Obc Rupay Kisan Card And Visa Green Cards - Benefits, Charges and Eligibility
Obc Rupay Kisan Card And Visa Green Cards Overview
OBC RuPay Kisan Card and VISA Green Cards are issued to extend ATM cum Debit Cards facility to farmers, offered as two separate card products namely RuPay Kisan Card & Green Card. They are issued in the accounts of formers under the General Credit Card or Oriental Green Card schemes.
Obc Rupay Kisan Card And Visa Green Cards Features
- Issued on Rupay & VISA platforms
- Valid for 10 years from the date of issue
- RuPay Kisan Card is a RuPay Debit Card which can be used by user for cash withdrawal and making payment through point of sale terminals accepting RuPay Cards in India
- The Green card is a VISA Debit Card which can be used for cash withdrawal and making payment through Point of Sale terminals on VISA network in India, Nepal and Bhutan only
- Cashless Shopping
- Can be used at 1,93,000+ATMs of various banks
- Daily cash withdrawal limit: Rs.25,000
- Daily shopping/online transaction limit: Rs. 25,000
Obc Rupay Kisan Card And Visa Green Cards Eligibility
All account holders who are farmers are eligible to get this card. Existing eligible customers can also upgrade the accounts to apply for this card.Obc Rupay Kisan Card And Visa Green Cards Fees & Charges
- Charges for issuance of Card : Nil
- Second Year Onwards Annual Fee: Rs. 100/- plus applicable taxes
- Re-issue of PIN: Rs. 50/-
- Replacement/Re-issue of Lost/Damaged: Rs. 200/-
- ATM card/ KIT returned by courier due to wrong address: Rs. 50/-
- Transaction declined due to insufficient Balance: Rs. 10/-
- Charges for issuance of Add-on card: Rs. 50
- Second Year Onwards Annual Fee of Add-on Card: Rs. 100/- plus applicable taxes
Obc Rupay Kisan Card And Visa Green Cards Benefits
- No issuance charges
- Higher withdrawal and transaction limit
- Quick and secure access for funds
- Lesser transaction cost
- Customer service available 24 hrs for all the 7 days of a week The card comes with enhanced security
- Card holder can enjoy a wide array of benefits
Obc Rupay Kisan Card And Visa Green Cards How to Apply
- Contact your Branch.
- If you don't have saving or Current Account, first open your account.
- Get the Debit Card Application form from the Branch, fill it up and submit it to your Branch.
- You will receive your Insta Debit Card & PIN (Personal Identification Number) at the time of submission of the application form.
- In case of named Debit Card, the card will be delivered to the customer's residential address. The PIN will have to be collected from the respective Branch.
- The customer has to activate the Insta Debit card after 24 hours from the receipt of the card by withdrawing cash from Dena Bank ATM.
Obc Rupay Kisan Card And Visa Green Cards Documents Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.