Union Bank of India Net Banking, Union Bank of India Net Banking Services

Union Bank of India offers Internet Banking service to all its customers which enables them to carry out almost all their banking activities hassle-free from the comfort of their home or office online.

For using Union Bank of India Internet Banking service, you need to register yourself for the net banking facility so that you can get a login id and a login password for oeprating your net banking account. With the help of Union Bank of India Net Banking you can carry out a lot of banking transactions fFrom transfer of funds to tax payments. It also allows you to view and manage all your transactions through a secured way.

CategoryDescription
Union Bank of India Netbanking URLUBI Netbanking Page
Methods of registration for NetbankingOnline, ATM, Phonebanking, Branch
Netbanking ServicesBalance check, fund transfer, bill payment, chequebook request, opening FD/ RD, etc.
Fund transfer optionsIMPS, NEFT, RTGS

Features and Benefits of Union Bank of India Net Banking

  • Account transaction details can be viewed
  • Access your Union Bank account from anywhere 24x7
  • Union Bank of India Net Banking is online and completely free facility
  • Get account statement on email
  • Transfer of funds in own/ third party accounts using Union Bank of India Net Banking
  • Direct/ Indirect Tax payments
  • Credit card bill payment
  • Customize your password
  • Cheque book can be requested
  • Place a stop payment on your cheque
  • Opening of an FD or RD account
  • Give nicknames to your accounts
  • Utility bill payments such as electricity bills, telephone bills, insurance premium, etc.
  • Mutual fund investment
  • Online ticket booking for air ticket and railway tickets

Pre-requisites for Online Self User Creation for Internet Banking

  • Account Number, ATM Card number, ATM PIN should be available
  • Account number should be linked with the ATM Card
  • DOB and PAN are updated with your account
  • Mobile number should be registered with the account
  • E-mail should be registered with the account

Register for Union Bank of India Net Banking

  • Go to Union Bank of India Netbanking Page
  • Click on 'Self User Creation' link
  • Select 'Transaction Facility - Retail users with Debit Card' or 'View Facility - Retail users without Debit Card' option
  • Click on 'Continue' button
  • Enter your account number, date of birth, PAN Number and verification code
  • Click on 'Continue' button
  • Enter the debit card details and PIN
  • Enter any of your last 5 transactions and the transaction type
  • Agree to the terms of use
  • Click on 'Submit' button
  • An OTP will be sent to your Registered Mobile Number
  • Enter the OTP in the provided space
  • Click on 'Submit' button
  • Your User ID and name will appear on the screen
  • Click on 'Continue' button
  • Generate the Login Password and Transaction Password and you need to enter them twice in order to confirm
  • Click on 'Submit' button
  • Validation process will be completed in 24 hours
  • You will receive a confirmation message on your registered mobile number after the completion of the registration process
  • After that your UBI internet banking account to be activated
  • You can use your UBI net banking facility by logging in using the User ID and Password after 48 hours from user creation

Login to Union Bank of India Internet Banking

After the registration process is completed, the customer can login to Union Bank of India netbanking with the help of following process:

  • Go to Union Bank of India Netbanking Page
  • Enter your User ID
  • Enter your login password
  • Validate by entering numeric value in the given field resulting from a simple calculation as displayed on the page
  • Press the 'Login' button
  • You will be successfully logged into the net banking portal and will be redirected to the page selected by you as 'start in' page

Check Balance through UBI Internet Banking

  • Go to Union Bank of India Netbanking Page
  • Enter your User ID
  • Enter your login password
  • Validate by entering numeric value in the given field resulting from a simple calculation as displayed on the page
  • Press the 'Login' button
  • You will be successfully logged into the net banking portal and will be redirected to the account dashboard
  • Open the account summary section and check the account balance
  • Moreover, you can also check previous transactions in your account, get a mini-statement, download statement, etc. using netbanking facility

Security Features of Union Bank of India Net Banking

  • Union Bank of India Net Banking uses 128 bit to 256 bit encryption which is the highest level of security available for communication and transactions on the internet
  • Through UBI's SSL encryption all the data and information is encrypted and cannot be accessed by anyone while travelling through the internet
  • With the use of SSL, UBI ensures that the user data and information reaches the correct place without any tampering

Reset UBI Net Banking Password

  • Go to UBI Netbanking Page
  • Click on the 'Retail User Login' link
  • Click on the 'Forgot/ Create Passwords' option
  • Select 'Online reset of Login/ Transaction password(s) - Retail users having Debit Card' or 'Online reset of Login/ Transaction password(s) - Retail users without Debit Card' option
  • Click on the 'Continue' button
  • Enter your User ID, account number, any of your last 5 transactions, the type of transaction and the answer on the next page
  • An OTP will be sent on your registered mobile number
  • Enter the OTP in the given filed
  • Click on the 'Continue' button
  • Enter the new password and re-enter the same to confirm
  • Click on the 'Continue' button
  • A success message will appear on the screen saying 'The password is changed successfully' and the new password will be set which you can use for login to UBI Net Banking

Fund Transfer through UBI Internet Banking

  • Go to Union Bank of India Netbanking Page
  • Enter your User ID
  • Enter your login password
  • Validate by entering numeric value in the given field resulting from a simple calculation as displayed on the page
  • Press the 'Login' button
  • Click on 'Transfers' button
  • Select the type of payment from 'IMPS (24X7 Instant Payment)' or 'NEFT/RTGS (Other BANK)'.
  • Click on 'Fund Transfer using Account Number and IFSC' from 'Select Your Option' tab
  • Click on 'Transfer' and choose the relevant option
  • Select the account from where the funds are to be transferred
  • Select the beneficiary account to whom the funds are to be transferred
  • Enter your email ID, mobile number, the amount to be paid and the remarks
  • Click on 'Pay' button
  • Enter the User ID and Transaction Password
  • Click on 'Pay' button
  • A message of successful fund transfer will appear on the screen

FAQs on Union Bank of India Net Banking

Actually you should avoid usage of Cyber Cafe while using your UBI net banking account. However, if you still need to use cyber cafe, you should never disclose your passwords to anyone and logout properly.

Yes, an NRI can register for the Internet Banking services. The net banking user Id and password will be sent to his overseas address.

You can change your passwords any number of times but you are not allowed to change your User Id.

Yes, fund transfer using UBI internet banking is very secure.

FAQs on Netbanking

Net Banking FAQs