of your other bank's credit card to your IRCTC SBI Platinum Card, and avail a lower rate of interest and pay back in EMIs.

Flexipay (EMI Option)

With Flexipay, convert your transactions in in easy monthly instalments. Just transact for Rs. 2,500.

Doorstep Services

  • Through Easy Money, you get the cheque or draft delivered at your doorstep whenever you need
  • Use your IRCTC SBI Platinum Card to book railway tickets online and get them delivered at your doorstep

Fees & Charges

  • Joining Fee : NIL
  • Annual Fee : Rs. 500/- + GST
  • Renewal Fee : Rs. 300/- + GST

Our Remark

IRCTC SBI Platinum Card is a unique Credit Card & not the common one which is specially designed to offer travelling benefits that too on the tickets booked through IRCTC. Having this card in your wallet, you don't have to pay transaction charges of 1.80% on train ticket bookings as well as you will enjoy great offers on travel, golf, dining and other entertainment options.

Apart from this, getting a Complimentary Personal Accident Rail Insurance Cover of Rs. 10 Lakh is another hallmark feature of this card. Further, the card is being offered at very reasonable annual fees looking into benefits & offers given by the card. IRCTC SBI Platinum Card is highly beneficial for frequent travellers indeed.

Upcoming Bank Holidays

2024 May 01 is a bank holiday in Goa due to Maharashtra Din/May Day (Labour Day).
2024 May 08 is a bank holiday in Andaman And Nicobar Island due to Birthday Of Rabindranath Tagore.
2024 May 10 is a bank holiday in Karnataka due to Basava Jayanti/Akshaya Tritiya.
2024 May 16 is a bank holiday in Sikkim due to State Day.
2024 May 23 is a bank holiday in Andaman And Nicobar Island due to Buddha Purnima.
2024 May 23 is a bank holiday in Jharkhand due to Buddha Pournima.

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