Bandhan Bank Visa Platinum Debit Card - Benefits, Charges and Eligibility

Bandhan Bank Visa Platinum Debit Card Overview

Bandhan Bank's Visa Platinum Debit Card is being offered in partnership with Visa International. Bandhan Bank Visa Platinum Debit Card is issued to the valued account holders of Bandhan Bank. It is useful for both domestic and international usage and has features, including insurance, commercial discounts at select merchandise outlets, among others. Bandhan Bank Visa Classic Debit Card Holders enjoy the benefit from shopping, dining out, filling fuels, paying bills online, withdrawing cash from any bank ATM and unlimited free transactions at Bandhan Bank ATMs.

Bandhan Bank Visa Platinum Debit Card Features

  • Issued on Visa Platform
  • High Transaction Limits: Rs. 1,00,000 - daily withdrawal limit & Rs. 4,00,000 - daily purchase limit
  • Easily generate your Debit Card PIN
  • In case of an emergency, block your Debit Card instantly

Bandhan Bank Visa Platinum Debit Card Eligibility

Bandhan Bank Visa Platinum Debit Card is issued to the account holders of Bandhan Bank.

Bandhan Bank Visa Platinum Debit Card Fees & Charges

  • Issuance Fees - Primary/Joint: Please contact your bank branch
  • Annual Fees: Please contact your bank branch
  • Replacement/Re-Issuance Fees: Please contact your bank branch
  • Regeneration of PIN: Please contact your bank branch
  • IRCTC / Railway Stations / Petrol Pumps surcharge: as per industry practice

Bandhan Bank Visa Platinum Debit Card Benefits

  • Accepted globally at more than 30 million Visa merchants, either online or in-store
  • Allows card holders to withdraw cash at 2 million ATMs worldwide
  • Enjoy all offers & discounts offered by Visa
  • Unlimited free transactions at Bandhan Bank ATMs
  • It is secured with chip-based card is EMV compliant
  • It is fully compliant with the latest regulatory directions from the RBI on card-based payments

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.