Think Wise & Get Nice with Standard Chartered Super Value Titanium Credit Card Full Review

Standard Chartered Bank is one of the International Banks in India and has a considerable presence in the Indian Credit Card Market. It has brought a broad range of Credit Cards that are suitable of Indian People having diverse needs.

One of its hallmark credit cards is Standard Chartered Super Value Titanium Credit Card which offers great amount of cashbacks on your compulsory monthly spends like fuel, telephone bills and other utility bills like electricity, gas, etc.

Following are the main features of Standard Chartered Super Value Titanium Credit Card that the cardholders will find of great use

• 5% cashback on all Telecom payments including phone bills
• Maximum cashback per transaction is Rs. 100
• Maximum cashback for Telecom transactions is Rs. 200 per month
• Minimum transaction amount for cashback eligibility is Rs. 750

Point to mention here that don't use this card to pay mobile/ telephone bills if the bill is below Rs 750 as only those transaction which are more than Rs. 750 are eligible for cashback. You can get better deals on paying those bills using wallets like Paytm and Feecharge.

• 5% cashback on utility bills such as electricity, gas and water bills
• Maximum cashback per transaction is Rs. 100
• Maximum cashback for Telecom transactions is Rs. 100 per month
• Minimum transaction amount for cashback eligibility is Rs. 750

The main point to note here is that the fuel can be filled at any petrol pump, be it BPCL, IOC, HPCL or Reliance, not limited to a single company.

1 reward point for every Rs.150 spent on all categories except fuel, telecom & utilities.

20% cashback on all Uber rides until September 30, 2017, maximum upto Rs. 600 per month.

• Joining Fee - NIL
• First Year fee : Rs. 499 plus taxes (waived off, if you spend Rs. 30,000 in the first year)
• Second Year onwards : Rs. 750 plus taxes (waived off, if annual spends cross Rs. 60,000)

The important point to note that the annual fee can easily be waived off by spending mere Rs 60000 every year & you can make this credit card as 'free of cost'.

Standard Chartered Super Value Titanium Credit Card is one of the great credit cards for smart individuals who know their own minds and certainly one of the best in its segment currently available in the market. This card offers a direct cashback for spends on many items and a cashback is perceived as instant gratification that influences customer behaviour.

Further, this card comes with a most reasonable fee (which can be waived off by spending mere Rs 60000 every year) and this is a very important point for a person while making decision to get a credit card.

Looking into above features & benefits, Standard Chartered Super Value Titanium Credit Card is one of the best cards in India by a longshot & one must never miss an opportunity to have this credit card in his/ her wallet.