Enjoy Ultimate Lifestyle Benefits through American Express Platinum ReserveSM Credit Card


American Express has for a long time an excellent reputation for offering high value rewards programs with their credit cards. Among all the credit cards offered by Amex, American Express Platinum ReserveSM Credit Card is a prestigious product that offers 11,000 Membership Rewards Bonus Points as a welcome offer which partially compensates the first year fee.

American Express Platinum ReserveSM Credit Card has a unique feature to offer i.e. it provides a complimentary product purchase protection which means that if an item is stolen due to burglary or damages or breaks due to fire, earthquake, flood, storm, cyclone, etc. within 60 days of purchase, it can be refunded.

Let's turn through the offerings list, you will find pretty good incentives and features

Fee Structure of Amex Platinum ReserveSM Credit Card
  • First year Fee : Rs.5,000 plus applicable taxes
  • Second year onwards : Rs.10,000 plus applicable taxes
Pros of Amex Platinum ReserveSM Credit Card
  • Complimentary Membership for Hotels, Resorts & Palaces
  • Golf & wellness benefits
  • Airport Lounge Access
  • Other Special Offers
Cons of Amex Platinum ReserveSM Credit Card
  • High Fees Structure
  • Requirement of Minimum Annual Income of Rs 6 Lakhs
  • Poor Rewards Ratio
  • No Bonus Reward Points on achieving milestone spends

Welcome Gift

Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.

Reward Earn Rate

  • Earn 1 Membership Rewards Point for every Rs.50 spent except for expenses made on fuel, insurance, utilities and cash transactions.
  • Accelerate your Points with up to 20 Bonus Membership Rewards Points at our EXTRA from Membership Rewards partner outlets.

Cashback

Enjoy cashback of up to Rs. 10,000 at MakeMyTrip.com.

Discounts

Savour discounts at partner restaurants with the American Express Selects SM Dining programme and enjoy culinary journeys with your Taj Epicure Plus membership.

Pay through EMI

Split the payment and not the joy. Use your American Express Credit Card for your next big purchase & pay in easy EMI.

Enhanced Security

Payment effected through the contactless mode is allowed up to Rs. 2000 for a single transaction. You do not require to punch in the Personal Identification Number when choosing to pay via the contactless feature.

Unique Benefit of Purchase Protection

If an item is stolen due to burglary or damages or breaks due to fire, earthquake, flood, storm, cyclone, etc. within 60 days of purchase, it can be refunded.

Reward Redemption Program

  • Choose to pay for your flights with Membership Rewards Points through 'Pay with Points'
  • Redeem your Points for over 500 options across travel, dining, accessories and more
  • Use your Membership Rewards Points to pay for your Card charges. Enjoy the flexibility that comes with Select and Pay

Little-familiar privileges

  • Enjoy privileges at Taj Hotels, Resorts and Palaces; Preferred Hotels & Resorts and Oberoi Hotels & Resorts
  • Complimentary access to American Express lounges and other domestic lounges across India
  • Enjoy complimentary membership to Priority Pass, with the US$99 annual membership fee waived off
  • Get special health and wellness benefits from Max Healthcare, Fortis Healthcare and Texas Medical Concierge
  • Complimentary access to leading golf courses in India
  • Enjoy benefits on your bookings through MakeMyTrip.com
  • Dedicated concierge service to fulfil your requests coupled with 24x7 Card related assistance

Conclusion

American Express Platinum Reserve Credit Card can be said to be a premium version of American Express Platinum Credit Card, and it comes with comparatively higher minimum income requirements and a higher annual fee.

It is one of the topmost credit cards in the Amex hierarchy. It offer complimentary Air accident insurance of Rs. 1 crore & 4 complimentary Add-on/ supplementary cards. Our honest advice is that you can get this card, if you have your interest in enjoying a slew of dining and resort privileges, as well as offers for a luxury lifestyle, such as golf course access & travelling.

Upcoming Bank Holidays

2018 November 20 is a bank holiday in Kerala due to Milad-i-Sherif (Birthday Of Prophet Muhammed).
2018 November 21 is a bank holiday in Andhra Pradesh due to Eid Milad-un-Nabi\Eid-e- Milad (Prophet Mohhammad's Birthday)/Barawafat.
2018 November 23 is a bank holiday in Andaman And Nicobar Island due to Guru Nanak Jayanti/Kartika Purnima/Seng Kut Snem/Friday Following Eid-I-Milad-ul-Nabi.
2018 November 26 is a bank holiday in Karnataka due to Kanakadasa Jayanthi.
2018 December 03 is a bank holiday in Goa due to Feast Of St.Francis Xavier.
2018 December 05 is a bank holiday in Jammu And Kashmir due to Birthday Of Sheikh Mohammad Abdullah.

Banks Loan Service

Credit Card By Banks

Credit Card Category

ALL INDIA BANKS LIST
A B BANK LIMITED ABN-AMRO Bank N.V ABU DHABI COMMERCIAL BANK AIRTEL PAYMENTS BANK LIMITED
ALLAHABAD BANK American Express Banking Corp ANDHRA BANK Antwerp Diamond Bank NV
AU SMALL FINANCE BANK LIMITED AXIS BANK B N P PARIBAS BANDHAN BANK LIMITED
BANK OF AMERICA BANK OF BAHARAIN AND KUWAIT BSC BANK OF BARODA BANK OF CEYLON
BANK OF INDIA BANK OF MAHARASHTRA BANK OF TOKYO MITSUBISHI LIMITED BARCLAYS BANK
BHARATIYA MAHILA BANK LIMITED Calyon Bank CANARA BANK CAPITAL SMALL FINANCE BANK LIMITED
CATHOLIC SYRIAN BANK LIMITED CENTRAL BANK OF INDIA CHINATRUST COMMERCIAL BANK LIMITED CITI BANK
CITY UNION BANK LIMITED CORPORATION BANK DBS Bank Ltd DCB BANK LIMITED
DENA BANK DEUSTCHE BANK DHANALAKSHMI BANK EQUITAS SMALL FINANCE BANK LIMITED
ESAF SMALL FINANCE BANK LIMITED EXPORT IMPORT BANK OF INDIA FEDERAL BANK FINCARE SMALL FINANCE BANK LTD
HDFC BANK HSBC BANK HSBC BANK OMAN SAOG ICICI BANK LIMITED
IDBI BANK IDFC BANK LIMITED INDIAN BANK INDIAN OVERSEAS BANK
INDUSIND BANK JAMMU AND KASHMIR BANK LIMITED JP MORGAN BANK JSC VTB BANK
KARNATAKA BANK LIMITED KARUR VYSYA BANK KOTAK MAHINDRA BANK LIMITED Krung Thai Bank Public Co. Ltd
LAXMI VILAS BANK MASHREQBANK PSC MIZUHO CORPORATE BANK LIMITED NORTH EAST SMALL FINANCE BANK LIMITED
OMAN INTERNATIONAL BANK SAOG ORIENTAL BANK OF COMMERCE PUNJAB AND SIND BANK PUNJAB NATIONAL BANK
RBL Bank Limited SBM BANK MAURITIUS LIMITED SHINHAN BANK SOCIETE GENERALE
SONALI BANK LTD SOUTH INDIAN BANK STANDARD CHARTERED BANK STATE BANK OF BIKANER AND JAIPUR
STATE BANK OF HYDERABAD STATE BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF PATIALA
STATE BANK OF TRAVANCORE SURYODAY SMALL FINANCE BANK SYNDICATE BANK TAMILNAD MERCANTILE BANK LIMITED
THE BANK OF NOVA SCOTIA THE NAINITAL BANK LIMITED UBS AG UCO Bank
Ujjivan Small Finance Bank Limited UNION BANK OF INDIA UNITED BANK OF INDIA UNITED OVERSEAS BANK LIMITED
UTKARSH SMALL FINANCE BANK VIJAYA BANK Woori Bank YES BANK
ZILA SAHAKARI BANK LTD