The easiest way to find your bank's IFSC code is to select your bank name, select the state and than select your district, finally select the branch of your bank to find bank IFSC Code.
If you are unable to find bank name from above list, please check the complete list carefullu. If still can't find, then try with All Banks List.
IFSC (Indian Financial System Code) code contains 11 characters alphanumeric unique code and is assigned by RBI to the bank branch to identify each branch of every bank in India. The IFSC Code is printed on cheque book for NEFT enabled banks. You can use IFSC Code to identify particular bank branch of any bank in India. The IFSC code used for Real Time Gross Settlement aka RTGS, NEFT and IMPS finance transfer systems.
To find IFSC Code of a bank branch in India, click here and select your bank name, select the state and then select your district, finally select the branch of your bank to find bank IFSC code or find bank branch name from IFSC code in India, click here , enter IFSC code and click on "Search" button.
NEFT is an abbreviation for "National Electronic Funds Transfer". The NEFT is a nation wide payment system facilitating one-to-one funds transfer. It operates on a deferred net settlement (DNS) basis and settles transactions in batches. The settlement takes place with all the transactions received before a certain cut-off time. NEFT is not available on the bank holidays, RBI holiday and Sunday.
Below charges will be applicable for transferring funds under NEFT
|Upto Rs.1.00 lakh||Rs.5.00|
|Above Rs.1.00 lakh to 2.00 lakh||Rs.15.00|
|Above Rs.2.00 lakh||Rs.25.00|
RTGS is an abbreviation for "Real Time Gross Settlement". RTGS can be defined as specialist funds transfer system to transfer the money from one bank to another on continuous (real-time) and gross settlement basis. It allows the individuals as well as the companies and the firms to transfer funds from one bank to another bank within the country.
|Time of settlement at the RBI||Transaction Slab||Charges*|
|09.00 am||12.00 pm||Rs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakh||Rs.25 Rs.51|
|After 12.00 pm||3.30 pm||Rs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakh||Rs.26 Rs 52|
|After 3.30 pm||4.30 pm (on week days)||Rs.2.00 lakh to Rs.5.00 lakh||Rs.31|
IMPS is an abbreviation for "Immediate Payment Service". It is an instant interbank electronic fund transfer service that helps you access your bank account and transfer funds immediately and securely. It can be done through various channels such as ATM, Mobile Phones, Internet Banking, etc. The transferred money is credited to the beneficiary account instantly. This is facility was introduced in 2010 by National Payments Corporation of India (NPCI).
|Transaction Amount||Transaction Charges|
|Amounts upto Rs 10,000||Rs 5 + Applicable GST|
|Amounts above Rs 10,000 and upto Rs 1 lakh||Rs 5 + Applicable GST|
|Amounts above Rs 1 lakh and upto Rs 2 lakhs||Rs 15 + Applicable GST|