Education Loan Interest Rates Home Loan Interest Rate at

INTEREST RATEPlease Contact Bank Branch
LOAN TENURE Contact Bank Branch
PROCESSING FEEAs decided by the bank from time to time
GUARANTOR REQUIREDPlease Contact Bank Branch
PRE CLOSURE CHARGESAs per bank's discretion
Note: Updated on 19 Nov 2021, for latest interest rates, please visit bank website.

Calculate Education Loan Interest Rates Home Loan EMI Calculate EMI Now

About Education Loan Interest Rates

Education Loan Interest Rates is a bank in india . It has 0 branches and

It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education loan, gold loan, PPF account, lockers, netbanking, mobile banking, RTGS, NEFT, IMPS, E-Wallet, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.

Find details about Education Loan Interest Rates which includes Education Loan Interest Rates Official Website, Education Loan Interest Rates ATMs accross the India, Education Loan Interest Rates Branches accross the India, Education Loan Interest Rates Contact Numbers, Education Loan Interest Rates official EmailID, Education Loan Interest Rates Headquarter and Education Loan Interest Rates Headquarter Address. Find Education Loan Interest Rates Home loan purpose, Eligibility, Margin, Repayment of Home Loan ,Security, Document Required for Home Loan from below.

Other Products of Education Loan Interest Rates:

Home LoanPersonal Loan
Education LoanBusiness Loan
Car LoanTwo Wheeler Loan
Gold LoanFD Interest Rates
RD Interest RatesBank ATMs
PPF Account 

Why Education Loan Interest Rates Home Loan?

  1. Education Loan Interest Rates provides a range of Home Loan Schemes designed for different needs of customers
  2. Interest Rate is very competitive and affordable
  3. Minimal Documentation
  4. It provides Flexible Repayment Options to the borrowers
  5. Easy and fast approval & disbursal of home loans
  6. Has dedicated team of well-experienced employees which also offer personalised service
  7. 24/7 customer care service of Education Loan Interest Rates offers timely assistance to the customers

Education Loan Interest Rates Home Loan Purpose

  • To purchase or construct a new or old house or flat
  • To repair, renovate, extend, alter an existing house
  • To purchase ready flat or house from housing societies or State Government Housing Board or private builder
  • To buy consumer durables for a new house under Total Home Loan Scheme

Education Loan Interest Rates Home Loan Eligibility

  • The applicant must be an Indian citizen or a fully documented NRI. He, essentially, must be a Person of Indian Origin (PIO).
  • The applicant's age must be in the range of 18 years and 70 years at the time of loan maturity.
  • The applicant must be salaried or self-employed with a regular income.
  • The applicant must earn more than the minimum required income.

Education Loan Interest Rates Home Loan Document Required

  1. Duly filled and signed application form with photograph
  2. Identity Proof- Aadhar Card, PAN Card, Passport, Driving License, Voter id card, ID-card issued by Government
  3. Address Proof - Aadhar Card, Passport, Driving License, Voter id card, Electricity/ Telephone/ Post-Paid Mobile bill, Bank statement
  4. Age Proof - Passport, Birth Certificate, PAN card, Driving License, Voter id card, Employee ID card (only for PSU/ Government employees), School/ College leaving certificate
  5. Form 16
  6. Latest 6 months salary slips for salaried persons
  7. Bank Statement of last 6 months
  8. Income Tax Returns (ITR) of last 3 years
  9. Last 3 years CA Certified or Audited Balance Sheet and Profit & Loss Account
  10. Processing fee Cheque
  11. Copies of the title documents of the property and the approved plan
  12. For Construction/ Renovation case, cost estimate from the Architect

Tax Benefits of availing Education Loan Interest Rates Home Loan

There are two types of tax benefits associated with home loan for Resident Indians:

Repayment of the Principal Amount: One can get a Tax rebate under section 80C of the Income Tax Act on whole amount repaid by him in a financial year, maximum upto Rs. 1,50,000/- each financial year (Increased from 1 Lakh to Rs. 1.5 Lakh in Budget 2014).

Repayment of the Interest on Home Loan: Tax Benefit on Home Loan for payment of Interest is allowed as a deduction under Section 24(1) of the Income Tax Act. One is eligible for a Tax Rebate of maximum of Rs. 2 lakh per financial year for home loan interest paid by him/her during that financial year.

In Case of Prepayment of Education Loan Interest Rates Home Loan, will EMI change?

One can pre-pay Education Loan Interest Rates Home Loan without any prepayment charges as it allows prepayment at nil charges in case of floating rate home loans. If the borrower makes a prepayment, the outstanding balance of principal amount of his home loan reduces. Then in that case he has following 2 options:

  1. He can continue with the existing and reduce the loan tenure
  2. He can reduce the EMI and keep the loan tenure the same

Out of above 2 options, first option is more beneficial for the borrower as he pay less interest to the bank as the pay off home loan will be faster.

How to reduce your Home Loan EMI?

  • Negotiate with your banker on lower interest rate
  • Apply for longer tenure
  • Give maximum amount as down payment
  • Pre-pay loan amount
  • Switch to another bank/ FI offering lower interest rate

Contact details of Education Loan Interest Rates, Education Loan Interest Rates SMS balance check number SMS banking, Education Loan Interest Rates mobile banking, Education Loan Interest Rates toll free number,Education Loan Interest Rates toll free number 24*7, Education Loan Interest Rates miss call number.

    Education Loan Interest Rates Contact Details

    Education Loan Interest Rates EMI Calculator Education Loan Interest Rates Branches
    Education Loan Interest Rates Home Loan FAQsHome Loan Document Required

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