Traveller's Companion - American Express Platinum Travel Credit Card Full Review


Present in India since 1921, American Express has launched one-of-its-kind Credit Card named Traveller's Companion American Express Platinum Travel Credit Card that has best spend-linked Travel Benefits for the Cardholders. It has been tailored to meet the quality needs of frequent fliers.

Let's have a deeper understanding of what American Express Platinum Travel Credit Card entails, which will give you a clearer picture

Unrivalled Welcome Gift

Welcome Gift of 5,000 Milestone 11,800 Bonus Membership Rewards Points redeemable for Travel Vouchers worth Rs.4,000.

Bonus Travel Vouchers based on Annual Spending

  • Spend Rs.1.90 lakhs in a year and get Travel Vouchers worth more than Rs.7,700
  • Spend Rs.4 lakhs in a year and additionally get Travel Vouchers worth more than Rs.11,800 (+) get a voucher worth Rs.10,000 from the Taj Group

One Simple Calculation of Benefits you get on spending Rs.4 lakhs in a year

  • If you spend Rs.4 lakhs in a year
  • You will get Rs.23,500 worth of Travel Vouchers & Rs.10,000 Voucher from the Taj Group = Rs.33,500 in total

It comes to almost 8% which is wonderful and Unparallel Returns, if compared to any of the Cards in the same space.

Enjoy Cashback

Get 3% cash back at leading fuel stations across India.

Big Discounts

Get upto 20% discount at select premium restaurants, multiple cuisines & more.

Rewards Points

  • 1 Membership Rewards Point for every Rs.50 spent except for spend at Fuel, Utilities, Insurance and Cash Transactions.
  • You can further accelerate your Regular Membership Rewards Points and Earn up to 20 Bonus Membership Rewards Points for every Rs. 100 at Amex EXTRA Membership Rewards Program Partners.

Complementary Airport lounge access

Enjoy 4 complimentary visits per year to 31 airport lounges in Delhi, Mumbai, Bengaluru and 10 other cities.

Free Add-on Cards

Get up to two Supplementary Cards at no extra cost.

Lesser Known Benefits of American Express Platinum Travel Credit Card

  • Enjoy benefits on your travel bookings with MakeMyTrip.com.
  • Enjoy complimentary membership to Priority Pass, with the US$99 annual membership fee waived off.
  • The card has an inbuilt Contactless Payment Technology wherein you do not require to punch in the Personal Identification Number (PIN) when choosing to pay via the contactless feature
  • Zero lost Card liability. If you lose your Card, your liability is nil after reporting the loss, and is limited to a maximum of only Rs.1,000 before reporting
  • Experience unmatched service with 24x7 Platinum Assist and Emergency Card Replacement, anywhere in the world
  • Use your American Express Credit Card for your next big purchase & pay in easy EMI

Redemption of Rewards Points

  • You can redeem your rewards points for Travel Vouchers
  • In case you don't want to redeem your rewards points for Travel Vouchers, you can redeem them by choosing from over 600 other redemption options. The redemption value will vary depending upon the item redeemed
  • The Membership Rewards Points on your American Express Platinum Travel Credit Card that have been accrued in any particular enrolment year and have not yet been redeemed can be carried over for up to three further enrolment years. Points not redeemed by the end of the third enrolment year will expire.

What you need to pay to own American Express Platinum Travel Credit Card

  • Joining fee: Rs.3500 plus applicable taxes
  • Second year onwards: Rs.5,000 plus applicable taxes

Pros of American Express Platinum Travel Credit Card

  • You will get a Welcome Gift of Travel Vouchers worth Rs.4,000 which is actually more than the joining fee you have paid
  • If you spend Rs. 4 lakhs annually, you will get a benefit of Rs. 33,500, comes to around 8% returns
  • You will enjoy complimentary membership to Priority Pass worth US$99

Cons of American Express Platinum Travel Credit Card

You will not get anything additionally, if you spend above 4 Lakhs in a year.

Final Words

American Express Platinum Travel Credit Card has wide acceptance & it has been designed primarily for the benefits of the frequent flyers and people whose profession require a lot of travel. This card comes with numerous advantages and great privileges.

It proves to be is the best benefiting card and scores heavily when compared to the all the other cards in Travel Category. Our honest opinion is that one must have this privileged card in his wallet as it is a traveller's best companion.

Upcoming Bank Holidays

2018 July 20 is a bank holiday in Nagaland due to Kharchi Puja.
2018 August 04 is a bank holiday in Nagaland due to Ker Puja.
2018 August 13 is a bank holiday in Manipur due to Patriots' Day.
2018 August 15 is a bank holiday in Andaman And Nicobar Island due to Independence Day.
2018 August 17 is a bank holiday in Daman And Diu due to Parsi New Year (Shahenshahi).
2018 August 22 is a bank holiday in Andaman And Nicobar Island due to Bakri Id (Id-ul-Zuha)/Karma Puja.

Banks Loan Service

Credit Card By Banks

Credit Card Category

ALL INDIA BANKS LIST
A B BANK LIMITED ABN-AMRO Bank N.V ABU DHABI COMMERCIAL BANK AIRTEL PAYMENTS BANK LIMITED
ALLAHABAD BANK American Express Banking Corp ANDHRA BANK Antwerp Diamond Bank NV
AU SMALL FINANCE BANK LIMITED AXIS BANK B N P PARIBAS BANDHAN BANK LIMITED
BANK OF AMERICA BANK OF BAHARAIN AND KUWAIT BSC BANK OF BARODA BANK OF CEYLON
BANK OF INDIA BANK OF MAHARASHTRA BANK OF TOKYO MITSUBISHI LIMITED BARCLAYS BANK
BHARATIYA MAHILA BANK LIMITED Calyon Bank CANARA BANK CAPITAL SMALL FINANCE BANK LIMITED
CATHOLIC SYRIAN BANK LIMITED CENTRAL BANK OF INDIA CHINATRUST COMMERCIAL BANK LIMITED CITI BANK
CITY UNION BANK LIMITED CORPORATION BANK DBS Bank Ltd DCB BANK LIMITED
DENA BANK DEUSTCHE BANK DHANALAKSHMI BANK EQUITAS SMALL FINANCE BANK LIMITED
ESAF SMALL FINANCE BANK LIMITED EXPORT IMPORT BANK OF INDIA FEDERAL BANK FINCARE SMALL FINANCE BANK LTD
HDFC BANK HSBC BANK HSBC BANK OMAN SAOG ICICI BANK LIMITED
IDBI BANK IDFC BANK LIMITED INDIAN BANK INDIAN OVERSEAS BANK
INDUSIND BANK JAMMU AND KASHMIR BANK LIMITED JP MORGAN BANK JSC VTB BANK
KARNATAKA BANK LIMITED KARUR VYSYA BANK KOTAK MAHINDRA BANK LIMITED Krung Thai Bank Public Co. Ltd
LAXMI VILAS BANK MASHREQBANK PSC MIZUHO CORPORATE BANK LIMITED NORTH EAST SMALL FINANCE BANK LIMITED
OMAN INTERNATIONAL BANK SAOG ORIENTAL BANK OF COMMERCE PUNJAB AND SIND BANK PUNJAB NATIONAL BANK
RBL Bank Limited SBM BANK MAURITIUS LIMITED SHINHAN BANK SOCIETE GENERALE
SONALI BANK LTD SOUTH INDIAN BANK STANDARD CHARTERED BANK STATE BANK OF BIKANER AND JAIPUR
STATE BANK OF HYDERABAD STATE BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF PATIALA
STATE BANK OF TRAVANCORE SURYODAY SMALL FINANCE BANK SYNDICATE BANK TAMILNAD MERCANTILE BANK LIMITED
THE BANK OF NOVA SCOTIA THE NAINITAL BANK LIMITED UBS AG UCO Bank
Ujjivan Small Finance Bank Limited UNION BANK OF INDIA UNITED BANK OF INDIA UNITED OVERSEAS BANK LIMITED
UTKARSH SMALL FINANCE BANK VIJAYA BANK Woori Bank YES BANK
ZILA SAHAKARI BANK LTD