The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of RBI's liberalisation of the Indian Banking Industry in 1994. HDFC Bank was incorporated in August 1994 with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.
HDFC Bank caters to a wide range of banking services covering commercial and investment banking on the wholesale side and transactional / branch banking on the retail side. The bank has three key business segments viz. Wholesale Banking, Retail Banking & Treasury. As of June 30, 2017, the Bank had a nationwide distribution network of 4,727 branches and 12,220 ATM's in 2,666 cities/towns.
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