Jammu And Kashmir Bank MICR Code Finder: Locate Your Branch Code Easily
State wise list of Jammu And Kashmir Bank - NEFT (MICR) Enabled Branches
The following state list has Jammu And Kashmir Bank branch / branches. You can select an individual state link to view list of districts. Some bank name / branch name / state and district names may be misspelled, and may arise difficulty to find from this list. So, try to find out bank name from All banks list from menu.
National Electronic Funds Transfer (NEFT)
The NEFT is a nation wide payment system facilitating one-to-one hassle-free and convenient online fund transaction. It operates on a deferred net settlement (DNS) basis and settles transactions in batches. HDFC has fixed a time schedule for such transactions and not available on the bank holidays, RBI holiday and Sunday.
Timing for National Electronic Funds Transfer (NEFT) - Monday to Friday- working hours only
Jammu And Kashmir Bank State wise list
Jammu And Kashmir Bank has branches in the following state(s) - Andhra Pradesh, Bihar, Chandigarh, Chhattisgarh, Delhi, Goa, Gujarat, Haryana, Himachal Pradesh, Jammu And Kashmir, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Punjab, Rajasthan, Tamil Nadu, Uttar Pradesh, Uttarakhand, West Bengal, .
NEFT Fund Transfer Charges *Excluding Service Tax
Below charges will be applicable for transferring funds under NEFT
|Upto Rs.1.00 lakh||Rs.5.00|
|Above Rs.1.00 lakh to 2.00 lakh||Rs.15.00|
|Above Rs.2.00 lakh||Rs.25.00|
Immediate Payment Service (IMPS)
IMPS stands for "Immediate Payment Service". It is an instant interbank electronic fund transfer service to transfer funds from one account to another immediately and securely. It can be done through various channels such as ATM, Mobile Phones, Internet Banking, etc. This facility has been introduced in 2010 by National Payments Corporation of India (NPCI).
This service is available 24x7, throughout the year which means using this facility a person can transfer or receive money all the time even on Sundays and bank holidays.
IMPS Fund Transfer Charges
|Transaction Amount||Transaction Charges|
|Amounts upto Rs 10,000||Rs 5 + Applicable GST|
|Amounts above Rs 10,000 and upto Rs 1 lakh||Rs 5 + Applicable GST|
|Amounts above Rs 1 lakh and upto Rs 2 lakhs||Rs 15 + Applicable GST|
Real Time Gross Settlement (RTGS)
RTGS or Real Time Gross Settlement is a super-fast money transferring method. RTGS is an abbreviation for "Real Time Gross Settlement". RTGS can be defined as specialist funds transfer system to transfer the money from one bank to another on continuous (real-time) and gross settlement basis. It allows the individuals as well as the companies and the firms to transfer funds from one bank to another bank within the country.
RTGS Fund Transfer Charges *Excluding Service Tax
|Time of settlement at the RBI||Transaction Slab||Charges*|
|09.00 am||12.00 pm||Rs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakh||Rs.25 Rs.51|
|After 12.00 pm||3.30 pm||Rs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakh||Rs.26 Rs 52|
|After 3.30 pm||4.30 pm (on week days)||Rs.2.00 lakh to Rs.5.00 lakh||Rs.31|