Bandhan Bank Sb Standard Rupay Debit Cum Atm Card - Benefits, Charges and Eligibility

Bandhan Bank Sb Standard Rupay Debit Cum Atm Card Overview

Bandhan Bank SB - Standard RuPay Debit cum ATM Card is issued to SB - Advantage account holders of Bandhan Bank.

Bandhan Bank Sb Standard Rupay Debit Cum Atm Card Features

  • Issued on RuPay Platform
  • Issued to SB - Standard account holders of Bandhan Bank
  • High Transaction Limits: Rs. 20,000 - daily withdrawal limit & Rs. 20,000 - daily purchase limit
  • Easily generate your Debit Card PIN
  • In case of an emergency, block your Debit Card instantly

Bandhan Bank Sb Standard Rupay Debit Cum Atm Card Eligibility

Bandhan Bank SB - Standard RuPay Debit cum ATM Card is issued to SB - Standard account holders of Bandhan Bank.

Bandhan Bank Sb Standard Rupay Debit Cum Atm Card Fees & Charges

  • Issuance Fees - Primary/Joint: Nil
  • Annual Fees: Rs 100 + applicable Goods and Services Tax
  • Replacement/Re-Issuance Fees: Rs 150 + applicable Goods and Services Tax
  • Regeneration of PIN: Rs 100 + applicable Goods and Services Tax
  • IRCTC / Railway Stations / Petrol Pumps surcharge: as per industry practice

Bandhan Bank Sb Standard Rupay Debit Cum Atm Card Benefits

  • No issuance charges
  • Very nominal annual fees
  • Free Accidental Insurance Coverage of Rs. 1 Lakh

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.