It is the most important point for your consideration. You should earn better than average interest on your deposit with the savings account.
There should be minimal requirement for maintaining average monthly balance in your savings account so that you can use maximum of your money, if needed.
Majority of banks provide a dedicated relationship manager whom you can contact in case of any query or problem. Otherwise also, you should get the best customer service from the banking staff.
The bank should have Cutting-Edge Technology which can be used by its customers for making any transaction.
Minimal Transaction Charges should be levied by your bank such as IMPS, NEFT, RTGS charges, and more.
Online banking facility i.e. net banking facility to be offered by the bank so that you can transact from anywhere, anytime.
Some banks also offer free ATM withdrawals without any cap. You can consider this point as well in case you need to withdraw the money large number of times.
It is very good if your bank is providing mobile app for making transactions like fund transfer, balance enquiry, etc.
Choose a bank offering other additional facilities such as locker facility, demat account, foreign exchange, etc. as you may need them at times.
Some of the banks also offer such as annual fee waiver on debit card, insurance cover, add-on account without any charge, etc.