SBI Home Loan Interest Certificate through SMS Banking

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SBI offers you the facility to get Home Loan Interest Certificate and Education Loan Interest Certificate through SMS. Following SMS services are offered by SBI:

How to get Home Loan Interest Certificate and Education Loan Interest Certificate through SMS?

SMS ServiceHow to do?
Home Loan Interest CertificateHLI<space><Account Number><space><code>
Education Loan Interest CertificateELI<space><Account Number><space><code>
SBI Home Loan Interest Certificate through SMS Banking

How to Get SBI Home Loan Interest Certificate through SMS?

What is Home Loan Interest Certificate?: Home Loan Interest Certificate is a statement detailing the interest and the principal amount repaid by you towards your Home Loan for a particular financial year. This certificate is provided by your lender. It is used as a proof of home loan repayment.

In order to get SBI Home Loan Interest Certificate through SMS, you need to send one SMS to 09223588888. This SMS should be sent from your registered mobile number. Following is the step-by-step process to get SBI Home Loan Interest Certificate through SMS:

  • Step (1): Type 'HLI<space><Account Number><space><code>' in your registered mobile. Code is any 4-digit number of your choice which will be used to open the Home Loan Interest Certificate (as a PDF attachment) sent to your registered email address
  • Step (2): Send it to 09223588888
  • Step (3): Home Loan Interest Certificate (as a PDF attachment) will be sent to your registered email address

Example: If your account number is 123456789111 and code is 5555, then to get SBI Home Loan Interest Certificate through SMS, you need to send the following SMS:

SMS <HLI 123456789111 5555> to 09223588888

How to Get SBI Education Loan Interest Certificate through SMS?

What is Education Loan Interest Certificate?: Education Loan Interest Certificate is a statement detailing the interest and the principal amount repaid by you towards your Education Loan for a particular financial year. This certificate is provided by your lender. It is used as a proof of education loan repayment. The total interest paid is allowed as a deduction as per income tax laws.

In order to get SBI Education Loan Interest Certificate through SMS, you need to send one SMS to 09223588888. This SMS should be sent from your registered mobile number. Following is the step-by-step process to get SBI Education Loan Interest Certificate through SMS:

  • Step (1): Type 'ELI<space><Account Number><space><code>' in your registered mobile. Code is any 4-digit number of your choice which will be used to open the Education Loan Interest Certificate (as a PDF attachment) sent to your registered email address
  • Step (2): Send it to 09223588888
  • Step (3): Education Loan Interest Certificate (as a PDF attachment) will be sent to your registered email address

Example: If your account number is 111111111111 and code is 2222, then to get SBI Education Loan Interest Certificate through SMS, you need to send the following SMS:

SMS <ELI 111111111111 2222> to 09223588888

Charges of Using SBI SMS Banking Service

  1. Premium charges will be levied, if the SMS is sent on 6 digit number i.e. 567676
  2. For 10 digit numbers , the customer will be charged as per his mobile bill plan