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Put Some Cash Back In Your Wallet with Citibank Cash Back Card Full Review

Citibank Cash Back Card Full Review

We get more attracted towards getting a credit card that offers us CASHBACK directly instead of Reward Points. Being an Internet era & government's motivating cash less transactions, majority of us have started making maximum of our transactions either online or offline through debit card/ credit card/ net banking etc. such as paying our bills, making travel ticket booking, purchasing clothes/ groceries, etc. after demonetization.

While it is easy to do such transactions smoothly using Credit Cards, Credit Card issuing banks have come forward with their CashBack Credit Cards which will provide you cashback on around every transaction you make through their credit cards.

Citi Bank has also come up with its Citibank Cash Back Card with unique & exciting cashbacks. So now as more as you spend using Citibank Cash Back Card, as more as you will get cashback from Citi Bank.

Get the Most Attractive Cashback Upto 5%

With Citibank Cash Back Card, you will get great savings on your everyday spends

Item Cashback (%)Monthly Limit (Rs.)
Movie ticket purchases5100
Telephone bill payments5100
Utility Bill Payments through Citibank Online Bill Pay5100
On eating out across participating restaurants15.50No Cap
All other spends0.50No Cap

Safety, Speed & Security

Using your Citi contactless card technology, making any transaction has just become a lot easier. Simply tap your card on the terminal accepting contactless card. It's safe, fast and secure. What's more? For transaction up to Rs. 2000/-, you don't even need to use your Personal Identification Number (PIN) and no need to hand over your credit card to any stranger for swapping.

Hassle-free redemption

You will receive your cashback automatically as a credit in your credit card statement. Its redemption will be allowed in multiples of Rs.500.

Instant Loan facility

You can avail loan against your Credit Card.

EMI (Equited Monthly Instalment) Facility

You can spend on costly items and pay it through EMI as availability of Equited Monthly Instalment facility is there for tenors up to 24 months.

Dining Privileges

Citibank Cash Back Card offers you exclusive 15.50% cashback on your dining bills without any cap.

Limitations

It doesn't offer any reward point. You cannot redeem anywhere else except statement credit.

Ongoing Limited Period Offers

  • Get 20% cashback on Bigbasket Min txn: Rs. 1500, Max cashback: Rs 500 per month (Validity: Jul 1 - 5 & Aug 1 - 5, 2017)
  • Get 10% instant savings upto Rs 500 at Nykaa exclusively Min transaction: Rs 1500 (Validity: June 26 - Sept 26, 2017)
  • Get cashback up to Rs 15000 on MacBook variants purchased from select stores (Validity: June 13 - August 31, 2017)
  • Rs 1200 cashback on domestic flights on the MakeMyTrip app (Valid on Tuesday - 4 pm to 10 pm Apr 12, 2016 - Sep 26, 2017)

The Bottom Line

Citibank Cash Back Card is a card a lot of people would love. It scores heavily when compared to its peer cards. It is highly beneficial for the persons who are heavy spenders on dining as they will get a great cashback.

This is a MUST card. We recommend for having this credit card in your wallet.

Upcoming Bank Holidays

2024 May 01 is a bank holiday in Goa due to Maharashtra Din/May Day (Labour Day).
2024 May 08 is a bank holiday in Andaman And Nicobar Island due to Birthday Of Rabindranath Tagore.
2024 May 10 is a bank holiday in Karnataka due to Basava Jayanti/Akshaya Tritiya.
2024 May 16 is a bank holiday in Sikkim due to State Day.
2024 May 23 is a bank holiday in Andaman And Nicobar Island due to Buddha Purnima.
2024 May 23 is a bank holiday in Jharkhand due to Buddha Pournima.

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