Regular Plan vs Direct Plan

Difference between Regular Plan and Direct Plan

Basis of DifferenceRegular Plan Direct Plan
ObjectiveTo provide an option of investment with
advisory services by an expert
distributor to the investor
Vs
Investors who have enough expertise and
who are capable of handling their own
investments without an advisor
MeaningTo invest in mutual fund through an
intermediary like MF advisor or
distributor
Vs
To invest in mutual fund without an
intermediary like MF advisor or
distributor
Suitable forInvestors who do not have the expertise
to select good funds as per their
financial goals
Vs
Investors who know which funds to buy to
achieve their financial goals
Expense RatioHigher
Vs
Lower
ReturnsLower
Vs
Higher
Net Asset Value (NAV)Lower
Vs
Higher
AvailibilitySince inception of the scheme
Vs
Since January 2013
Selection of fundsMF advisor or distributor suggests the
fund according to the financial goals of
the investor
Vs
Dependent upon mutual fund websites,
past performance or blogs / articles to
know about good mutual fund schemes
BenefitAdvisory services from MF advisor
Vs
No advisory service from MF advisor
Documentation and
paperwork
MF distributor takes care of the
paperwork and the documentation process
Vs
Investor needs to take care of the
paperwork and the documentation process
on his own

Upcoming Bank Holidays

2019 April 27 is a bank holiday in Andaman And Nicobar Island due to 4th Saturday Bank Holiday.
2019 May 01 is a bank holiday in Andhra Pradesh due to May Day / Labour Day.
2019 May 01 is a bank holiday in Maharashtra due to Maharashtra Din.
2019 May 07 is a bank holiday in West Bengal due to Rabindranath Tagore Jayanti.

Financial Calculators

Loan Services

Highest FD Interest Rates

Bank NameTenureInterest(p.a.)
Esaf Small Finance Bank 12 Months8.75%
Suryoday Small Finance Bank12 Months8.50%
Utkarsh Small Finance Bank12 Months8.50%
Equitas Small Finance Bank 12 Months8.50%
North East Small Finance Bank 12 Months8.50%
Ujjivan Small Finance Bank 12 Months8.30%
Indusind Bank12 Months8.00%
Rbl Bank 12 Months8.00%
Fincare Small Finance Bank Ltd12 Months8.00%
The Nainital Bank 12 Months7.90%

Senior Citizen FD Interest Rates

Bank NameTenureInterest(p.a.)
Esaf Small Finance Bank 12 Months8.75%
Suryoday Small Finance Bank12 Months8.50%
Utkarsh Small Finance Bank12 Months8.50%
Equitas Small Finance Bank 12 Months8.50%
North East Small Finance Bank 12 Months8.50%
Ujjivan Small Finance Bank 12 Months8.30%
Indusind Bank12 Months8.00%
Rbl Bank 12 Months8.00%
Fincare Small Finance Bank Ltd12 Months8.00%
The Nainital Bank 12 Months7.90%

Bank Interest Rates