Kbl Moneyplant Rupay Kisan Debit Card - Benefits, Charges and Eligibility
Kbl Moneyplant Rupay Kisan Debit Card Overview
KBL MoneyPlant RuPay Kisan Debit Card gives you instant access to your account,whenever you wish to make a purchase, or transact at any ATM (Automated Teller Machine) in India. Your card will be activated for payment transactions at merchant outlets, within 24 hours of your first cash withdrawal transaction at any MoneyPlant ATM or NFS ATM.
Kbl Moneyplant Rupay Kisan Debit Card Features
- Issued on RuPay Platform
- Purchase Limit : Rs.75,000/- Per Day & ATM Limit Rs.40,000/- Per Day
- Accepted at over 1,86,000 ATMs in India and more than 10,00,000 Point of Sale terminals in India
- Use your card for online shopping, e-payments and bill payments
Kbl Moneyplant Rupay Kisan Debit Card Eligibility
All customers holding a Kisan account with Karnataka Bank are eligible for this Debit card. Existing eligible customers can also upgrade the accounts to apply for this card.Kbl Moneyplant Rupay Kisan Debit Card Fees & Charges
- Joining Fee: Nil
- Annual Fee (2nd year onwards): Rs 100 plus applicable taxes
- Replacement of card charges: Rs 100 plus applicable taxes
- Regeneration of ATM PIN: Rs 100 plus applicable taxes
Kbl Moneyplant Rupay Kisan Debit Card Benefits
- Free of Joining Fees
- Accident Death or Permanent Disablement Insurance coverage: Rs.1.00 lakh
- Cashless shopping with RuPay Debit Card
- You can call bank's Emergency Helpline for Card Blocking/ assistance
- Secure Online Shopping
- 24/7 customer care facility
- Highly safe and secure transactions
Kbl Moneyplant Rupay Kisan Debit Card Documents Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.