Yes Prosperity Titanium Plus Debit Card - Benefits, Charges and Eligibility
Yes Prosperity Titanium Plus Debit Card Overview
The YES Prosperity Titanium Plus Debit Card comespacked with a host of benefits, complemented by a highly rewarding experience. With it, you get enhanced purchase limits and privileges across categories like Shopping, Dining, Travel and Many moregiving you the freedom to spend across categories of your choice.
Yes Prosperity Titanium Plus Debit Card Features
- Available on MasterCard platform
- Faster day to day payments at merchant locations
- Daily Domestic and international ATM Withdrawal Limit of INR. 75,000
- Daily domestic and International Purchase Limit of INR. 1,50,000
- Accepted at all MasterCard accepting Merchant Stores, Online Portals and ATMs
Yes Prosperity Titanium Plus Debit Card Eligibility
Customers holding an account with Yes Bank are eligible to apply for ths card. Existing eligible customers can also upgrade the accounts to apply for this card.Yes Prosperity Titanium Plus Debit Card Fees & Charges
- Annual Fee: Rs 399 plus applicable taxes
- Replacement fee/lost or stolen card: Rs 149 plus applicable taxes
- Cross currency Markup : 3% of the transaction value
Yes Prosperity Titanium Plus Debit Card Benefits
- Cashless shopping MasterCard Debit Card
- It entitles the Card holder to higher discounts at Merchant sites and offers given by MasterCard from time to time
- Get an SMS and Email alert on your registered mobile phone and Email ID for every transaction done using your Debit Card
- Up to INR. 200 off on movie tickets on the BookMyShow website and Mobile App
- Unlimited fuel surcharge waiver
- Personal Accident Insurance Cover of INR. 5,00,000
- Lost card Liability Insurance worth INR. 1,50,000
- Purchase protection worth INR. 25,000 for salaried customers
- Earn YES REWARDZ Points on every trandsaction made with the Card which can be redeemed against a wide range of exciting products and services
- 24x7 helpline through customer care service
- Highly safe and secure transactions
Yes Prosperity Titanium Plus Debit Card Documents Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.