Dcb International Visa Debit Card - Benefits, Charges and Eligibility
Dcb International Visa Debit Card Overview
With DCB International Visa Debit Card, the card holder can experience the convenience of cashless shopping along with exciting offers on your purchases. DCB Debit Cards allows the card holder round the clock, 24x7 access to his/ her bank account in India and while he/ she travels overseas.
Dcb International Visa Debit Card Features
- Transact Freely
- Convenient access to your own account
- Free access to Visa ATMs
- Higher limits of Cash withdrawal up to Rs 40,000/- per day at ATM
- Purchases up to Rs 50,000/- per day at POS
Dcb International Visa Debit Card Eligibility
All Savings/Current account holders with the bank are eligible to apply for this card. Existing eligible customers can also upgrade the accounts to apply for this card.Dcb International Visa Debit Card Fees & Charges
- Charges for issuance of Card : Nil
- Second Year Onwards Annual Fee: Nil
- PoS/Ecom Transactions: Nil
- Card replacement charges (at customer request): Rs 150 plus GST
- Mark Up Charges for each POSP transaction at Petrol Pumps: 2.5% + GST
- Mark Up Charges for each POSP transaction at Railway Bookings: 2.5% + GST
Dcb International Visa Debit Card Benefits
- DCB Bank in association with Visa brings you exciting shopping, dining and entertainment offers from time to time on your card
- Secure Online Shopping with Verified by Visa
- Free SMS alerts for all transactions on your card
- Complimentary Fraud Loss Insurance
- Enjoy all offers & discounts offered by Visa
- Use your DCB debit card at any DCB ATM for updating your contact number
- Use any DCB ATM for your prepaid mobile recharge/ DTH recharge
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.