MICR Code 576020501 of Indian Overseas Bank Bijadi, Udipi, Karnataka
Indian Overseas Bank Bijadi MICR Code is 576020501. This branch is located at Karnataka state, Bijadi district, Bijadi city and the address is Bijadi Village Koteshwara Post,kundapur Taluk Udupi,pincode 576222 Karnataka State. Bank Branch's details are listed below.
MICR Code of Indian Overseas Bank Bijadi Branch
| MICR CODE: | 576020501 (used for RTGS, NEFT and IMPS transactions) |
| BANK NAME: | Indian Overseas Bank |
| BRANCH: | Bijadi |
| MODE OF PAYMENT: | Cash,Cheque,Demand Draft & Net banking |
| TIMING: | Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM (Except 2nd and 4th Saturday) |
| REMITTANCE: | NEFT |
| CITY: | Bijadi |
| DISTRICT: | Udipi |
| STATE: | Karnataka |
| COUNTRY: | IN |
| ADDRESS: | Bijadi Village Koteshwara Post,kundapur Taluk Udupi,pincode 576222 Karnataka State |
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Indian Overseas Bank Bijadi Branch MICR Code, address, branch phone number, contact number, email address
Indian Overseas Bank Bijadi is located at Karnataka state, Bijadi district, Bijadi city and the address is Bijadi Village Koteshwara Post,kundapur Taluk Udupi,pincode 576222 Karnataka State
The MICR Code is 576020501 Branch code is the last six characters of the IFSC Code - 001613. Individual bank branch's details are listed above.
NEFT Fund Transfer Charges *Excluding Service Tax
Below charges will be applicable for transferring funds under NEFT
| Amount | Charges* |
|---|---|
| Upto Rs.10,000 | Rs.2.50 |
| Upto Rs.1.00 lakh | Rs.5.00 |
| Above Rs.1.00 lakh to 2.00 lakh | Rs.15.00 |
| Above Rs.2.00 lakh | Rs.25.00 |
Immediate Payment Service (IMPS)
IMPS stands for "Immediate Payment Service". It is an instant interbank electronic fund transfer service to transfer funds from one account to another immediately and securely. It can be done through various channels such as ATM, Mobile Phones, Internet Banking, etc. This facility has been introduced in 2010 by National Payments Corporation of India (NPCI).
This service is available 24x7, throughout the year which means using this facility a person can transfer or receive money all the time even on Sundays and bank holidays.
IMPS Fund Transfer Charges
| Transaction Amount | Transaction Charges |
|---|---|
| Amounts upto Rs 10,000 | Rs 5 + Applicable GST |
| Amounts above Rs 10,000 and upto Rs 1 lakh | Rs 5 + Applicable GST |
| Amounts above Rs 1 lakh and upto Rs 2 lakhs | Rs 15 + Applicable GST |
Real Time Gross Settlement (RTGS)
RTGS or Real Time Gross Settlement is a super-fast money transferring method. RTGS is an abbreviation for "Real Time Gross Settlement". RTGS can be defined as specialist funds transfer system to transfer the money from one bank to another on continuous (real-time) and gross settlement basis. It allows the individuals as well as the companies and the firms to transfer funds from one bank to another bank within the country.
RTGS Fund Transfer Charges *Excluding Service Tax
| Time of settlement at the RBI | Transaction Slab | Charges* | |
|---|---|---|---|
| From | To | ||
| 09.00 am | 12.00 pm | Rs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakh | Rs.25 Rs.51 |
| After 12.00 pm | 3.30 pm | Rs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakh | Rs.26 Rs 52 |
| After 3.30 pm | 4.30 pm (on week days) | Rs.2.00 lakh to Rs.5.00 lakh | Rs.31 |