Yes First World Debit Card - Benefits, Charges and Eligibility
Yes First World Debit Card Overview
The YES FIRST World Debit Card comes equipped with exclusive features that complement your lifestyle.
Yes First World Debit Card Features
- Available on MasterCard platform
- Faster day to day payments at merchant locations
- Daily Domestic and international ATM Withdrawal Limit of INR. 1,00,000
- Daily domestic and International Purchase Limit of INR. 1,00,000
- Worldwide access to over 1.25 million ATMs and 25 million merchants
- Free unlimited access to over 100,000 ATMs and 8 lakh POS Terminals in India
- Accepted at all MasterCard accepting Merchant Stores, Online Portals and ATMs
Yes First World Debit Card Eligibility
This card is eligible only for YES FIRST Customers with Yes Bank. Existing eligible customers can also upgrade the accounts to apply for this card.Yes First World Debit Card Fees & Charges
- Annual Fee: Nil
- PIN Regeneration: Free
- ATM Decline due to insufficient funds: Free
- Replacement fee/lost or stolen card: Free
- Cross currency Markup : 3% of the transaction value
Yes First World Debit Card Benefits
- Cashless shopping MasterCard Debit Card
- It entitles the Card holder to get exciting offers across Dining, Shopping, Travel
- Get an SMS and Email alert on your registered mobile phone and Email ID for every transaction done using your Debit Card
- Up to INR. 200 off on movie tickets on the BookMyShow website and Mobile App
- 3 Complimentary Airport Lounge access per quarter
- Fuel surcharge waiver - Instant savings up to 2.5% on fuel purchase at any petrol pump
- Enjoy Waiver of Green Fee at select golf courses in India
- Enjoy one complimentary Golf lesson every calendar month
- Air Accident Death Insurance Cover of INR. 25,00,000
- Personal Accident Insurance Cover of INR. 15,00,000
- Lost card Liability Insurance worth INR. 1,00,000
- Purchase protection worth INR. 25,000
- Earn Complimentary Reward Points on spends with your debit card which can be redeemed against a wide range of exciting products and services
- 24x7 helpline through customer care service
- Highly safe and secure transactions
Yes First World Debit Card Documents Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.