How to Know IFSC Code by your Account Number?

IFSC (Indian Financial System Code) is an alpha numeric digit which is specifically allotted to any bank branch for carrying out financial transactions. IFSC code is assigned by RBI to the bank branch to identify each branch of every bank in India. The IFSC code used for Real Time Gross Settlement aka RTGS, NEFT and IMPS finance transfer systems.

IFSC code is very important code as it helps the RBI in monitoring all banking transactions without any mistake. Through IFSC code the RBI is able to track and manage all the financial transactions being done electronically in the financial and banking system.

In case, you don't know the IFSC code of your bank branch, then there is a way of getting the same through your bank account number.

Bank Name	IFSC Code	MICR Code
Au Small Finance Bank Limited	AUBL0009116	411765001
Axis Bank	UTIB0000003	380211002
Bandhan Bank Limited	BDBL0001757	713750612
Capital Small Finance Bank Limited	CLBL0000002	144545604
Catholic Syrian Bank Limited	CSBK0000001	682047002
City Union Bank Limited	CIUB0000001	600054003
Dcb Bank Limited	DCBL0000001	400072020
Dhanalakshmi Bank	DLXB0000001	680048002
Equitas Small Finance Bank Limited	ESFB0016001	302756002
Esaf Small Finance Bank Limited	ESMF0001156	680760007
Federal Bank	FDRL0002171	560049029
Fincare Small Finance Bank Ltd	FSFB0000001	560775002
Hdfc Bank	HDFC0000001	400240003
Icici Bank Limited	ICIC0000001	600229002
Idfc Bank Limited	IDFB0080391	520751002
Indusind Bank	INDB0000001	400234002
Jammu And Kashmir Bank Limited	JAKA0ZOONIE	190051074
Karnataka Bank Limited	KARB0000002	575052501
Karur Vysya Bank	KVBL0001101	639053006
Kotak Mahindra Bank Limited	KKBK0000131	208485002
Laxmi Vilas Bank	LAVB0000999	600056102
North East Small Finance Bank Limited	NESF0000064	786773501
Rbl Bank Limited	RATN0000201	641176003
South Indian Bank	SIBL0000831	680059082
Suryoday Small Finance Bank	SURY0050223	400757007
Tamilnad Mercantile Bank Limited	TMBL0000978	600060001
The Nainital Bank Limited	NTBL0VIK078	248184003
Ujjivan Small Finance Bank Limited	UJVN0001111	560761005
Utkarsh Small Finance Bank	UTKS0001001	221762003
Yes Bank	YESB0ZSBL23	226185257

Suggested reading Search IFSC Code By Bank Name

How to Know IFSC Code by your Account Number?

For getting the IFSC code of your bank, you should know following 2 items:

(1) Bank Name

(2) Account Number

Now how to know IFSC Code by your Account Number, can be understood with the help of following example:

Assume:

1. Bank Name is ICICI Bank
2. Your account number is 00410123456

Suggested reading Search Bank Branch Details By IFSC Code

So the IFSC Code can be made as detailed below:

• First 4 characters represent the name of the bank (ICIC)
• 5th character is always 0 (0)
• First 4 characters of your account number denote branch of the bank. (0041)
• As last 6 characters of the IFSC code refer to branch of the bank so they will be (000041)


• Hence IFSC code of your bank will be ICIC0000041

If you are still confused as to how to know IFSC Code by your account number? then you just need to visit Codeforbanks.com in order to search for the IFSC Code and MICR Code of any bank.

Important Note

Above method of knowing IFSC Code by your Account Number can be useful in almost all the banks but there are some exceptions too.

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