MICR Code 151020152 of Indian Overseas Bank Kot Kapura, Faridkot, Punjab
Indian Overseas Bank Kot Kapura MICR Code is 151020152. This branch is located at Punjab state, Kot Kapura district, Kot Kapura city and the address is Sangam Palace Faridkot Road Kot Kapura Faridkot Dist 151204. Bank Branch's details are listed below.
MICR Code of Indian Overseas Bank Kot Kapura Branch
| MICR CODE: | 151020152 (used for RTGS, NEFT and IMPS transactions) |
| BANK NAME: | Indian Overseas Bank |
| BRANCH: | Kot Kapura |
| MODE OF PAYMENT: | Cash,Cheque,Demand Draft & Net banking |
| TIMING: | Monday to Friday: 10 AM to 4 PM, Saturday - 10 AM to 4 PM (Except 2nd and 4th Saturday) |
| REMITTANCE: | NEFT |
| CITY: | Kot Kapura |
| DISTRICT: | Faridkot |
| STATE: | Punjab |
| COUNTRY: | IN |
| ADDRESS: | Sangam Palace Faridkot Road Kot Kapura Faridkot Dist 151204 |
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Indian Overseas Bank Kot Kapura Branch MICR Code, address, branch phone number, contact number, email address
Indian Overseas Bank Kot Kapura is located at Punjab state, Kot Kapura district, Kot Kapura city and the address is Sangam Palace Faridkot Road Kot Kapura Faridkot Dist 151204
The MICR Code is 151020152 Branch code is the last six characters of the IFSC Code - 001613. Individual bank branch's details are listed above.
NEFT Fund Transfer Charges *Excluding Service Tax
Below charges will be applicable for transferring funds under NEFT
| Amount | Charges* |
|---|---|
| Upto Rs.10,000 | Rs.2.50 |
| Upto Rs.1.00 lakh | Rs.5.00 |
| Above Rs.1.00 lakh to 2.00 lakh | Rs.15.00 |
| Above Rs.2.00 lakh | Rs.25.00 |
Immediate Payment Service (IMPS)
IMPS stands for "Immediate Payment Service". It is an instant interbank electronic fund transfer service to transfer funds from one account to another immediately and securely. It can be done through various channels such as ATM, Mobile Phones, Internet Banking, etc. This facility has been introduced in 2010 by National Payments Corporation of India (NPCI).
This service is available 24x7, throughout the year which means using this facility a person can transfer or receive money all the time even on Sundays and bank holidays.
IMPS Fund Transfer Charges
| Transaction Amount | Transaction Charges |
|---|---|
| Amounts upto Rs 10,000 | Rs 5 + Applicable GST |
| Amounts above Rs 10,000 and upto Rs 1 lakh | Rs 5 + Applicable GST |
| Amounts above Rs 1 lakh and upto Rs 2 lakhs | Rs 15 + Applicable GST |
Real Time Gross Settlement (RTGS)
RTGS or Real Time Gross Settlement is a super-fast money transferring method. RTGS is an abbreviation for "Real Time Gross Settlement". RTGS can be defined as specialist funds transfer system to transfer the money from one bank to another on continuous (real-time) and gross settlement basis. It allows the individuals as well as the companies and the firms to transfer funds from one bank to another bank within the country.
RTGS Fund Transfer Charges *Excluding Service Tax
| Time of settlement at the RBI | Transaction Slab | Charges* | |
|---|---|---|---|
| From | To | ||
| 09.00 am | 12.00 pm | Rs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakh | Rs.25 Rs.51 |
| After 12.00 pm | 3.30 pm | Rs.2.00 lakh to Rs.5.00 lakh Above Rs.5.00 lakh | Rs.26 Rs 52 |
| After 3.30 pm | 4.30 pm (on week days) | Rs.2.00 lakh to Rs.5.00 lakh | Rs.31 |