Indusind Bank International Gold Visa Debit Card - Benefits, Charges and Eligibility
Indusind Bank International Gold Visa Debit Card Overview
IndusInd Bank International Gold VISA Debit Card is tailor-made for you, to exceed your expectations at any of the VISA ATMs or point-of-sale terminals, anywhere in the world.
Indusind Bank International Gold Visa Debit Card Features
- Issued on VISA Platform
- Purchase Limit : Rs 1,00,000/- Per Day & ATM Limit Rs 50,000/- Per Day
- Access any of the 1200 IndusInd Bank ATMs across India for cash withdrawals, cash/cheque deposits, visa credit card bill payment, balance enquiry, mobile top-up and other miscellaneous requests
- Withdraw cash at any of the 120,000 VISA / PLUS ATMs in India and over a million ATMs across the world, through bilateral arrangements with our network partners, VISA and NFS
- Use your card for shopping at over 9,00,000 merchant locations in India and over 26 million merchant locations across the world
Indusind Bank International Gold Visa Debit Card Eligibility
All customers holding any of the Indus Privilege Plus, Indus Maxima, Indus Privilege, Indus Comfort Premium, NR Premium, Indus Classic, NR Regular or Indus Comfort Account with Indusind bank are eligible for this card. Existing eligible customers can also upgrade the accounts to apply for this card.Indusind Bank International Gold Visa Debit Card Fees & Charges
- Annual Fee (For Indus Classic C & C1) : Rs 399 + Taxes
- Annual Fee (For Indus Classic A & B) : Rs 399 + Taxes
- Annual Fee (For Indus Privilege /Privilege Active) : Rs 299 + Taxes Annual Fee (For Indus Maxima /Diva/Senior Maxima) : Free for life
- Card replacement: Rs.99/- plus applicable taxes
- Issuance of Duplicate PIN: Rs. 20/- plus applicable taxes
- Cash Withdrawals - Other Bank ATMs outside India: Rs. 125/-
- Exchange rate mark up on Foreign Currency Debit card transaction: 3.5% plus applicable taxes
Indusind Bank International Gold Visa Debit Card Benefits
- Free Lost Card Liability Cover: Rs. 1,00,000
- Free Purchase Protection Cover: Rs. 50,000
- Accelerated IndusRewards Points
- Secure Online Shopping : Sign up for Verified by VISA and enjoy safe and secure online shopping
- Fuel Surcharge Waiver upto Rs 250/- per month
Indusind Bank International Gold Visa Debit Card Documents Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.