Transfer Money Through RTGS in Rajasthan Marudhara Gramin Bank Online?

How to Transfer Money Through RTGS in Rajasthan Marudhara Gramin Bank Online?: All the banks in India are offering net banking facilities for ease of fund transfer using RTGS or NEFT. In this way, a fast transfer of the funds can be made to the beneficiary's account.

There are two types of facilities offered by all the banks to transfer your funds very fast from one account to another account. These facailities are known as Real Time Gross Settlement (RTGS) and National Electronic Funds Transfer (NEFT).

If the amount to be transferred is having a large value i.e. 2 lakhs and above, preferably RTGS is used, in which the funds are transferred as and when RTGS instruction is received as here the transactions are settled individually. It is preferred for high value transactions. You can transfer the funds through RTGS all days 24X7.

In NEFT, there is no minimum or maximum limit on funds that are to be transferred. It is preferred for lower to medium range transactions. NEFT is an electronic fund transfer system that operates on a Deferred Net Settlement (DNS) basis which settles transactions in batches. In DNS, the settlement takes place with all transactions received till the particular cut-off time. This is the reason why, in NEFT, the funds do not get transferred immediately but takes few hours for their transfer.

Benefits of Transfer Funds Through RTGS or NEFT Online

  1. You can transfer funds from home or work place using net-banking facility
  2. Fast transfer of the funds
  3. Access anytime, from anywhere
  4. No queues to stand in or wait for
  5. It is a safe & less time consuming way of fund transfer
  6. You don't have to issue a cheque and send it to the beneficiary, which save your efforts
  7. You receive an automatic confirmation of processing of your transaction through SMS and email from your bank as soon as the funds get remitted

Points to Remember for Transfer of Funds Through RTGS or NEFT Online

  1. You need to add payee/ beneficiary in your account to whose account you want to transfer the funds
  2. Originating and destination bank branches should be part of the RTGS/ NEFT network
  3. If you are transferring the funds in any beneficiary's account for the very first time, you must initially transfer a small amount like Rs 100 and get its receipt confirmed by the beneficiary and then make the transfer of balance amount
  4. Verify the amount entered twice before making RTGS/ NEFT
  5. You will get a confirmation of transfer of funds from your bank through SMS or Email
  6. If Rajasthan Marudhara Gramin Bank is providing the facility of net-banking, then only you will be able to transfer the funds online through RTGS/ NEFT

How to Add Beneficiary in your Account with Rajasthan Marudhara Gramin Bank?

If you want to add payee/ beneficiary in your account with Rajasthan Marudhara Gramin Bank, you need to follow below mentioned step by step process to add payee/ beneficiary:

  • Visit the official website of Rajasthan Marudhara Gramin Bank
  • Log on to your account using your user name (customer ID) and password (IPIN)
  • From "Payments & Transfers" tab, select "Manage Beneficiary" option
  • Now you need to select Inter Bank or Intra Bank (where beneficiary's account is also in Rajasthan Marudhara Gramin Bank) option Payee
  • Choose "Add Payee" option
  • Fill in Payee/ Beneficiary's details such as Name, Account Number, Bank Name and IFSC Code in the relevant columns
  • Tick the "I Accept Terms & Conditions" check box given at the bottom of the page
  • Click on "Confirm" or "Continue" button
  • A One Time Password (OTP) will be sent on your registered mobile number as the second layer of security
  • Enter the OTP to authenticate the registration of the beneficiary
  • Then the beneficiary will be added
  • The added beneficiary will be activated in a few minutes/ hours
  • After the activation of the beneficiary, you can transfer funds to beneficiary's account

How to Transfer Money Through RTGS or NEFT Online from Rajasthan Marudhara Gramin Bank?

In order to Transfer Money Through RTGS or NEFT in Rajasthan Marudhara Gramin Bank Online, you need to follow below mentioned step by step process to Transfer Money Through RTGS or NEFT Online:

  1. Visit the official website of Rajasthan Marudhara Gramin Bank
  2. Log on to your account using your user name (customer ID) and password (IPIN)
  3. From "Payments & Transfers" tab, select "Fund Transfer" option
  4. The new page will list out different options for funds transfer. Select Inter Bank (Transfer to other bank) or Intra Bank (Transfer Within the Bank) Payee through RTGS/ NEFT
  5. Select the Transaction Type: RTGS or NEFT
  6. Choose the beneficiary from the list of beneficiaries existing in your account, to whom you want to transfer the funds
  7. Enter the Amount to be transferred
  8. Write Transfer Description. Try to provide meaningful "Transfer Description" which will help you to keep a good track of your transaction
  9. Tick the "I Accept Terms & Conditions" check box given at the bottom of the page
  10. Click on "Confirm" or "Continue" button
  11. Then the RTGS/ NEFT Fund Transfer will be initiated. It's recommended to print this page or take its screenshot for your future reference

Information Needed for RTGS Fund Transfer

You wil require following information for performing an RTGS fund transfer,

  • Account number to be debited
  • Beneficiary's bank and branch
  • Name of the beneficiary
  • Beneficiary's account number
  • IFSC number of the receiving branch
  • Amount to be transferred
  • Remarks, if any

RTGS Money Transfer in Other Banks (Online)

Allahabad BankAllahabad Up Gramin Bank
Andhra BankAndhra Pradesh Grameena Vikas Bank
Andhra Pragathi Grameena BankArunachal Pradesh Rural Bank
Aryavart BankAssam Gramin Vikash Bank
Au Small Finance Bank LimitedAxis Bank
Bandhan Bank LimitedBangiya Gramin Vikash Bank
Bank Of BarodaBank Of India
Bank Of MaharashtraBaroda Gujarat Gramin Bank
Baroda Rajasthan Kshetriya Gramin BankBaroda U.p. Bank
Baroda Up Gramin BankBharatiya Mahila Bank Limited
Bihar Gramin BankCanara Bank
Capital Small Finance Bank LimitedCatholic Syrian Bank Limited
Central Bank Of IndiaCentral Madhya Pradesh Gramin Bank
Chaitanya Godavari Grameena BankChhattisgarh Rajya Gramin Bank
City Union Bank LimitedCorporation Bank
Dakshin Bihar Gramin BankDcb Bank Limited
Dena BankDena Gujarat Gramin Bank
Dhanalakshmi BankEllaquai Dehati Bank
Equitas Small Finance Bank LimitedEsaf Small Finance Bank Limited
Export Import Bank Of IndiaFederal Bank
Fincare Small Finance Bank LtdGramin Bank Of Aryavart
Hdfc BankHimachal Pradesh Gramin Bank
Icici Bank LimitedIdbi Bank
Idfc First BankIndian Bank
Indian Overseas BankIndusind Bank
Jammu And Kashmir Bank LimitedJammu And Kashmir Grameen Bank
Jharkhand Gramin BankJharkhand Rajya Gramin Bank
Karnataka Bank LimitedKarnataka Gramin Bank
Karnataka Vikas Grameena BankKarur Vysya Bank
Kashi Gomti Samyut Gramin BankKaveri Grameena Bank
Kerala Gramin BankKotak Mahindra Bank Limited
Langpi Dehangi Rural BankLaxmi Vilas Bank
Madhya Bihar Gramin BankMadhya Pradesh Grameen Bank
Madhyanchal Gramin BankMaharashtra Gramin Bank
Malwa Gramin BankManipur Rural Bank
Meghalaya Rural BankMizoram Rural Bank
Nagaland Rural BankNarmada Jhabua Gramin Bank
North East Small Finance Bank LimitedOdisha Gramya Bank
Oriental Bank Of CommercePallavan Grama Bank
Pandyan Grama BankPaschim Banga Gramin Bank
Pragathi Krishna Gramin BankPrathama Bank
Prathama U.p. Gramin BankPuduvai Bharathiar Grama Bank
Punjab And Sind BankPunjab Gramin Bank
Punjab National BankPurvanchal Gramin Bank
Rajasthan Marudhara Gramin BankSaptagiri Grameena Bank
Sarva Haryana Gramin BankSarva Up Gramin Bank
Saurashtra Gramin BankSouth Indian Bank
State Bank Of Bikaner And JaipurState Bank Of Hyderabad
State Bank Of IndiaState Bank Of Mysore
State Bank Of PatialaState Bank Of Travancore
Suryoday Small Finance BankSutlej Kshetriya Gramin Bank
Syndicate BankTamil Nadu Grama Bank
Tamilnad Mercantile Bank LimitedTelangana Grameena Bank
The Nainital Bank LimitedTripura Gramin Bank
Uco BankUjjivan Small Finance Bank Limited
Union Bank Of IndiaUnited Bank Of India
Utkal Grameen BankUtkarsh Small Finance Bank
Uttar Banga Kshetriya Gramin BankUttar Bihar Gramin Bank
Uttarakhand Gramin BankVananchal Gramin Bank
Vidharbha Konkan Gramin BankVijaya Bank
Yes BankZila Sahakari Bank Ltd