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Traveller's Companion - American Express Platinum Travel Credit Card Full Review


One of India's largest private sector bank, ICICI Bank has launched country's first 'contactless' Credit Card named ICICI Bank Coral Contactless Credit Card having Near Field Communication technology enabling cardholders making payment speedily & more securely as now there is no need to swipe your card to merchant's payment terminal but just wave the cards near the terminal.

To give you a better understanding about ICICI Bank Coral Contactless Credit Card, let's start off with the host of benefits and rewards

Main Attractions of ICICI Bank Coral Contactless Credit Card

Welcome GiftComplimentary Provogue Tie worth Rs 999/- on joining
Built-in MasterCard contactless technology to make quick and secure payments at retail outletsSecure Transactions
Watch Free Movies2 complimentary movies every month under the Buy One Get One offer
1 complimentary domestic airport lounge visit per quarterAirport Lounge Visit

Fee Structure

  • Joining Fee : Rs. 1,000 + Applicable Tax
  • Annual Fee : NIL
  • Renewal Fee : : Rs. 500/- + Applicable Tax (waived off on annual spending of more than Rs 1,50,000 through the card in the previous year)

How can you make Fees "NIL"?

  • On joining, you get a Complimentary Provogue Tie worth Rs 999/-, which almost compensate your Joining Fee of Rs. 1000/-
  • If your annual spending is atleast Rs 1,50,000 through the card in a year then your annual fee will be waived off

It means that ICICI Bank Coral Contactless Credit Card will come to you as free of cost, if you follow above steps.

Rewards Program

  • 4 PAYBACK points on every Rs. 100 spent on dining, groceries and at supermarkets
  • 2 PAYBACK points on every Rs. 100 spent on other transactions

Discounts

Minimum 15% savings on dining bills at over 2100 restaurants across India through Culinary Treats Program.

Waiver on Fuel Surcharge

Waiver of 1% fuel surcharge on Rs. 5000 spent every month on fuel.

Final Words

ICICI Bank Coral Contactless Credit Card can deliver savings of Rs.17,500 every year, if you spend monthly Rs. 18,000 using this card. This card is based on Near Field Communication technology, which provides customers the improved convenience of speed & enables customers to make electronic payments just by waving the cards near a merchant terminal instead of swiping it. It is a regular card having all the standard features of a credit card along with its some unparallel offerings. Also, it comes as free of cost, if your annual spends is more than 1.5 Lakhs.

If you are not looking to spend much money & still want to reap the benefits of a quality credit card, ICICI Bank Coral Contactless Credit Card could be an adequate solution for you.

Upcoming Bank Holidays

2021 January 23 is a bank holiday in Tripura due to Netaji Subhash Chandra Bose Jayanti.
2021 January 23 is a bank holiday in Andaman And Nicobar Island due to 4th Saturday Bank Holiday.
2021 January 23 is a bank holiday in West Bengal due to Birthday Of Netaji.
2021 January 26 is a bank holiday in Andaman And Nicobar Island due to Republic Day.
2021 February 11 is a bank holiday in Chandigarh due to Maha Shivaratri.
2021 February 11 is a bank holiday in Andaman And Nicobar Island due to Maha Shivratri.

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