Kalupur Commercial Cooperative Bank Education Loan Interest Rate
INTEREST RATE | 8.65% to 9.25% |
LOAN TENURE | In 7 years after the Holiday | Moratorium Period |
PROCESSING FEE | As decided by the bank from time to time |
GUARANTOR REQUIRED | Yes |
PRE CLOSURE CHARGES | As decided by the bank from time to time |
About Kalupur Commercial Cooperative Bank
Kalupur Commercial Cooperative Bank is a Co-operative bank in india. It has headquarter in Ahmedabad. Kalupur Commercial Cooperative Bank was founded on 05-12-1970. It has 73 branches and
It provides all the financial services to its customers like saving deposit, fixed deposit, recurring deposit, home loans, personal loan, car loan, education loan, gold loan, PPF account, lockers, netbanking, mobile banking, RTGS, NEFT, IMPS, E-Wallet, Atal Pension Yojana, Pradhan Mantri Jandhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana and many more.
Find details about Kalupur Commercial Cooperative Bank which includes Kalupur Commercial Cooperative Bank Official Website, Kalupur Commercial Cooperative Bank ATMs accross the India, Kalupur Commercial Cooperative Bank Branches accross the India, Kalupur Commercial Cooperative Bank Contact Numbers, Kalupur Commercial Cooperative Bank official EmailID, Kalupur Commercial Cooperative Bank Headquarter and Kalupur Commercial Cooperative Bank Headquarter Address. Find Kalupur Commercial Cooperative Bank Education loan purpos, Eligibility, Margin, Repayment of Education Loan ,Security, Documents Required for Education Loan from below.
Other Products of Kalupur Commercial Cooperative Bank:
Kalupur Commercial Cooperative Bank Education Loan Purpose
Kalupur Commercial Cooperative Bank Eligible Courses for Education Loan
For Approved Graduation, Post graduation,P.hd. , Research courses in Engineering , Pharmacy, Medical, Management, ComputerKalupur Commercial Cooperative Bank Education Loan Document Required
For salaried individuals
- Duly filled up and signed education loan application form along with photographs
- KYC (Know Your Customer)documents
- Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
- Latest salary slip showing all deductions or Form 16 along with recent salary certificate
- Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
- Bank Statement or Bank Pass Book of having entries of last 6 months
- Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
- Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
- Detailed break-up of the costs of the course (Optional)
For all individuals except salaried
- Duly filled up and signed education loan application form along with photographs
- KYC (Know Your Customer)documents
- IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant
- Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
- Proof of residence - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
- Bank Statement or Bank Pass Book of having entries of last 6 months
- Guarantor Form, Copy of admission letter or the Institute along with Fees schedule (Optional)
- Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses (Optional)
- Detailed break-up of the costs of the course (Optional)
Kalupur Commercial Cooperative Bank Education Loan Amount
(i) For study in India - Maximumof Rs.10 lakh(ii) For study in foreign - Maximum of Rs.50 lakh
Margin
(i) For India -10% of fee, living exp., other eligible exp.or 60% of valuation of mortgaged property whichever lower(ii) For Foreign -20% of fee, living exp., other eligible exp.or 60% of valuation of mortgaged property whichever lower
Kalupur Commercial Cooperative Bank Education Loan Repayment
Maximum 84 months (Including moratorium period up to course period)Security
(i) Up to Rs.50,000 : Nil(ii)Above Rs.50,000 : Mortgage of Immovable property or lien/assignment of Govt. securities
Mode of Repayment of Education Loan
Post Dated Cheque (PDC): PDCs are given by the borrower in advance to the bank. They will be for future dates. Bank will deposit the cheque on the date mentioned on the cheque. This mode used to be opted by the borrowers when there were no online repayment options available. This mode is no longer popular and is used by very few borrowers.
Electronic Clearance System (ECS): This mode is very popular and most of the borrowers opted for this mode of repaying the loan. It is an electronic mode for transferring the EMI from borrower's bank to lender's bank.
National Automated Clearing House (NACH): NACH is a facility offered by National Payment Corporation of India (NPCI) for online transfer of funds on due date. This system has come into force recently and is preferred by many people. The benefit of this mode is that it allows transactions to be processed in real time.
Standing Instruction (SI): It is an order or instruction which the account holder gives to his/ her bank to pay a fixed amount to another bank/ account at a regular interval. It is also used by many borrowers to pay EMIs as EMI is a fixed amount. SI is not suitable for variable amounts.
Contact details of Kalupur Commercial Cooperative Bank, Kalupur Commercial Cooperative Bank SMS balance check number SMS banking, Kalupur Commercial Cooperative Bank mobile banking, Kalupur Commercial Cooperative Bank toll free number,Kalupur Commercial Cooperative Bank toll free number 24*7, Kalupur Commercial Cooperative Bank miss call number.
- CUSTOMER CARE NUMBERS - 1800-2339-9999
- CONTACT NUMBERS - 1800 233 99999, 079-27582020 to 27582026, Fax : 079-27544450
Kalupur Commercial Cooperative Bank Contact Details
- BANK OFFICIAL WEBSITE - https://www.kalupurbank.com
- CONTACT NUMBERS - 1800 233 99999, 079-27582020 to 27582026, Fax : 079-27544450
- EMAIL ID - [email protected], [email protected]
- CUSTOMER CARE NO. - 1800-2339-9999
- TOTAL BRANCHES - 73
- TOTAL ATMS - 55
- HEADQUARTER - Ahmedabad
- BANK ADDRESS - Kalupur Bank Bhavan Income TaxCircl,Ashram Road, Kalupur.,Ahmedabad. Gujarat. Pincode-380014
Kalupur Commercial Cooperative Bank Education Loan FAQs Education Loan Document Required