Kotak Mahindra Bank Limited Home Loan Interest Rate at 8.70% to 8.95%

Calculate Kotak Mahindra Bank Home Loan EMI Calculate EMI Now

About Kotak Mahindra Bank Home Loan

Kotak Mahindra Bank is the second largest private sector bank in India after HDFC Bank. It has a brand image with rich 15 years of performance having millions of satisfied customers. It has 1,369 branches across 689 locations and 2,163 ATMs in India. It offers a wide range of Home Loan Schemes to different classes of customers to fulfil their dream of owning a home.

Kotak Mahindra Bank provides home loan for different needs and purposes such as for purchase, construction, and extension of dwelling unit, repairs/ renovation of home, for purchase of house which is under construction, for purchase of plot, etc. Kotak Mahindra Bank offers customised Home Loan solutions, best-in-class services and simplified loan process. It offers competitive, attractive and affordable home loan interest rates.

Why Kotak Mahindra Bank Home Loan?

1. Kotak Mahindra Bank provides a range of Home Loan Schemes designed for different needs of customers
2. Home loan interest is calculated on a daily reducing basis
3. It has PAN India branch network provides easy access to the customers
4. Pre Approved loan offers and preferential home loan interest rate for existing home loan borrowers
5. It provides Flexible Repayment Options to the borrowers
6. Quick & Hassle-free processing
7. Easy and fast approval & disbursal of home loans
8. Free & safe document Storage
9. Special lower interest rate offer for women
10. It provides rebate in Income Tax
11. Has dedicated team of well-experienced employees
12. Transparent process with no hidden charges
13. Offers loan upto 90% of property value
14. 24/7 helpline of Kotak Mahindra Bank offers timely assistance to the customers
15. Moreover, Kotak Mahindra Bank is the Second Largest Private Sector bank in India hence strong trust factor of people is involved

Purpose of Kotak Mahindra Bank Home Loan

1. Purchase a Plot for construction of a House
2. Purchase | construct house | flat
3. Home Extension
4. for renovation | repair | alteration | addition to house | flat
5. Take over from other Banks/ HFCs/ NBFCs/ FIs, etc.

Margin or Loan to Value Ratio (LTV) Ratio: For New Home Loan

Eligibility Criteria of Kotak Mahindra Bank Home Loan

Documents Required for Kotak Mahindra Bank Home Loan

Fees & Charges on Kotak Mahindra Bank Home Loan

Kotak Mahindra Bank Marginal Cost of Funds Based Lending Rate (MCLR) with effect from 16.02.2024

Loan Amount of Kotak Mahindra Bank Home Loan

Loan offered to the borrower is completely customised as per the requirement and the eligibility criteria of the customer. The value of loan depends upon applicant's income, repaying capacity, age, assets and liabilities, credit score, tenure of the loan, cost of the proposed property, previous credit history.

Margin of Kotak Mahindra Bank Home Loan

Margin for Kotak Mahindra Bank Home loan ranges from 10% to 25% of the loan amount. It depends upon the scheme and loan amount availed by the borrower.

Repayment of Kotak Mahindra Bank Home Loan

The repayment of Kotak Mahindra Bank Home Loan can be done in Maximum 30 years or upto 70 years of the age of borrower, whichever is earlier.

Security of Kotak Mahindra Bank Home Loan

Being it a secured loan, the borrower is required to do Equitable | Registered Mortgage of the Property in question in favour of the bank. However, the bank may ask for other security also based on the case.

Kotak Mahindra Bank Home Loan Schemes

(1) Kotak Mahindra Bank Home Loan: This is a regular and most demanding home loan scheme that offers Housing Loan at attractive rates and ensure a house for all.

Important Features:

1. Purpose: To purchase a Plot for construction of a House, to purchase/ construct house/ flat, as well as for renovation/ repair/ alteration/ addition to house/ flat, etc.
2. Eligibility: Salaried and self employed having regular income in the age group of 21 years to 60/65 years
3. Processing Fee: Up to 0.50% of the Loan amount subject to minimum of Rs.10,000
4. Loan Amount: Customised
5. Margin:10% to 25%
6. Maximum Tenure: Max. 30 years
7. Security: Equitable| registered mortgage of the property. If mortgage is not feasible, bank at its discretion can accept security in the form of Insurance Policies, Govt Promissory Notes, Shares and Debentures, Gold Ornaments etc.
8. Interest Rates:

   Category	Interest Rate (p.a.)
   For Salaried individuals	8.70% to 8.95%
   For Self Employed	8.75% to 8.95%

(2) Kotak Mahindra Bank Superfast Home Loan: This Home loan is sanctioned in 4 hours for Salaried customers by Kotak Mahindra Bank.

Important Features:

1. Specially designed for Salaried Customers
2. Zero processing fee home loans for customers
3. Purpose: To purchase a Plot for construction of a House, to purchase/ construct house/ flat, as well as for renovation/ repair/ alteration/ addition to house/ flat, etc.
4. Eligibility: Only salaried customers who are resident Indians having regular income in the age group of 21 years to 60 years.
5. Eligibility Criteria : The eligibility of a customer depends on various parameters, such as:
   • Age of the applicant
   • Monthly income
   • Other sources of income such as rent and agri-income
   • Qualification of the borrower
   • Work experience
   • Credit scores
   • Any existing financial obligations
6. Processing Fee: Zero processing fee home loans for customers
7. Loan Amount: Customised
8. Margin:10% to 25%
9. Maximum Tenure: Max. 30 years
10. Security: Equitable| registered mortgage of the property. If mortgage is not feasible, bank at its discretion can accept security in the form of Insurance Policies, Govt Promissory Notes, Shares and Debentures, Gold Ornaments etc.
11. Interest Rate:

    Category	Interest Rate (p.a.)
    For Salaried individuals	8.70% to 8.95%

(3) Kotak Mahindra Bank Pradhan Mantri Awas Yojana (PMAY)- EWS/ LIG & MIG-I/ MIG-II: This scheme offers Housing Loan to Individuals from Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) I and II category at attractive rates.

Important Features:

1. Purpose: To extend home loan for purchase, new construction and addition of home, to existing dwelling units as incremental housing, for construction of house/ flat
2. Eligibility: Individuals from Economically Weaker Section (EWS) & Low Income Group (LIG) category. Joint owners from the same family are also eligible. Beneficiary family should not own an all weather dwelling unit either in his/ her name or in the name of any member of his/ her family in any part of India. NRIs are also eligible in this.
   • EWS households - households having an annual income up to Rs.3,00,000 and house size with carpet area upto 30 square meter.
   • LIG households - households having an annual income above Rs.3,00,000 and up to Rs.6,00,000 and house size with carpet area upto 60 square meter.
   • MIG I households - households having an annual income above Rs. 6,00,000 and up to Rs.12,00,000 and house size with carpet area upto 120 square meter.
   • MIG II households - households having an annual income above Rs. 12,00,000 and up to Rs. 18,00,000 and house size with carpet area upto 150 square meter.
3. Subsidy
   • EWS/ LIG Borrowers will get Credit Linked Subsidy at 6.50% for upto Rs. 6 lakhs for max. 20 years. Maximum subsidy amount will be Rs 2,67,280 only.
   • MIG-I Borrowers will get Credit Linked Subsidy at 4% upto 9 lakhs for max. 20 years. Maximum subsidy amount will be Rs 2,35,068 only.
   • MIG-II Borrowers will get Credit Linked Subsidy at 3% upto Rs 12 lakhs for max. 20 years. Maximum subsidy amount will be Rs 2,30,156 only.
4. Table for detailed subsidy scheme

   Particulars	EWS	LIG	MIG-I	MIG-II
   Interest Subsidy (% p.a.)	6.5%	6.5%	4%	3%
   Maximum loan tenure (in years)	20	20	20	20
   Eligible Housing Loan Amount for Interest Subsidy (Rs.)	6 lakhs	6 lakhs	9 lakhs	12 lakhs
   Max. Dwelling Unit Carpet Area	30 Sq. m.	60 Sq. m.	120 Sq. m.	150 Sq. m.
   Maximum Subsidy Amount(Rs.)	2,67,280	2,67,280	2,35,068	2,30,156

5. Margin: 10% to 25%
6. Maximum Tenure: Max.30 years or up to borrower's age of 70 years, whichever is lower
7. Security: Equitable| registered mortgage of the property
8. Interest Rates:

   Category	Interest Rate (p.a.)
   For Salaried individuals	8.70% to 8.95%
   For Self Employed	8.75% to 8.95%

How to apply home loan from Kotak Mahindra Bank under Pradhan Mantri Awas Yojana (PMAY)?

First of all, you apply for home loan from Kotak Mahindra Bank and along with your loan application, you need to fill the Pradhan Mantri Awas Yojana (PMAY) Form and submit it with your loan application form with the bank. Bank will take care of its processing. Bank will check your eligibility and if you are eligible in the category you have applied for like EWS/ LIG/ MIG-I/ MIG-II, then accordingly the interest subsidy would be credited in your bank account.

(4) Kotak Mahindra Bank Home Improvement Loan: With Kotak Mahindra Bank's Home Improvement Loans, you can make your dream of renovating your house come true. It can be applied either individually or jointly.

Important Features:

1. Purpose: Home loans can be used for home renovations and improvement.
2. Eligibility: Salaried, professional or self employed having regular income in the age group of 21 years to 60/65 years. The applicant should be a home loan borrower of Kotak Mahindra Bank.
3. Eligibility Criteria : The eligibility of a customer depends on various parameters, such as:
   • Age of the applicant
   • Monthly income
   • Other sources of income such as rent and agri-income
   • Qualification of the borrower
   • Work experience
   • Credit scores
   • Any existing financial obligations
4. Processing Fee: Up to 0.50% of the Loan amount subject to minimum of Rs.10,000
5. Maximum Loan Amount: Upto 90% (Upto 80% for loan between Rs 20 to 75 lakhs & 75% for loan above Rs 75 lakhs) of the cost of improvement.
6. Margin:10% to 25%
7. Maximum Tenure: Max. 15 years, subject to the retirement age and may vary as per borrower's profile
8. Nil penalty for pre-closure of home loan on floating interest rate Home Loans.
9. Security: Equitable| registered mortgage of the property. If mortgage is not feasible, bank at its discretion can accept security in the form of Insurance Policies, Govt Promissory Notes, Shares and Debentures, Gold Ornaments etc.
10. Interest Rates:

    Category	Interest Rate (p.a.)
    For Salaried individuals	8.70% to 8.95%
    For Self Employed	8.75% to 8.95%

(5) Kotak Mahindra Bank Balance Transfer of Home Loan : This scheme enables a customer to transfer home loan from any other institution to Kotak Mahindra Bank.

You can pay off any existing balance of home loan with Kotak's Home Loan Balance Transfer at a lower rate of interest. Retain your home on terms and conditions that suits your needs.

You can also top-up the existing loan to get ready cash for any of your needs.

Avail Kotak Home Loan Transfer, if:

• You are trying to reduce your interest rate and lower your payments
• You are trying to reduce your home loan term to pay off your loan faster
• You want to use the equity in your house to get money for any of your needs. You can take a top-up over the existing loan to get the much needed cash to fulfil your needs

Important Features:

1. Customer should satisfy the eligibility criteria for availing Home Loan as per Kotak Mahindra Bank's instruction
2. Customer has serviced interest and/or instalment of the existing loan regularly, as per the original terms of sanction
3. Customer should have valid documents evidencing the title to the house/ flat
4. Security: Equitable| registered mortgage of the property. If mortgage is not feasible, bank at its discretion can accept security in the form of Insurance Policies, Govt Promissory Notes, Shares and Debentures, Gold Ornaments etc.
5. Interest Rates:

   Category	Interest Rate (p.a.)
   For Salaried individuals	8.70% onwards
   For Self Employed	8.75% onwards

(6) Kotak Mahindra Bank Top-Up Home Loan : ) Kotak Mahindra Bank offers customers to borrow certain amount over and above their home loan amount.

Important Features:

1. Eligibility: Customer should already have a ) Kotak Mahindra Bank Home Loan Account
2. It can be availed for any personal purpose or business purpose
3. The interest rates are much lower than usual personal loan interest rates.
4. Interest Rates:

   Category	Interest Rate (p.a.)
   For Salaried individuals	8.70% to 8.95%
   For Self Employed	8.75% to 8.95%

Tax Benefits of availing Home Loan

There are two types of tax benefits associated with home loan for Resident Indians:

Repayment of the Principal Amount: One can get a Tax rebate under section 80C of the Income Tax Act on whole amount repaid by him in a financial year, maximum upto Rs. 1,50,000/- each financial year (Increased from 1 Lakh to Rs. 1.5 Lakh in Budget 2014).

Repayment of the Interest on Home Loan: Tax Benefit on Home Loan for payment of Interest is allowed as a deduction under Section 24(1) of the Income Tax Act. One is eligible for a Tax Rebate of maximum of Rs. 2 lakh per financial year for home loan interest paid by him/her during that financial year.

What is the Impact of MCLR on EMI of Kotak Mahindra Bank Home Loan Borrowers?

After April 1, 2016, all bank loans (including home loans) are linked to the bank's MCLR with or without a mark-up or spread (bank margin). Earlier, they were linked to the bank's base rate. All banks are required to disclose their MCLR each month.

Banks generally hike MCLR, whenever there is a hike in Repo Rate by the RBI. Banks may increase MCLR due to surging bond yields and higher provisioning requirements, even when the RBI has not hiked Repo Rate.

Home Loan Interest Rate can be equal to the MCLR or have a 'margin' or 'mark-up' or 'spread' but can never be lower than MCLR.

Home Loan Interest Rate is linked to the bank's MCLR. If MCLR goes up, the home loan rates will also go up. Home Loan Interest Rate will not be impacted by hike in MCLR only if banks reduce the mark-up (margin) in the home loan. If MCLR goes down, the home loan rates will also go down.

For MCLR-linked home loans, the rate is reset after 6 or 12 months according to the agreement between the borrower and the bank. The interest rate applicable on the reset date will become the new rate on which the future EMI's will be calculated.

What should Base Rate Home Loan Borrowers do?

Home Loan Interest Rate of old home loan borrowers (who had taken home loans before April 1, 2016) are linked to the base rates of the banks. Hence the EMI which they are paying is also linked to base rate. Banks have always remained very sluggish for passing on the benefits of RBI rate cuts to the borrowers.

Now after April 1, 2016, Home Loan Interest Rate is linked to MCLR (Marginal Cost of funds based Lending Rate) for home loan borrowers in order to resolve the problems of the Base Rate regime.

It will be beneficial for them to switch to MCLR linked rate if the difference between what they are paying (under base rate) and what the bank is offering (under MCLR) is significant. So they must switch to MCLR linked rates, if outstanding loan is high and the remaining tenure is also long.

In that situation, Base Rate Borrowers have following two options:

(1) Switch to MCLR linked home loan with the same bank: It is beneficial, in case the bank is charging a nominal switching fee such as 0.50% or less on outstanding amount.

(2) Transfer the loan to another bank on MCLR: It is feasible, if new bank has waived off processing fee (which they generally do in order to attract the customer and increase their business) or is charging very less processing fee and legal and transfer costs.

The borrower must compare both the above-mentioned options and opt for the one which is more beneficial to them in terms of money saved. It will result not only in reduction of future EMIs but also a huge amount of interest will be saved during remaining tenure.

One may as well continue the loan on base-rate especially if the maturity is near and need not go through the process of conversion.

Further, the Reserve Bank (RBI) is going to link the base rate for loans given by banks to the MCLR from April 1, 2018. Once it happens, the base rate will automatically increase or decrease along with the MCLR without any specific action required for adjustment. This will be very beneficial for the home loan borrowers whose rates (EMIs) are still linked to the base rate.

EMI Payment Methods of Kotak Mahindra Bank Home Loan

You can repay Kotak Mahindra Bank home loan in any of the following methods:

(1) Electronic Clearing Service (ECS): Electronic Clearing System is preferred for faster payments and collections. If you have an account with other bank than Kotak Mahindra Bank then you can use ECS for loan repayment. You will have to fill up a form and submit the same with your bank for debiting EMI every month from your account. In this case, your EMI will be automatically debited every month from your bank account and credited to Kotak Mahindra Bank towards loan repayment instalment.

(2) Standing Instruction (SI): If you maintain your account with Kotak Mahindra Bank, then you can use this method. Under this method, you will have to issue a Standing Instruction to Kotak Mahindra Bank to debit your EMI amount on a due date every month from your Kotak Mahindra Bank account and credit to Kotak Mahindra Bank loan account towards loan repayment instalment. You save a lot of time and energy by giving standing instructions to the bank to carry out the transaction on your behalf each time.

(3) Post-Dated Cheques (PDCs): In this method, you need to submit post-dated EMI cheques to Kotak Mahindra Bank for a certain period of time, which are deposited by the Kotak Mahindra Bank on the due date. This alternative is cumbersome and time-consuming and involve a manual procedure of visiting the Kotak Mahindra Bank in a timely manner.

Points to Note Regarding EMI Payment Methods

1. A fresh set of PDCs need to be submitted in a timely manner.
2. Post Dated Cheques are accepted only for non-ECS locations.
3. It is good to pay your EMIs either through the Standing Instruction or ECS for faster and timely remittance of your loan instalments.

In case of Prepayment of Kotak Mahindra Bank Home Loan, will EMI change?

One can pre-pay Kotak Mahindra Bank Home Loan without any prepayment charges as it allows prepayment at nil charges in case of floating rate home loans. If the borrower makes a prepayment, the outstanding balance of principal amount of his home loan reduces. Then in that case he has following 2 options:

1. He can continue with the existing and reduce the loan tenure
2. He can reduce the EMI and keep the loan tenure the same

Out of above 2 options, first option is more beneficial for the borrower as he pay less interest to the bank as the pay off home loan will be faster.

Ways to Reduce your Kotak Mahindra Bank Home Loan EMI

• Negotiate with your banker on lower interest rate
• Apply for longer tenure
• Give maximum amount as down payment
• Pre-pay loan amount
• Switch to another bank/ FI offering lower interest rate

Latest News on Kotak Mahindra Bank Home Loan

• February 16, 2024: Kotak Mahindra Bank revised MCLR across all maturities w.e.f. 16/02/2024
• September 16, 2021: Kotak Mahindra Bank lowers MCLR by 5 to 15 basis points across all maturities
• April 12, 2021: Kotak Mahindra Bank will retain the special interest rate of 6.65% on home loans beyond the original deadline of 31 March 2021
• April 10, 2021: Kotak Mahindra Bank customers can pay overdue EMI through payment app such as Google Pay, PhonePe, Paytm, etc.
• January 24, 2021: Kotak Mahindra Bank launched instant sanction of home loans on its digital platform called Kotak Digi Home Loans
• January 20, 2020: Kotak Mahindra Bank reported a 24% year-on-year (YoY) rise in standalone net profit at Rs 1,596 crore for the December quarter
• December 16, 2019: Kotak Mahindra Bank lowers MCLR by 5 to 15 basis points across all maturities
• November 18, 2019: Kotak Mahindra Bank cuts MCLR by 5 to 10 basis points across all maturities
• February 28, 2019: Kotak Mahindra Bank lowers MCLR by a marginal 5 bps
• June 18, 2018: Kotak Mahindra Bank has raised lending rates by 5 to 15 basis points across all maturities i.e. by 0.05% to 0.15%
• May 4, 2018: Kotak Bank hikes MCLR by up to 10 basis points
• January 2, 2018: Kotak Mahindra Bank hikes MCLR by 5 to 15 basis points across all maturities i.e. by 0.05% to 0.15%

Kotak Mahindra Bank Home Loan FAQ

1. Can I give standing instructions to repay my Home Loan EMIs directly from my Kotak Mahindra Bank Savings Account?

   Kotak Mahindra, you can opt for Automated Repayment and your EMIs will be directly repaid from your Kotak Mahindra Bank Savings Account, thus saving you the trouble of procuring, signing and tracking post-dated cheques.

2. What is Pre-EMI Option?

   Pre-EMI is an option in which the borrower has to pay only interest on loan amount during the progress on the construction of the project. The actual EMI payment will be started only after his/ her possessing the house.

3. What are the various interest rates offered on home loans?

   Interest rates offered vary for women borrowers and others. Women borrowers are offered home loan at lower interest rate in Kotak Mahindra Bank.

4. What is the eligibility criteria for getting Kotak Mahindra Bank home loan?

   The eligibility criteria for Kotak Mahindra Bank Home Loan is as follows:

   Basis	Salaried Customers	Non Salaried Customers
   Age	Minimum 18 years & Maximum 70 Years	Minimum 18 years & Maximum 70 Years
   Income	Annual income must be atleast Rs.1.2 lakhs	Annual income must be atleast Rs 2 lakhs
   Job/ Business Experience	1 Year	2 Years
   Age of Co-applicant	Minimum 18 years	Minimum 18 years

5. Can joint-applications be made for Kotak Mahindra Bank Home Loans?

   Kotak Mahindra. Joint applicants can be made for Kotak Mahindra Bank Home Loans.

6. Do I have the option to structure my loan as partly fixed or partly floating?

   Kotak Mahindra, you can structure your Kotak Mahindra Ltd. Home Loan as Partly Fixed or Partly Floating as per your needs.

7. What are the maximum number of properties that I can own?

   You can own as many properties as you want.

8. What is a down payment?

   Down payment is the amount that is paid by the borrower on an up-front basis. Banks usually pay around 75% to 85% of the cost of the property, hence the rest amount the borrower needs to pay as down payment.

9. What is the average tenure of a home loan?

   Home loans average tenure ranges generally between 3 and 25 years.

10. Can I pre-pay my Kotak Mahindra Bank home loan? Is there any penalty?

    Kotak Mahindra. You can pre-pay your Kotak Mahindra Bank home loan with nil penalty for floating rate home loan.

11. What security do I need to furnish for Kotak Mahindra Bank home loan?

    The property purchased out of the loan is taken by Kotak Mahindra Bank as the security. However, if Kotak Mahindra Bank feels then it can ask for additional securities too.

12. Who is an NRI?

    NRI or Non Resident Indian is a citizen of India or a foreign national of Indian origin living outside India for the purpose of employment, business or any other vocation, which would indicate his intention to stay outside India for an indefinite period of time. An Indian would also be termed as an NRI if his stay in India is less than 182 days.

13. What is the mode of payment for NRI home loans?

    Generally, payments are made through NRI Account like NRO, NRE, NRNR and FCNR accounts. NRI home loan can be paid by way of direct remittances from abroad through normal banking channels or from other financial accounts as may be permitted by RBI.

14. What kind of job makes me eligible for Kotak Mahindra Bank home loan?

    You can either be a salaried employee or self-employed for obtaining this loan. However, the only condition is that you should be earning a regular income and should be able to furnish proofs of the same.

15. What is the tax benfits available on Kotak Mahindra Bank home loan?

    As per Section 80C of the Income Tax Act, in case of the principal amount, you can claim a deduction of upto Rs 1.5 lakhs while in case of interest, it is upto Rs. 2 lakhs.

16. Are long-term home loans beneficial or short-term loans?

    It dependes on the financial status of the borrower. If he wants lower EMIs then Long-term loans, if not, then he can go with short-term loans with higher EMIs with the benefit of lesser interest.

17. Do I have to pay only fixed rate of interest or floating rate is also there in Kotak Mahindra Bank Home Loan?

    No, you have the option to choose any kind of rate of interest you want to pay. You can pay floating rate of interest which is linked with the MCLR and keeps changing from time to time.

18. My EMI is increased due to an increase in the rate of interest being it flexible. What do I do for lower EMI?

    EMI increases with the increase in the rate of interest if you have opted for floating rate. You may ask your bank for increasing the loan tenure, if you want to get your EMI reduced or you can make some part pre-payment to your bank for reduction in EMI.

19. What are different modes of payment of EMI of Kotak Mahindra Bank Home Loan?

    The EMI can be paid through various modes such as Post dated cheques, Electronic Clearing Service (ECS), Standing Instruction (SI), etc.

20. Can I apply for a home loan to renovate my home or flat?

    Kotak Mahindra, you can apply for home loan for any purpose such as buying a home, constructing a home, repairing of your home, home improvement, balance transfer and home renovation.

21. What is the difference between EMI and Pre-EMI?

    You repay your home loan through Equated Monthly Instalments (EMI), which includes principal and interest component. EMI repayment starts from the month subsequent to the month of final disbursement. Pre-EMI is only a simple interest, which you are required to pay every month till the loan is not fully disbursed.

22. How to get my Income Tax certificate from Kotak Mahindra Bank?

    Income Tax certificate will be despatched to your after the end of financial year by Kotak Mahindra Bank. You may also contact your nearest Kotak Mahindra Bank branch or your can also send a request through its website for the same.

Contact details of Kotak Mahindra Bank Limited, Kotak Mahindra Bank Limited SMS balance check number SMS banking, Kotak Mahindra Bank Limited mobile banking, Kotak Mahindra Bank Limited toll free number,Kotak Mahindra Bank Limited toll free number 24*7, Kotak Mahindra Bank Limited miss call number.

• MISSED CALL NUMBERS - 18002740110
• CUSTOMER CARE NUMBERS - 18602662666
• CONTACT NUMBERS - 18602662666

Kotak Mahindra Bank Limited Contact Details

• BANK OFFICIAL WEBSITE - https://www.kotak.com
• CONTACT NUMBERS - 18602662666
• EMAIL ID - [email protected]
• MISSED CALL NO. - 18002740110
• CUSTOMER CARE NO. - 18602662666
• TOTAL BRANCHES - 684
• TOTAL ATMS - 1273
• HEADQUARTER - Mumbai
• BANK ADDRESS - 27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051, Maharashtra

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