Indusind Bank Rupay Debit Card - Benefits, Charges and Eligibility
Indusind Bank Rupay Debit Card Overview
IndusInd Bank RuPay Debit Card offers customers value proposition through RuPay, a Swadeshi platform of NPCI. This Debit Card redefines convenience, apart from being an ATM Card used for withdrawing cash, it also enables you to shop and make cashless purchases with attractive offers. You can use the card to make payments at shops, department stores, restaurants, petrol pumps and many more outlets.
Indusind Bank Rupay Debit Card Features
- Issued on RuPay Platform
- Access any of the 2,32,000 NFS ATMs across India for cash withdrawals, cash/cheque deposits, balance enquiry and other miscellaneous requests
- Use your card for online shopping, e-payments and bill payments
- Use your card for shopping at over 1,30,000 merchant locations in India
Indusind Bank Rupay Debit Card Eligibility
IndusInd Bank RuPay Debit Card is issued against following saving and current accounts with IndusInd bank:- Ashok Leyland No Frill Account
- Indus Easy (Basic) Account for Scholarship
- Indus Easy Basic Account
- Indus Comfort Easy Account
- Indus Privilege for Four Wheeler Loan
- INDUS EASY SAVINGS Account
- Indus Kissan Account
- Pension scheme Account
- Indus Senior Account
- Indus Small Accounts
- THREE WHEELER LOAN Account
- Indus Easy Prepaid for 2 wheeler
Indusind Bank Rupay Debit Card Fees & Charges
- Joining Fee : Please contact your bank branch
- Annual Fee (2nd year onwards) : Please contact your bank branch
Indusind Bank Rupay Debit Card Benefits
- Cashless shopping with RuPay Debit Card
- Free Accidental Insurance cover up to Rs. 1 lakh
- Secure Online Shopping
- 24/7 customer care facility
- Highly safe and secure transactions
Indusind Bank Rupay Debit Card Documents Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.