Kbl Moneyplant Visa Gold Debit Card - Benefits, Charges and Eligibility

Kbl Moneyplant Visa Gold Debit Card Overview

KBL MoneyPlant Visa Gold Debit Card not only replaces your ATM / Regular Debit Card but also opens a world of privileges that match your status and lifestyle. Your card will be activated for payment transactions at merchant outlets, within 24 hours of your first cash withdrawal transaction at any MoneyPlant ATM or NFS ATM.

Kbl Moneyplant Visa Gold Debit Card Features

  • Issued on VISA Platform
  • Purchase Limit : Rs.1,50,000/- Per Day & ATM Limit Rs.60,000/- Per Day
  • Accepted at over 1,82,000 ATMs and more than 10,00,000 Point of Sale terminals in India
  • Use your card for online shopping, e-payments and bill payments

Kbl Moneyplant Visa Gold Debit Card Eligibility

All customers holding an account with Karnataka Bank are eligible for this Debit card. Existing eligible customers can also upgrade the accounts to apply for this card.

Kbl Moneyplant Visa Gold Debit Card Fees & Charges

  • Joining Fee : Nil
  • Annual Fee (2nd year onwards) : Nil
  • Card Lost and Replaced charges: Rs 100 plus applicable taxes
  • Regeneration of ATM PIN: Rs 100 plus applicable taxes

Kbl Moneyplant Visa Gold Debit Card Benefits

  • Free of Joining Fees and Annual Fee
  • Cashless shopping with VISA Debit Card
  • Zero Lost Card Liability: You will be insured for risk of loss due to fraudulent use of a lost or stolen or missing debit card.All you need to do is communicate the loss of your card by calling bank's 24-hour customer service number
  • Will Lifestyle: get a discount of Rs 500
  • Get upto Rs. 210 cashback while paying utility bills
  • Get Rs. 150 off on first two movie tickets booked on bookmyshow.com through this debit card
  • Get upto Rs. 225 cashback on 3 rides from OLA
  • You can call bank's Emergency Helpline for Card Blocking/ assistance
  • Secure Online Shopping
  • 24/7 customer care facility
  • Highly safe and secure transactions

Kbl Moneyplant Visa Gold Debit Card Documents Required

  • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
  • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
  • Passport sized photographs

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.